Cheap Quotes for Saginaw, AL Car Insurance (2021)

Saginaw, Alabama car insurance rates average $311 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Saginaw, AL companies, you can find cheap Saginaw car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Average car insurance rates in Saginaw, AL after a DUI are $4,252/year
  • Average car insurance rates in Saginaw, AL for senior drivers are $1,950/year
  • The cheapest car insurance company in Saginaw is USAA

How do the Saginaw, Alabama monthly average car insurance rates of $311/month compare to nearby cities like Madison car insurance rates, Huntsville car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Saginaw, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Saginaw, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Saginaw, Alabama companies to find the most affordable Saginaw car insurance rates.

Enter your ZIP code above to find cheap Saginaw, AL car insurance quotes today.

What are the minimum Saginaw, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Saginaw, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Saginaw, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Saginaw, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Saginaw, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Saginaw car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Saginaw, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,004 $1,907 $1,817 $1,851 $7,054 $7,576 $2,235 $2,282
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $1,964 $1,956 $1,878 $1,947 $5,204 $5,101 $2,072 $1,919
Liberty Mutual $2,980 $3,216 $2,434 $2,725 $11,332 $12,607 $3,167 $3,364
Nationwide $1,678 $1,696 $1,532 $1,583 $4,422 $5,679 $1,861 $2,076
Progressive $2,266 $2,112 $1,871 $1,985 $9,842 $10,989 $2,667 $2,873
State Farm $3,160 $3,160 $2,876 $2,876 $9,869 $12,339 $3,579 $4,141
Travelers $1,455 $1,477 $1,369 $1,365 $7,923 $12,521 $1,377 $1,567
USAA $1,359 $1,379 $1,267 $1,241 $4,035 $4,473 $1,767 $1,910

How much do teen drivers pay for car insurance in Saginaw, AL?

Saginaw, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Saginaw car insurance rates from multiple Saginaw, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Saginaw, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,054 $7,576
Farmers $9,571 $9,840
GEICO $5,204 $5,101
Liberty Mutual $11,332 $12,607
Nationwide $4,422 $5,679
Progressive $9,842 $10,989
State Farm $9,869 $12,339
Travelers $7,923 $12,521
USAA $4,035 $4,473

How much do senior drivers pay for car insurance in Saginaw, AL?

With a little research, seniors can find affordable car insurance in Saginaw, Alabama. Here’s a look at how the top Saginaw car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Saginaw, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,817 $1,851
Farmers $2,170 $2,311
GEICO $1,878 $1,947
Liberty Mutual $2,434 $2,725
Nationwide $1,532 $1,583
Progressive $1,871 $1,985
State Farm $2,876 $2,876
Travelers $1,369 $1,365
USAA $1,267 $1,241

How does coverage level affect Saginaw, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Saginaw, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Saginaw, Alabama

Insurance Company Low Medium High
Allstate $3,219 $3,335 $3,468
Farmers $4,039 $4,235 $4,605
GEICO $2,531 $2,743 $2,993
Liberty Mutual $4,976 $5,202 $5,506
Nationwide $2,541 $2,546 $2,611
Progressive $3,893 $4,313 $4,771
State Farm $4,955 $5,246 $5,549
Travelers $3,435 $3,704 $3,756
USAA $2,104 $2,168 $2,265

How does your driving record affect Saginaw, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Saginaw, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Saginaw, Alabama companies.

Annual Saginaw, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,834 $3,345 $3,977 $3,208
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $1,853 $2,992 $3,711 $2,465
Liberty Mutual $4,099 $5,719 $5,572 $5,522
Nationwide $2,249 $2,249 $3,259 $2,507
Progressive $3,891 $4,935 $4,218 $4,260
State Farm $4,718 $5,900 $5,191 $5,191
Travelers $3,026 $3,174 $4,648 $3,680
USAA $1,675 $2,102 $3,126 $1,812

How does a DUI affect Saginaw, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Saginaw, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Saginaw, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,977
Farmers $4,565
GEICO $3,711
Liberty Mutual $5,572
Nationwide $3,259
Progressive $4,218
State Farm $5,191
Travelers $4,648
USAA $3,126

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Saginaw, AL car insurance rates?

Take a look at the data here to see how your Saginaw, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Saginaw, Alabama

Insurance Company Poor Fair Good
Allstate $4,123 $3,245 $2,655
Farmers $4,806 $4,145 $3,927
GEICO $3,504 $2,500 $2,262
Liberty Mutual $7,465 $4,605 $3,614
Nationwide $3,092 $2,418 $2,189
Progressive $4,847 $4,195 $3,935
State Farm $8,524 $4,306 $2,920
Travelers $3,958 $3,435 $3,502
USAA $2,933 $1,904 $1,699

How does your commute affect Saginaw, AL car insurance rates?

Saginaw, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Saginaw if you’re financing.

Annual Car Insurance Rates by Commute Length in Saginaw, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,341 $3,341
Farmers $4,293 $4,293
GEICO $2,707 $2,804
Liberty Mutual $5,228 $5,228
Nationwide $2,566 $2,566
Progressive $4,326 $4,326
State Farm $5,122 $5,378
Travelers $3,632 $3,632
USAA $2,079 $2,279

Who has the cheapest Saginaw, AL car insurance rates?

Here’s a breakdown of Saginaw, Alabama car insurance rates by company. You can see which company offers the cheapest Saginaw car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Saginaw, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Saginaw, AL car insurance companies?

Which Saginaw, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Saginaw companies to find the one for you.

Average Annual Car Insurance Rates by Company in Saginaw, Alabama

Insurance Company Average Annual Rates
Allstate $3,341
Farmers $4,293
GEICO $2,755
Liberty Mutual $5,228
Nationwide $2,566
Progressive $4,326
State Farm $5,250
Travelers $3,632
USAA $2,179

What factors affect Saginaw, AL car insurance rates?

Why are Saginaw, Alabama car insurance rates different than rates in Madison or Huntsville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the traffic like in Saginaw, AL

Like commute length, time spent in traffic also increase risk of accidents. Saginaw, AL is listed as 939th in INRIX congested cities data.

Car Insurance Quotes for Saginaw, AL

Shop for affordable Saginaw, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Saginaw, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption