Cheap Quotes for Sapello, NM Car Insurance (2021)

Sapello, New Mexico car insurance rates average $286 a month and New Mexico law requires coverage of at least 25/50/10. By comparing rates from multiple Sapello, NM companies, you can find cheap Sapello car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Sapello, NM are $286/month
  • Average car insurance rates in Sapello, NM after a DUI are $4,381/year
  • Average car insurance rates in Sapello, NM for senior drivers are $1,953/year

How do the Sapello, New Mexico monthly average car insurance rates of $286/month compare to nearby cities like Farmington car insurance rates, Alamogordo car insurance rates, and Hobbs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Sapello, NM.

We’ll cover the New Mexico minimum coverage requirements, New Mexico car insurance laws, and Sapello, NM statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Sapello, New Mexico companies to find the most affordable Sapello car insurance rates.

Enter your ZIP code above to find cheap Sapello, NM car insurance quotes today.

What are the minimum Sapello, NM car insurance requirements?

To meet New Mexico minimum car insurance coverage requirements, Sapello, NM drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Sapello, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Sapello, NM car insurance rates?

Three of the criteria that most affect car insurance rates in Sapello, New Mexico are age, gender, and marital status. Let’s take a look at how each of these stack up with top Sapello car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sapello, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,359 $2,365 $2,167 $2,276 $8,006 $9,306 $2,605 $2,768
Farmers $2,450 $2,442 $2,196 $2,343 $9,884 $10,152 $2,749 $2,835
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,606 $2,658 $2,357 $2,484 $6,321 $8,013 $2,940 $3,159
Progressive $1,688 $1,641 $1,520 $1,530 $6,751 $7,616 $2,047 $2,127
State Farm $1,499 $1,499 $1,353 $1,353 $4,008 $5,044 $1,678 $1,856
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

How much do teen drivers pay for car insurance in Sapello, NM?

Sapello, New Mexico car insurance rates for teens are often higher than rates for other drivers. Compare Sapello car insurance rates from multiple Sapello, New Mexico car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Sapello, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,006 $9,306
Farmers $9,884 $10,152
GEICO $7,583 $10,447
Nationwide $6,321 $8,013
Progressive $6,751 $7,616
State Farm $4,008 $5,044
USAA $3,641 $4,122

How much do senior drivers pay for car insurance in Sapello, NM?

With a little research, seniors can find affordable car insurance in Sapello, New Mexico. Here’s a look at how the top Sapello car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Sapello, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,167 $2,276
Farmers $2,196 $2,343
GEICO $2,511 $2,511
Nationwide $2,357 $2,484
Progressive $1,520 $1,530
State Farm $1,353 $1,353
USAA $1,372 $1,376

How does coverage level affect Sapello, NM car insurance rates?

How much coverage do you need? Are you comfortable with the New Mexico minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Sapello, NM car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Sapello, New Mexico

Insurance Company Low Medium High
Allstate $3,823 $3,975 $4,148
Farmers $3,987 $4,339 $4,818
GEICO $3,990 $4,256 $4,552
Nationwide $3,817 $3,776 $3,859
Progressive $2,987 $3,112 $3,245
State Farm $2,099 $2,293 $2,466
USAA $1,995 $2,146 $2,271

How does your driving record affect Sapello, NM car insurance rates?

Safe driving pays off. The more traffic violations you have in Sapello, NM, the higher your car insurance rates will be. Compare rates based on driving infractions from top Sapello, New Mexico companies.

Annual Sapello, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,265 $4,312 $4,657 $3,693
Farmers $3,704 $4,766 $4,655 $4,400
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,829 $4,007 $5,214 $3,219
Progressive $2,696 $3,671 $2,905 $3,187
State Farm $2,151 $2,331 $2,331 $2,331
USAA $1,594 $2,204 $2,897 $1,854

How does a DUI affect Sapello, NM car insurance rates?

With even one DUI on your record, you can see an increase in your Sapello, NM car insurance rates.

Annual Car Insurance Rates After a DUI in Sapello, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,657
Farmers $4,655
GEICO $8,009
Nationwide $5,214
Progressive $2,905
State Farm $2,331
USAA $2,897

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Sapello, NM car insurance rates?

Take a look at the data here to see how your Sapello, New Mexico car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Sapello, New Mexico

Insurance Company Poor Fair Good
Allstate $4,626 $3,821 $3,498
Farmers $5,033 $4,158 $3,953
GEICO $4,787 $4,162 $3,849
Nationwide $4,679 $3,625 $3,147
Progressive $3,428 $3,044 $2,873
State Farm $3,268 $2,007 $1,584
USAA $2,680 $2,000 $1,731

How does your commute affect Sapello, NM car insurance rates?

Sapello, NM car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for New Mexico can be seen here. Remember, though, that you may have to carry substantially more car insurance in Sapello if you’re financing.

Annual Car Insurance Rates by Commute Length in Sapello, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,982 $3,982
Farmers $4,381 $4,381
GEICO $4,201 $4,331
Nationwide $3,817 $3,817
Progressive $3,115 $3,115
State Farm $2,230 $2,343
USAA $2,073 $2,201

Who has the cheapest Sapello, NM car insurance rates?

Here’s a breakdown of Sapello, New Mexico car insurance rates by company. You can see which company offers the cheapest Sapello car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Sapello, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Sapello, NM car insurance companies?

Which Sapello, New Mexico car insurance company will best fit your needs and budget? Check out this comparison of the top Sapello companies to find the one for you.

Average Annual Car Insurance Rates by Company in Sapello, New Mexico

Insurance Company Average Annual Rates
Allstate $3,982
Farmers $4,381
GEICO $4,266
Nationwide $3,817
Progressive $3,115
State Farm $2,286
USAA $2,137

Car Insurance Quotes for Sapello, NM

Shop for affordable Sapello, New Mexico car insurance rates today. Enter your ZIP code to compare quotes from multiple Sapello, NM car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption