Cheap Quotes for Satsuma, AL Car Insurance (2021)

Satsuma, Alabama car insurance rates average $331 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Satsuma, AL companies, you can find cheap Satsuma car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Satsuma, AL for senior drivers are $2,070/year
  • Average car insurance rates in Satsuma, AL after a DUI are $4,542/year
  • Average car insurance rates in Satsuma, AL are $331/month

How do the Satsuma, Alabama monthly average car insurance rates of $331/month compare to nearby cities like Huntsville car insurance rates, Birmingham car insurance rates, and Mobile car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Satsuma, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Satsuma, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Satsuma, Alabama companies to find the most affordable Satsuma car insurance rates.

Enter your ZIP code above to find cheap Satsuma, AL car insurance quotes today.

What are the minimum Satsuma, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Satsuma, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Satsuma, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Satsuma, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Satsuma, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Satsuma car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Satsuma, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,949 $1,853 $1,766 $1,800 $6,932 $7,454 $2,172 $2,216
Farmers $2,627 $2,610 $2,346 $2,502 $10,348 $10,644 $2,973 $3,072
GEICO $1,980 $1,969 $1,893 $1,961 $5,246 $5,134 $2,089 $1,931
Liberty Mutual $3,272 $3,534 $2,683 $3,007 $12,254 $13,631 $3,469 $3,679
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $2,645 $2,470 $2,170 $2,328 $10,868 $12,118 $3,072 $3,238
State Farm $2,966 $2,966 $2,693 $2,693 $9,147 $11,443 $3,355 $3,877
Travelers $1,667 $1,692 $1,572 $1,565 $9,276 $14,675 $1,573 $1,789
USAA $1,510 $1,531 $1,416 $1,390 $4,597 $5,096 $1,976 $2,135

How much do teen drivers pay for car insurance in Satsuma, AL?

Satsuma, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Satsuma car insurance rates from multiple Satsuma, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Satsuma, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,932 $7,454
Farmers $10,348 $10,644
GEICO $5,246 $5,134
Liberty Mutual $12,254 $13,631
Nationwide $5,017 $6,468
Progressive $10,868 $12,118
State Farm $9,147 $11,443
Travelers $9,276 $14,675
USAA $4,597 $5,096

How much do senior drivers pay for car insurance in Satsuma, AL?

With a little research, seniors can find affordable car insurance in Satsuma, Alabama. Here’s a look at how the top Satsuma car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Satsuma, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,766 $1,800
Farmers $2,346 $2,502
GEICO $1,893 $1,961
Liberty Mutual $2,683 $3,007
Nationwide $1,705 $1,765
Progressive $2,170 $2,328
State Farm $2,693 $2,693
Travelers $1,572 $1,565
USAA $1,416 $1,390

How does coverage level affect Satsuma, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Satsuma, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Satsuma, Alabama

Insurance Company Low Medium High
Allstate $3,155 $3,263 $3,385
Farmers $4,348 $4,571 $5,002
GEICO $2,550 $2,763 $3,013
Liberty Mutual $5,400 $5,661 $6,012
Nationwide $2,872 $2,870 $2,937
Progressive $4,261 $4,834 $5,496
State Farm $4,621 $4,887 $5,169
Travelers $4,003 $4,311 $4,365
USAA $2,361 $2,442 $2,566

How does your driving record affect Satsuma, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Satsuma, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Satsuma, Alabama companies.

Annual Satsuma, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,768 $3,271 $3,896 $3,136
Farmers $3,904 $5,058 $4,936 $4,663
GEICO $1,865 $3,014 $3,740 $2,481
Liberty Mutual $4,461 $6,222 $6,070 $6,012
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,375 $5,517 $4,755 $4,807
State Farm $4,404 $5,489 $4,838 $4,838
Travelers $3,515 $3,687 $5,423 $4,280
USAA $1,886 $2,373 $3,525 $2,041

How does a DUI affect Satsuma, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Satsuma, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Satsuma, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,896
Farmers $4,936
GEICO $3,740
Liberty Mutual $6,070
Nationwide $3,692
Progressive $4,755
State Farm $4,838
Travelers $5,423
USAA $3,525

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How does your credit history affect Satsuma, AL car insurance rates?

Take a look at the data here to see how your Satsuma, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Satsuma, Alabama

Insurance Company Poor Fair Good
Allstate $4,029 $3,176 $2,598
Farmers $5,202 $4,477 $4,242
GEICO $3,530 $2,518 $2,278
Liberty Mutual $8,137 $5,008 $3,928
Nationwide $3,490 $2,724 $2,465
Progressive $5,482 $4,709 $4,399
State Farm $7,939 $4,014 $2,724
Travelers $4,603 $3,998 $4,077
USAA $3,288 $2,154 $1,927

How does your commute affect Satsuma, AL car insurance rates?

Satsuma, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Satsuma if you’re financing.

Annual Car Insurance Rates by Commute Length in Satsuma, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,268 $3,268
Farmers $4,640 $4,640
GEICO $2,727 $2,823
Liberty Mutual $5,691 $5,691
Nationwide $2,893 $2,893
Progressive $4,864 $4,864
State Farm $4,773 $5,011
Travelers $4,226 $4,226
USAA $2,343 $2,569

Who has the cheapest Satsuma, AL car insurance rates?

Here’s a breakdown of Satsuma, Alabama car insurance rates by company. You can see which company offers the cheapest Satsuma car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Satsuma, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Satsuma, AL car insurance companies?

Which Satsuma, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Satsuma companies to find the one for you.

Average Annual Car Insurance Rates by Company in Satsuma, Alabama

Insurance Company Average Annual Rates
Allstate $3,268
Farmers $4,640
GEICO $2,775
Liberty Mutual $5,691
Nationwide $2,893
Progressive $4,864
State Farm $4,892
Travelers $4,226
USAA $2,456

What factors affect Satsuma, AL car insurance rates?

Why are Satsuma, Alabama car insurance rates different than rates in Huntsville or Birmingham? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Satsuma, AL?

FBI statistics show that the Satsuma, Alabama car theft rate is 6 thefts each year. High theft rates can lead to higher than average Satsuma, AL car insurance rates.

How long is the average commute in Satsuma, AL?

More time spent behind the wheel can lead to higher Satsuma, Alabama car insurance rates. In Satsuma, AL, the average commute length is 23.6 minutes.

Car Insurance Quotes for Satsuma, AL

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