Cheap Quotes for Saint Francis, ME Car Insurance (2021)

Saint Francis, Maine car insurance rates average $208 a month and Maine law requires coverage of at least 50/100/25. By comparing rates from multiple Saint Francis, ME companies, you can find cheap Saint Francis car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Saint Francis, ME for senior drivers are $1,473/year
  • The cheapest car insurance company in Saint Francis is USAA
  • Average car insurance rates in Saint Francis, ME after a DUI are $2,948/year

How do the Saint Francis, Maine monthly average car insurance rates of $208/month compare to nearby cities like Auburn car insurance rates, Augusta car insurance rates, and Biddeford car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Saint Francis, ME.

We’ll cover the Maine minimum coverage requirements, Maine car insurance laws, and Saint Francis, ME statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Saint Francis, Maine companies to find the most affordable Saint Francis car insurance rates.

Enter your ZIP code above to find cheap Saint Francis, ME car insurance quotes today.

What are the minimum Saint Francis, ME car insurance requirements?

To meet Maine minimum car insurance coverage requirements, Saint Francis, ME drivers need to carry at least 50/100/25 coverage.

Minimum Required Car Insurance Coverage in Saint Francis, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Saint Francis, ME car insurance rates?

Three of the criteria that most affect car insurance rates in Saint Francis, Maine are age, gender, and marital status. Let’s take a look at how each of these stack up with top Saint Francis car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saint Francis, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,736 $1,789 $1,549 $1,683 $4,237 $5,679 $1,901 $2,133
Farmers $1,644 $1,663 $1,538 $1,656 $5,170 $5,719 $1,933 $2,003
GEICO $979 $1,014 $979 $979 $2,357 $3,068 $1,067 $1,142
Liberty Mutual $2,864 $2,864 $2,726 $2,726 $6,104 $9,143 $2,864 $4,040
Progressive $1,810 $1,774 $1,810 $1,774 $7,449 $8,374 $2,113 $2,386
State Farm $1,285 $1,285 $1,206 $1,206 $4,033 $5,026 $1,430 $1,568
Travelers $1,154 $1,198 $1,046 $1,070 $4,592 $6,209 $1,152 $1,336
USAA $821 $815 $815 $800 $2,606 $2,886 $1,044 $1,104

How much do teen drivers pay for car insurance in Saint Francis, ME?

Saint Francis, Maine car insurance rates for teens are often higher than rates for other drivers. Compare Saint Francis car insurance rates from multiple Saint Francis, Maine car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Saint Francis, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,237 $5,679
Farmers $5,170 $5,719
GEICO $2,357 $3,068
Liberty Mutual $6,104 $9,143
Progressive $7,449 $8,374
State Farm $4,033 $5,026
Travelers $4,592 $6,209
USAA $2,606 $2,886

How much do senior drivers pay for car insurance in Saint Francis, ME?

With a little research, seniors can find affordable car insurance in Saint Francis, Maine. Here’s a look at how the top Saint Francis car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Saint Francis, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,549 $1,683
Farmers $1,538 $1,656
GEICO $979 $979
Liberty Mutual $2,726 $2,726
Progressive $1,810 $1,774
State Farm $1,206 $1,206
Travelers $1,046 $1,070
USAA $815 $800

How does coverage level affect Saint Francis, ME car insurance rates?

How much coverage do you need? Are you comfortable with the Maine minimum of 50/100/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Saint Francis, ME car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Saint Francis, Maine

Insurance Company Low Medium High
Allstate $2,558 $2,559 $2,647
Farmers $2,567 $2,585 $2,845
GEICO $1,423 $1,430 $1,492
Liberty Mutual $4,117 $4,117 $4,265
Progressive $3,372 $3,379 $3,558
State Farm $2,081 $2,109 $2,200
Travelers $2,185 $2,189 $2,285
USAA $1,336 $1,346 $1,403

How does your driving record affect Saint Francis, ME car insurance rates?

Safe driving pays off. The more traffic violations you have in Saint Francis, ME, the higher your car insurance rates will be. Compare rates based on driving infractions from top Saint Francis, Maine companies.

Annual Saint Francis, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,124 $2,860 $2,977 $2,392
Farmers $2,336 $2,965 $2,580 $2,782
GEICO $1,051 $1,482 $2,209 $1,051
Liberty Mutual $3,234 $3,780 $6,144 $3,507
Progressive $2,758 $4,645 $3,067 $3,275
State Farm $1,938 $2,322 $2,130 $2,130
Travelers $1,853 $2,059 $2,570 $2,397
USAA $1,039 $1,359 $1,906 $1,142

How does a DUI affect Saint Francis, ME car insurance rates?

With even one DUI on your record, you can see an increase in your Saint Francis, ME car insurance rates.

Annual Car Insurance Rates After a DUI in Saint Francis, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $2,977
Farmers $2,580
GEICO $2,209
Liberty Mutual $6,144
Progressive $3,067
State Farm $2,130
Travelers $2,570
USAA $1,906

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How does your credit history affect Saint Francis, ME car insurance rates?

Take a look at the data here to see how your Saint Francis, Maine car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Saint Francis, Maine

Insurance Company Poor Fair Good
Allstate $3,254 $2,475 $2,035
Farmers $3,103 $2,546 $2,348
GEICO $1,949 $1,293 $1,103
Liberty Mutual $5,800 $3,759 $2,940
Progressive $3,893 $3,328 $3,088
State Farm $3,102 $1,853 $1,435
Travelers $2,612 $2,140 $1,906
USAA $1,790 $1,227 $1,067

How does your commute affect Saint Francis, ME car insurance rates?

Saint Francis, ME car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maine can be seen here. Remember, though, that you may have to carry substantially more car insurance in Saint Francis if you’re financing.

Annual Car Insurance Rates by Commute Length in Saint Francis, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,588 $2,588
Farmers $2,666 $2,666
GEICO $1,424 $1,472
Liberty Mutual $4,080 $4,252
Progressive $3,436 $3,436
State Farm $2,060 $2,200
Travelers $2,220 $2,220
USAA $1,323 $1,400

Who has the cheapest Saint Francis, ME car insurance rates?

Here’s a breakdown of Saint Francis, Maine car insurance rates by company. You can see which company offers the cheapest Saint Francis car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Saint Francis, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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What are the top Saint Francis, ME car insurance companies?

Which Saint Francis, Maine car insurance company will best fit your needs and budget? Check out this comparison of the top Saint Francis companies to find the one for you.

Average Annual Car Insurance Rates by Company in Saint Francis, Maine

Insurance Company Average Annual Rates
Allstate $2,588
Farmers $2,666
GEICO $1,448
Liberty Mutual $4,166
Progressive $3,436
State Farm $2,130
Travelers $2,220
USAA $1,361

Car Insurance Quotes for Saint Francis, ME

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