Cheap Quotes for Russellville, AL Car Insurance (2021)

Russellville, Alabama car insurance rates average $287 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Russellville, AL companies, you can find cheap Russellville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Russellville, AL are $287/month
  • Average car insurance rates in Russellville, AL after a DUI are $3,924/year
  • Russellville has an average commute time of 24.8 minutes

How do the Russellville, Alabama monthly average car insurance rates of $287/month compare to nearby cities like Birmingham car insurance rates, Huntsville car insurance rates, and Madison car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Russellville, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Russellville, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Russellville, Alabama companies to find the most affordable Russellville car insurance rates.

Enter your ZIP code above to find cheap Russellville, AL car insurance quotes today.

What are the minimum Russellville, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Russellville, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Russellville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Russellville, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Russellville, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Russellville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Russellville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,866 $1,781 $1,686 $1,718 $6,402 $6,874 $2,093 $2,142
Farmers $2,304 $2,287 $2,061 $2,182 $8,764 $9,021 $2,629 $2,749
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,840 $3,070 $2,335 $2,611 $10,157 $11,297 $3,025 $3,225
Nationwide $1,762 $1,783 $1,605 $1,661 $4,672 $6,014 $1,957 $2,187
Progressive $2,210 $2,068 $1,810 $1,944 $8,948 $9,964 $2,569 $2,701
State Farm $2,753 $2,753 $2,486 $2,486 $8,272 $10,362 $3,109 $3,586
Travelers $1,305 $1,324 $1,230 $1,225 $6,916 $10,834 $1,238 $1,410
USAA $1,274 $1,295 $1,187 $1,164 $3,761 $4,171 $1,657 $1,790

How much do teen drivers pay for car insurance in Russellville, AL?

Russellville, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Russellville car insurance rates from multiple Russellville, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Russellville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,402 $6,874
Farmers $8,764 $9,021
GEICO $4,918 $4,831
Liberty Mutual $10,157 $11,297
Nationwide $4,672 $6,014
Progressive $8,948 $9,964
State Farm $8,272 $10,362
Travelers $6,916 $10,834
USAA $3,761 $4,171

How much do senior drivers pay for car insurance in Russellville, AL?

With a little research, seniors can find affordable car insurance in Russellville, Alabama. Here’s a look at how the top Russellville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Russellville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,686 $1,718
Farmers $2,061 $2,182
GEICO $1,804 $1,850
Liberty Mutual $2,335 $2,611
Nationwide $1,605 $1,661
Progressive $1,810 $1,944
State Farm $2,486 $2,486
Travelers $1,230 $1,225
USAA $1,187 $1,164

How does coverage level affect Russellville, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Russellville, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Russellville, Alabama

Insurance Company Low Medium High
Allstate $2,970 $3,065 $3,175
Farmers $3,797 $3,952 $4,250
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,594 $4,796 $5,070
Nationwide $2,698 $2,680 $2,738
Progressive $3,564 $4,000 $4,517
State Farm $4,239 $4,470 $4,719
Travelers $3,022 $3,249 $3,285
USAA $1,967 $2,027 $2,117

How does your driving record affect Russellville, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Russellville, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Russellville, Alabama companies.

Annual Russellville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,616 $3,075 $3,639 $2,950
Farmers $3,363 $4,348 $4,240 $4,047
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,784 $5,256 $5,149 $5,090
Nationwide $2,367 $2,367 $3,444 $2,642
Progressive $3,633 $4,564 $3,919 $3,991
State Farm $4,044 $5,003 $4,428 $4,428
Travelers $2,654 $2,785 $4,071 $3,232
USAA $1,568 $1,965 $2,921 $1,696

How does a DUI affect Russellville, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Russellville, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Russellville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,639
Farmers $4,240
GEICO $3,504
Liberty Mutual $5,149
Nationwide $3,444
Progressive $3,919
State Farm $4,428
Travelers $4,071
USAA $2,921

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How does your credit history affect Russellville, AL car insurance rates?

Take a look at the data here to see how your Russellville, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Russellville, Alabama

Insurance Company Poor Fair Good
Allstate $3,796 $2,978 $2,437
Farmers $4,488 $3,856 $3,655
GEICO $3,352 $2,393 $2,165
Liberty Mutual $6,905 $4,230 $3,325
Nationwide $3,266 $2,547 $2,303
Progressive $4,550 $3,896 $3,634
State Farm $7,258 $3,674 $2,496
Travelers $3,474 $3,013 $3,069
USAA $2,744 $1,780 $1,588

How does your commute affect Russellville, AL car insurance rates?

Russellville, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Russellville if you’re financing.

Annual Car Insurance Rates by Commute Length in Russellville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,070 $3,070
Farmers $4,000 $4,000
GEICO $2,587 $2,686
Liberty Mutual $4,820 $4,820
Nationwide $2,705 $2,705
Progressive $4,027 $4,027
State Farm $4,368 $4,583
Travelers $3,185 $3,185
USAA $1,944 $2,130

Who has the cheapest Russellville, AL car insurance rates?

Here’s a breakdown of Russellville, Alabama car insurance rates by company. You can see which company offers the cheapest Russellville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Russellville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Russellville, AL car insurance companies?

Which Russellville, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Russellville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Russellville, Alabama

Insurance Company Average Annual Rates
Allstate $3,070
Farmers $4,000
GEICO $2,637
Liberty Mutual $4,820
Nationwide $2,705
Progressive $4,027
State Farm $4,476
Travelers $3,185
USAA $2,037

What factors affect Russellville, AL car insurance rates?

Why are Russellville, Alabama car insurance rates different than rates in Birmingham or Huntsville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Russellville, AL?

More time spent behind the wheel can lead to higher Russellville, Alabama car insurance rates. In Russellville, AL, the average commute length is 24.8 minutes.

Car Insurance Quotes for Russellville, AL

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