Cheap Quotes for Rustburg, VA Car Insurance (2021)

Rustburg, Virginia car insurance rates average $190 a month and Virginia law requires coverage of at least 25/50/20. By comparing rates from multiple Rustburg, VA companies, you can find cheap Rustburg car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Rustburg has an average commute time of 28.6 minutes
  • Average car insurance rates in Rustburg, VA after a DUI are $2,697/year
  • The cheapest car insurance company in Rustburg is GEICO

How do the Rustburg, Virginia monthly average car insurance rates of $190/month compare to nearby cities like Suffolk car insurance rates, Alexandria car insurance rates, and Chesapeake car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Rustburg, VA.

We’ll cover the Virginia minimum coverage requirements, Virginia car insurance laws, and Rustburg, VA statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Rustburg, Virginia companies to find the most affordable Rustburg car insurance rates.

Enter your ZIP code above to find cheap Rustburg, VA car insurance quotes today.

What are the minimum Rustburg, VA car insurance requirements?

To meet Virginia minimum car insurance coverage requirements, Rustburg, VA drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Rustburg, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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How do age, gender, and marital status affect Rustburg, VA car insurance rates?

Three of the criteria that most affect car insurance rates in Rustburg, Virginia are age, gender, and marital status. Let’s take a look at how each of these stack up with top Rustburg car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rustburg, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,909 $1,804 $1,900 $1,900 $5,956 $6,855 $2,485 $2,491
GEICO $1,404 $1,406 $1,331 $1,331 $2,929 $3,936 $1,632 $1,621
Nationwide $1,397 $1,407 $1,240 $1,276 $3,299 $4,258 $1,540 $1,678
Progressive $1,197 $1,138 $1,083 $1,086 $5,464 $6,139 $1,448 $1,478
State Farm $1,327 $1,327 $1,205 $1,205 $4,106 $5,147 $1,503 $1,731
USAA $1,165 $1,144 $1,097 $1,097 $3,696 $4,387 $1,498 $1,644

How much do teen drivers pay for car insurance in Rustburg, VA?

Rustburg, Virginia car insurance rates for teens are often higher than rates for other drivers. Compare Rustburg car insurance rates from multiple Rustburg, Virginia car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Rustburg, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,956 $6,855
GEICO $2,929 $3,936
Nationwide $3,299 $4,258
Progressive $5,464 $6,139
State Farm $4,106 $5,147
USAA $3,696 $4,387

How much do senior drivers pay for car insurance in Rustburg, VA?

With a little research, seniors can find affordable car insurance in Rustburg, Virginia. Here’s a look at how the top Rustburg car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Rustburg, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,900 $1,900
GEICO $1,331 $1,331
Nationwide $1,240 $1,276
Progressive $1,083 $1,086
State Farm $1,205 $1,205
USAA $1,097 $1,097

How does coverage level affect Rustburg, VA car insurance rates?

How much coverage do you need? Are you comfortable with the Virginia minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Rustburg, VA car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Rustburg, Virginia

Insurance Company Low Medium High
Allstate $3,072 $3,163 $3,252
GEICO $1,882 $1,947 $2,018
Nationwide $2,111 $1,992 $1,933
Progressive $2,270 $2,351 $2,517
State Farm $2,056 $2,190 $2,335
USAA $1,882 $1,970 $2,047

How does your driving record affect Rustburg, VA car insurance rates?

Safe driving pays off. The more traffic violations you have in Rustburg, VA, the higher your car insurance rates will be. Compare rates based on driving infractions from top Rustburg, Virginia companies.

Annual Rustburg, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,372 $3,768 $3,458 $3,051
GEICO $1,476 $1,921 $2,922 $1,476
Nationwide $1,749 $1,749 $2,564 $1,985
Progressive $2,034 $2,691 $2,425 $2,366
State Farm $1,996 $2,391 $2,194 $2,194
USAA $1,517 $1,980 $2,618 $1,749

How does a DUI affect Rustburg, VA car insurance rates?

With even one DUI on your record, you can see an increase in your Rustburg, VA car insurance rates.

Annual Car Insurance Rates After a DUI in Rustburg, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,458
GEICO $2,922
Nationwide $2,564
Progressive $2,425
State Farm $2,194
USAA $2,618

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How does your credit history affect Rustburg, VA car insurance rates?

Take a look at the data here to see how your Rustburg, Virginia car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Rustburg, Virginia

Insurance Company Poor Fair Good
Allstate $3,855 $3,086 $2,546
GEICO $2,165 $1,841 $1,841
Nationwide $2,385 $1,914 $1,737
Progressive $2,653 $2,319 $2,166
State Farm $3,119 $1,934 $1,528
USAA $2,623 $1,793 $1,482

How does your commute affect Rustburg, VA car insurance rates?

Rustburg, VA car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Virginia can be seen here. Remember, though, that you may have to carry substantially more car insurance in Rustburg if you’re financing.

Annual Car Insurance Rates by Commute Length in Rustburg, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,067 $3,258
GEICO $1,912 $1,985
Nationwide $2,012 $2,012
Progressive $2,379 $2,379
State Farm $2,139 $2,248
USAA $1,894 $2,038

Who has the cheapest Rustburg, VA car insurance rates?

Here’s a breakdown of Rustburg, Virginia car insurance rates by company. You can see which company offers the cheapest Rustburg car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Rustburg, Virginia

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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What are the top Rustburg, VA car insurance companies?

Which Rustburg, Virginia car insurance company will best fit your needs and budget? Check out this comparison of the top Rustburg companies to find the one for you.

Average Annual Car Insurance Rates by Company in Rustburg, Virginia

Insurance Company Average Annual Rates
Allstate $3,162
GEICO $1,949
Nationwide $2,012
Progressive $2,379
State Farm $2,194
USAA $1,966

What factors affect Rustburg, VA car insurance rates?

Why are Rustburg, Virginia car insurance rates different than rates in Suffolk or Alexandria? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Rustburg, VA?

More time spent behind the wheel can lead to higher Rustburg, Virginia car insurance rates. In Rustburg, VA, the average commute length is 28.6 minutes.

Car Insurance Quotes for Rustburg, VA

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