Cheap Quotes for Shannon, AL Car Insurance (2021)

Shannon, Alabama car insurance rates average $343 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Shannon, AL companies, you can find cheap Shannon car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Shannon, AL after a DUI are $4,688/year
  • Average car insurance rates in Shannon, AL are $343/month
  • Average car insurance rates in Shannon, AL for senior drivers are $2,140/year

How do the Shannon, Alabama monthly average car insurance rates of $343/month compare to nearby cities like Decatur car insurance rates, Huntsville car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Shannon, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Shannon, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Shannon, Alabama companies to find the most affordable Shannon car insurance rates.

Enter your ZIP code above to find cheap Shannon, AL car insurance quotes today.

What are the minimum Shannon, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Shannon, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Shannon, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Shannon, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Shannon, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Shannon car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shannon, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,125 $2,014 $1,936 $1,972 $7,767 $8,368 $2,350 $2,390
Farmers $2,593 $2,572 $2,312 $2,464 $10,315 $10,619 $2,945 $3,048
GEICO $2,292 $2,292 $2,178 $2,261 $6,182 $6,096 $2,423 $2,261
Liberty Mutual $3,384 $3,652 $2,761 $3,089 $12,828 $14,265 $3,603 $3,835
Nationwide $1,879 $1,902 $1,710 $1,770 $5,048 $6,504 $2,091 $2,341
Progressive $2,621 $2,445 $2,149 $2,298 $11,315 $12,638 $3,080 $3,322
State Farm $3,391 $3,391 $3,089 $3,089 $10,624 $13,270 $3,840 $4,449
Travelers $1,610 $1,636 $1,507 $1,503 $8,670 $13,672 $1,523 $1,752
USAA $1,318 $1,336 $1,230 $1,202 $3,951 $4,378 $1,717 $1,850

How much do teen drivers pay for car insurance in Shannon, AL?

Shannon, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Shannon car insurance rates from multiple Shannon, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Shannon, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,767 $8,368
Farmers $10,315 $10,619
GEICO $6,182 $6,096
Liberty Mutual $12,828 $14,265
Nationwide $5,048 $6,504
Progressive $11,315 $12,638
State Farm $10,624 $13,270
Travelers $8,670 $13,672
USAA $3,951 $4,378

How much do senior drivers pay for car insurance in Shannon, AL?

With a little research, seniors can find affordable car insurance in Shannon, Alabama. Here’s a look at how the top Shannon car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Shannon, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,972
Farmers $2,312 $2,464
GEICO $2,178 $2,261
Liberty Mutual $2,761 $3,089
Nationwide $1,710 $1,770
Progressive $2,149 $2,298
State Farm $3,089 $3,089
Travelers $1,507 $1,503
USAA $1,230 $1,202

How does coverage level affect Shannon, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Shannon, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Shannon, Alabama

Insurance Company Low Medium High
Allstate $3,479 $3,610 $3,757
Farmers $4,332 $4,543 $4,951
GEICO $3,005 $3,236 $3,504
Liberty Mutual $5,657 $5,899 $6,225
Nationwide $2,891 $2,882 $2,945
Progressive $4,498 $4,962 $5,491
State Farm $5,324 $5,637 $5,967
Travelers $3,786 $4,064 $4,102
USAA $2,049 $2,112 $2,208

How does your driving record affect Shannon, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Shannon, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Shannon, Alabama companies.

Annual Shannon, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,048 $3,615 $4,331 $3,467
Farmers $3,874 $5,025 $4,902 $4,634
GEICO $2,174 $3,528 $4,396 $2,894
Liberty Mutual $4,640 $6,486 $6,320 $6,262
Nationwide $2,539 $2,539 $3,708 $2,837
Progressive $4,496 $5,693 $4,821 $4,923
State Farm $5,069 $6,345 $5,579 $5,579
Travelers $3,318 $3,482 $5,095 $4,042
USAA $1,632 $2,051 $3,043 $1,765

How does a DUI affect Shannon, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Shannon, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Shannon, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,331
Farmers $4,902
GEICO $4,396
Liberty Mutual $6,320
Nationwide $3,708
Progressive $4,821
State Farm $5,579
Travelers $5,095
USAA $3,043

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How does your credit history affect Shannon, AL car insurance rates?

Take a look at the data here to see how your Shannon, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Shannon, Alabama

Insurance Company Poor Fair Good
Allstate $4,448 $3,519 $2,878
Farmers $5,158 $4,451 $4,217
GEICO $4,135 $2,945 $2,664
Liberty Mutual $8,481 $5,214 $4,086
Nationwide $3,506 $2,736 $2,475
Progressive $5,592 $4,830 $4,528
State Farm $9,157 $4,630 $3,142
Travelers $4,345 $3,768 $3,840
USAA $2,854 $1,857 $1,657

How does your commute affect Shannon, AL car insurance rates?

Shannon, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Shannon if you’re financing.

Annual Car Insurance Rates by Commute Length in Shannon, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,615 $3,615
Farmers $4,608 $4,608
GEICO $3,191 $3,305
Liberty Mutual $5,927 $5,927
Nationwide $2,906 $2,906
Progressive $4,983 $4,983
State Farm $5,506 $5,780
Travelers $3,984 $3,984
USAA $2,026 $2,220

Who has the cheapest Shannon, AL car insurance rates?

Here’s a breakdown of Shannon, Alabama car insurance rates by company. You can see which company offers the cheapest Shannon car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Shannon, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Shannon, AL car insurance companies?

Which Shannon, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Shannon companies to find the one for you.

Average Annual Car Insurance Rates by Company in Shannon, Alabama

Insurance Company Average Annual Rates
Allstate $3,615
Farmers $4,608
GEICO $3,248
Liberty Mutual $5,927
Nationwide $2,906
Progressive $4,983
State Farm $5,643
Travelers $3,984
USAA $2,123

Car Insurance Quotes for Shannon, AL

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