Cheap Quotes for Sandy Point, ME Car Insurance (2021)

Sandy Point, Maine car insurance rates average $214 a month and Maine law requires coverage of at least 50/100/25. By comparing rates from multiple Sandy Point, ME companies, you can find cheap Sandy Point car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Sandy Point, ME are $214/month
  • Average car insurance rates in Sandy Point, ME after a DUI are $3,043/year
  • The cheapest car insurance company in Sandy Point is GEICO

How do the Sandy Point, Maine monthly average car insurance rates of $214/month compare to nearby cities like Sanford car insurance rates, Biddeford car insurance rates, and South Portland car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Sandy Point, ME.

We’ll cover the Maine minimum coverage requirements, Maine car insurance laws, and Sandy Point, ME statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Sandy Point, Maine companies to find the most affordable Sandy Point car insurance rates.

Enter your ZIP code above to find cheap Sandy Point, ME car insurance quotes today.

What are the minimum Sandy Point, ME car insurance requirements?

To meet Maine minimum car insurance coverage requirements, Sandy Point, ME drivers need to carry at least 50/100/25 coverage.

Minimum Required Car Insurance Coverage in Sandy Point, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Sandy Point, ME car insurance rates?

Three of the criteria that most affect car insurance rates in Sandy Point, Maine are age, gender, and marital status. Let’s take a look at how each of these stack up with top Sandy Point car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sandy Point, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,823 $1,879 $1,634 $1,772 $4,517 $6,023 $1,990 $2,225
Farmers $1,631 $1,645 $1,518 $1,640 $4,911 $5,535 $1,894 $1,968
GEICO $989 $1,024 $989 $989 $2,397 $3,119 $1,078 $1,152
Liberty Mutual $3,026 $3,026 $2,881 $2,881 $6,444 $9,650 $3,026 $4,267
Progressive $1,879 $1,841 $1,879 $1,841 $7,809 $8,777 $2,194 $2,485
State Farm $1,278 $1,278 $1,205 $1,205 $4,066 $5,071 $1,426 $1,561
Travelers $1,130 $1,171 $1,024 $1,048 $4,502 $6,081 $1,125 $1,302
USAA $887 $875 $882 $862 $2,919 $3,221 $1,129 $1,187

How much do teen drivers pay for car insurance in Sandy Point, ME?

Sandy Point, Maine car insurance rates for teens are often higher than rates for other drivers. Compare Sandy Point car insurance rates from multiple Sandy Point, Maine car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Sandy Point, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,517 $6,023
Farmers $4,911 $5,535
GEICO $2,397 $3,119
Liberty Mutual $6,444 $9,650
Progressive $7,809 $8,777
State Farm $4,066 $5,071
Travelers $4,502 $6,081
USAA $2,919 $3,221

How much do senior drivers pay for car insurance in Sandy Point, ME?

With a little research, seniors can find affordable car insurance in Sandy Point, Maine. Here’s a look at how the top Sandy Point car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Sandy Point, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,634 $1,772
Farmers $1,518 $1,640
GEICO $989 $989
Liberty Mutual $2,881 $2,881
Progressive $1,879 $1,841
State Farm $1,205 $1,205
Travelers $1,024 $1,048
USAA $882 $862

How does coverage level affect Sandy Point, ME car insurance rates?

How much coverage do you need? Are you comfortable with the Maine minimum of 50/100/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Sandy Point, ME car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Sandy Point, Maine

Insurance Company Low Medium High
Allstate $2,694 $2,695 $2,809
Farmers $2,503 $2,520 $2,755
GEICO $1,439 $1,448 $1,514
Liberty Mutual $4,352 $4,352 $4,497
Progressive $3,525 $3,531 $3,708
State Farm $2,083 $2,114 $2,212
Travelers $2,138 $2,142 $2,238
USAA $1,466 $1,478 $1,542

How does your driving record affect Sandy Point, ME car insurance rates?

Safe driving pays off. The more traffic violations you have in Sandy Point, ME, the higher your car insurance rates will be. Compare rates based on driving infractions from top Sandy Point, Maine companies.

Annual Sandy Point, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,239 $3,025 $3,144 $2,523
Farmers $2,272 $2,890 $2,508 $2,701
GEICO $1,066 $1,501 $2,235 $1,066
Liberty Mutual $3,409 $3,989 $6,502 $3,699
Progressive $2,878 $4,853 $3,201 $3,420
State Farm $1,940 $2,333 $2,136 $2,136
Travelers $1,814 $2,015 $2,516 $2,346
USAA $1,136 $1,496 $2,099 $1,250

How does a DUI affect Sandy Point, ME car insurance rates?

With even one DUI on your record, you can see an increase in your Sandy Point, ME car insurance rates.

Annual Car Insurance Rates After a DUI in Sandy Point, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,144
Farmers $2,508
GEICO $2,235
Liberty Mutual $6,502
Progressive $3,201
State Farm $2,136
Travelers $2,516
USAA $2,099

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How does your credit history affect Sandy Point, ME car insurance rates?

Take a look at the data here to see how your Sandy Point, Maine car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Sandy Point, Maine

Insurance Company Poor Fair Good
Allstate $3,440 $2,613 $2,145
Farmers $3,007 $2,481 $2,290
GEICO $1,974 $1,309 $1,117
Liberty Mutual $6,126 $3,969 $3,104
Progressive $4,061 $3,476 $3,227
State Farm $3,111 $1,858 $1,439
Travelers $2,557 $2,095 $1,866
USAA $1,962 $1,349 $1,174

How does your commute affect Sandy Point, ME car insurance rates?

Sandy Point, ME car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maine can be seen here. Remember, though, that you may have to carry substantially more car insurance in Sandy Point if you’re financing.

Annual Car Insurance Rates by Commute Length in Sandy Point, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,733 $2,733
Farmers $2,593 $2,593
GEICO $1,443 $1,491
Liberty Mutual $4,309 $4,491
Progressive $3,588 $3,588
State Farm $2,066 $2,206
Travelers $2,173 $2,173
USAA $1,453 $1,537

Who has the cheapest Sandy Point, ME car insurance rates?

Here’s a breakdown of Sandy Point, Maine car insurance rates by company. You can see which company offers the cheapest Sandy Point car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Sandy Point, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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What are the top Sandy Point, ME car insurance companies?

Which Sandy Point, Maine car insurance company will best fit your needs and budget? Check out this comparison of the top Sandy Point companies to find the one for you.

Average Annual Car Insurance Rates by Company in Sandy Point, Maine

Insurance Company Average Annual Rates
Allstate $2,733
Farmers $2,593
GEICO $1,467
Liberty Mutual $4,400
Progressive $3,588
State Farm $2,136
Travelers $2,173
USAA $1,495

Car Insurance Quotes for Sandy Point, ME

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