Cheap Quotes for Samantha, AL Car Insurance (2021)

Samantha, Alabama car insurance rates average $317 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Samantha, AL companies, you can find cheap Samantha car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Samantha, AL are $317/month
  • The cheapest car insurance company in Samantha is USAA
  • Average car insurance rates in Samantha, AL for senior drivers are $1,993/year

How do the Samantha, Alabama monthly average car insurance rates of $317/month compare to nearby cities like Birmingham car insurance rates, Montgomery car insurance rates, and Huntsville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Samantha, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Samantha, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Samantha, Alabama companies to find the most affordable Samantha car insurance rates.

Enter your ZIP code above to find cheap Samantha, AL car insurance quotes today.

What are the minimum Samantha, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Samantha, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Samantha, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Samantha, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Samantha, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Samantha car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Samantha, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,064 $1,971 $2,009 $7,796 $8,373 $2,422 $2,472
Farmers $2,414 $2,398 $2,159 $2,289 $9,213 $9,484 $2,748 $2,867
GEICO $2,055 $2,048 $1,962 $2,039 $5,499 $5,390 $2,172 $2,012
Liberty Mutual $2,981 $3,218 $2,448 $2,737 $11,023 $12,248 $3,165 $3,361
Nationwide $1,709 $1,728 $1,560 $1,612 $4,521 $5,808 $1,897 $2,117
Progressive $2,422 $2,269 $1,995 $2,114 $10,336 $11,558 $2,859 $3,090
State Farm $3,026 $3,026 $2,754 $2,754 $9,397 $11,762 $3,426 $3,952
Travelers $1,593 $1,616 $1,499 $1,492 $8,661 $13,628 $1,505 $1,720
USAA $1,347 $1,365 $1,258 $1,231 $4,033 $4,467 $1,753 $1,891

How much do teen drivers pay for car insurance in Samantha, AL?

Samantha, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Samantha car insurance rates from multiple Samantha, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Samantha, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,796 $8,373
Farmers $9,213 $9,484
GEICO $5,499 $5,390
Liberty Mutual $11,023 $12,248
Nationwide $4,521 $5,808
Progressive $10,336 $11,558
State Farm $9,397 $11,762
Travelers $8,661 $13,628
USAA $4,033 $4,467

How much do senior drivers pay for car insurance in Samantha, AL?

With a little research, seniors can find affordable car insurance in Samantha, Alabama. Here’s a look at how the top Samantha car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Samantha, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $2,009
Farmers $2,159 $2,289
GEICO $1,962 $2,039
Liberty Mutual $2,448 $2,737
Nationwide $1,560 $1,612
Progressive $1,995 $2,114
State Farm $2,754 $2,754
Travelers $1,499 $1,492
USAA $1,258 $1,231

How does coverage level affect Samantha, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Samantha, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Samantha, Alabama

Insurance Company Low Medium High
Allstate $3,524 $3,655 $3,802
Farmers $3,972 $4,144 $4,473
GEICO $2,665 $2,885 $3,142
Liberty Mutual $4,909 $5,123 $5,411
Nationwide $2,596 $2,598 $2,662
Progressive $4,164 $4,566 $5,011
State Farm $4,722 $5,008 $5,307
Travelers $3,766 $4,043 $4,083
USAA $2,089 $2,156 $2,258

How does your driving record affect Samantha, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Samantha, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Samantha, Alabama companies.

Annual Samantha, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,094 $3,663 $4,372 $3,512
Farmers $3,531 $4,563 $4,452 $4,240
GEICO $1,943 $3,146 $3,917 $2,583
Liberty Mutual $4,035 $5,627 $5,491 $5,437
Nationwide $2,294 $2,294 $3,329 $2,558
Progressive $4,132 $5,221 $4,442 $4,526
State Farm $4,508 $5,628 $4,956 $4,956
Travelers $3,297 $3,460 $5,079 $4,021
USAA $1,667 $2,094 $3,108 $1,803

How does a DUI affect Samantha, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Samantha, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Samantha, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,372
Farmers $4,452
GEICO $3,917
Liberty Mutual $5,491
Nationwide $3,329
Progressive $4,442
State Farm $4,956
Travelers $5,079
USAA $3,108

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How does your credit history affect Samantha, AL car insurance rates?

Take a look at the data here to see how your Samantha, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Samantha, Alabama

Insurance Company Poor Fair Good
Allstate $4,508 $3,560 $2,912
Farmers $4,709 $4,046 $3,835
GEICO $3,686 $2,628 $2,378
Liberty Mutual $7,359 $4,529 $3,555
Nationwide $3,156 $2,467 $2,234
Progressive $5,147 $4,437 $4,157
State Farm $8,135 $4,112 $2,789
Travelers $4,322 $3,749 $3,822
USAA $2,911 $1,898 $1,695

How does your commute affect Samantha, AL car insurance rates?

Samantha, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Samantha if you’re financing.

Annual Car Insurance Rates by Commute Length in Samantha, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,660 $3,660
Farmers $4,196 $4,196
GEICO $2,847 $2,948
Liberty Mutual $5,148 $5,148
Nationwide $2,619 $2,619
Progressive $4,580 $4,580
State Farm $4,889 $5,135
Travelers $3,964 $3,964
USAA $2,069 $2,267

Who has the cheapest Samantha, AL car insurance rates?

Here’s a breakdown of Samantha, Alabama car insurance rates by company. You can see which company offers the cheapest Samantha car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Samantha, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Samantha, AL car insurance companies?

Which Samantha, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Samantha companies to find the one for you.

Average Annual Car Insurance Rates by Company in Samantha, Alabama

Insurance Company Average Annual Rates
Allstate $3,660
Farmers $4,196
GEICO $2,897
Liberty Mutual $5,148
Nationwide $2,619
Progressive $4,580
State Farm $5,012
Travelers $3,964
USAA $2,168

Car Insurance Quotes for Samantha, AL

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