Cheap Quotes for Shady Side, MD Car Insurance (2021)

Shady Side, Maryland car insurance rates average $405 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Shady Side, MD companies, you can find cheap Shady Side car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Shady Side, MD are $405/month
  • Shady Side has an average commute time of 42.8 minutes
  • Average car insurance rates in Shady Side, MD after a DUI are $5,738/year

How do the Shady Side, Maryland monthly average car insurance rates of $405/month compare to nearby cities like Greenbelt car insurance rates, Rockville car insurance rates, and Gaithersburg car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Shady Side, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Shady Side, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Shady Side, Maryland companies to find the most affordable Shady Side car insurance rates.

Enter your ZIP code above to find cheap Shady Side, MD car insurance quotes today.

What are the minimum Shady Side, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Shady Side, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Shady Side, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Shady Side, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Shady Side, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Shady Side car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Shady Side, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,745 $3,597 $3,581 $3,674 $11,124 $13,052 $3,375 $3,428
GEICO $2,593 $2,845 $2,966 $3,439 $7,946 $9,083 $2,219 $2,343
Liberty Mutual $7,548 $7,548 $7,460 $7,460 $14,762 $21,935 $7,548 $10,207
Nationwide $2,002 $2,009 $1,809 $1,862 $4,749 $6,249 $2,324 $2,506
Progressive $2,275 $2,054 $1,989 $2,029 $8,183 $8,948 $2,654 $2,600
State Farm $2,436 $2,436 $2,238 $2,238 $7,715 $9,878 $2,717 $3,076
USAA $1,968 $1,933 $1,835 $1,831 $4,361 $5,153 $2,269 $2,530

How much do teen drivers pay for car insurance in Shady Side, MD?

Shady Side, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Shady Side car insurance rates from multiple Shady Side, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Shady Side, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,124 $13,052
GEICO $7,946 $9,083
Liberty Mutual $14,762 $21,935
Nationwide $4,749 $6,249
Progressive $8,183 $8,948
State Farm $7,715 $9,878
USAA $4,361 $5,153

How much do senior drivers pay for car insurance in Shady Side, MD?

With a little research, seniors can find affordable car insurance in Shady Side, Maryland. Here’s a look at how the top Shady Side car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Shady Side, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,581 $3,674
GEICO $2,966 $3,439
Liberty Mutual $7,460 $7,460
Nationwide $1,809 $1,862
Progressive $1,989 $2,029
State Farm $2,238 $2,238
USAA $1,835 $1,831

How does coverage level affect Shady Side, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Shady Side, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Shady Side, Maryland

Insurance Company Low Medium High
Allstate $5,564 $5,664 $5,864
GEICO $4,027 $4,154 $4,358
Liberty Mutual $10,270 $10,535 $10,870
Nationwide $2,819 $2,948 $3,049
Progressive $3,670 $3,847 $4,008
State Farm $3,878 $4,102 $4,295
USAA $2,600 $2,744 $2,861

How does your driving record affect Shady Side, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Shady Side, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Shady Side, Maryland companies.

Annual Shady Side, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,031 $6,714 $5,031 $6,013
GEICO $2,953 $4,611 $5,650 $3,503
Liberty Mutual $7,678 $10,052 $14,877 $9,626
Nationwide $2,583 $3,475 $2,765 $2,931
Progressive $3,284 $4,349 $3,963 $3,770
State Farm $3,668 $4,610 $4,045 $4,045
USAA $2,151 $2,637 $3,836 $2,316

How does a DUI affect Shady Side, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Shady Side, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Shady Side, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,031
GEICO $5,650
Liberty Mutual $14,877
Nationwide $2,765
Progressive $3,963
State Farm $4,045
USAA $3,836

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How does your credit history affect Shady Side, MD car insurance rates?

Take a look at the data here to see how your Shady Side, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Shady Side, Maryland

Insurance Company Poor Fair Good
Allstate $7,390 $5,149 $4,553
GEICO $4,738 $3,924 $3,876
Liberty Mutual $15,101 $9,723 $6,851
Nationwide $3,759 $2,657 $2,401
Progressive $4,831 $3,639 $3,054
State Farm $5,981 $3,552 $2,741
USAA $3,645 $2,500 $2,059

How does your commute affect Shady Side, MD car insurance rates?

Shady Side, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Shady Side if you’re financing.

Annual Car Insurance Rates by Commute Length in Shady Side, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,616 $5,778
GEICO $4,109 $4,249
Liberty Mutual $10,273 $10,844
Nationwide $2,939 $2,939
Progressive $3,841 $3,841
State Farm $3,989 $4,195
USAA $2,651 $2,819

Who has the cheapest Shady Side, MD car insurance rates?

Here’s a breakdown of Shady Side, Maryland car insurance rates by company. You can see which company offers the cheapest Shady Side car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Shady Side, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Shady Side, MD car insurance companies?

Which Shady Side, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Shady Side companies to find the one for you.

Average Annual Car Insurance Rates by Company in Shady Side, Maryland

Insurance Company Average Annual Rates
Allstate $5,697
GEICO $4,179
Liberty Mutual $10,558
Nationwide $2,939
Progressive $3,841
State Farm $4,092
USAA $2,735

What factors affect Shady Side, MD car insurance rates?

Why are Shady Side, Maryland car insurance rates different than rates in Greenbelt or Rockville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Shady Side, MD?

More time spent behind the wheel can lead to higher Shady Side, Maryland car insurance rates. In Shady Side, MD, the average commute length is 42.8 minutes.

Car Insurance Quotes for Shady Side, MD

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