Cheap Quotes for Russell, AR Car Insurance (2021)

Russell, Arkansas car insurance rates average $344 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Russell, AR companies, you can find cheap Russell car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Russell has an average commute time of 28.6 minutes
  • Average car insurance rates in Russell, AR are $344/month
  • The cheapest car insurance company in Russell is USAA

How do the Russell, Arkansas monthly average car insurance rates of $344/month compare to nearby cities like Little Rock car insurance rates, Jonesboro car insurance rates, and Fayetteville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Russell, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Russell, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Russell, Arkansas companies to find the most affordable Russell car insurance rates.

Enter your ZIP code above to find cheap Russell, AR car insurance quotes today.

What are the minimum Russell, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Russell, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Russell, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Russell, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Russell, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Russell car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Russell, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,068 $3,089 $2,736 $2,927 $11,246 $13,486 $3,389 $3,680
Farmers $2,315 $2,310 $2,072 $2,174 $9,452 $9,806 $2,642 $2,787
GEICO $2,442 $2,411 $2,249 $2,187 $6,504 $6,507 $2,410 $2,444
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,843 $2,707 $2,334 $2,434 $11,745 $13,252 $3,404 $3,683
State Farm $1,730 $1,730 $1,554 $1,554 $5,079 $6,379 $1,950 $2,239
Travelers $2,213 $2,253 $2,193 $2,198 $13,050 $21,007 $2,370 $2,723
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

How much do teen drivers pay for car insurance in Russell, AR?

Russell, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Russell car insurance rates from multiple Russell, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Russell, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $13,486
Farmers $9,452 $9,806
GEICO $6,504 $6,507
Liberty Mutual $8,234 $9,082
Nationwide $6,624 $8,442
Progressive $11,745 $13,252
State Farm $5,079 $6,379
Travelers $13,050 $21,007
USAA $4,009 $4,199

How much do senior drivers pay for car insurance in Russell, AR?

With a little research, seniors can find affordable car insurance in Russell, Arkansas. Here’s a look at how the top Russell car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Russell, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,736 $2,927
Farmers $2,072 $2,174
GEICO $2,249 $2,187
Liberty Mutual $2,143 $2,398
Nationwide $2,440 $2,578
Progressive $2,334 $2,434
State Farm $1,554 $1,554
Travelers $2,193 $2,198
USAA $1,192 $1,200

How does coverage level affect Russell, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Russell, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Russell, Arkansas

Insurance Company Low Medium High
Allstate $5,297 $5,449 $5,611
Farmers $3,994 $4,153 $4,438
GEICO $3,250 $3,393 $3,540
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $4,022 $3,922 $4,073
Progressive $4,902 $5,216 $5,783
State Farm $2,635 $2,774 $2,922
Travelers $5,694 $6,017 $6,292
USAA $1,989 $2,069 $2,171

How does your driving record affect Russell, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Russell, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Russell, Arkansas companies.

Annual Russell, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,492 $5,660 $6,287 $5,372
Farmers $3,554 $4,539 $4,434 $4,253
GEICO $2,310 $3,534 $5,248 $2,486
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,574 $6,332 $4,803 $5,493
State Farm $2,543 $3,011 $2,777 $2,777
Travelers $5,027 $5,194 $7,612 $6,170
USAA $1,597 $2,023 $2,912 $1,772

How does a DUI affect Russell, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Russell, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Russell, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,287
Farmers $4,434
GEICO $5,248
Liberty Mutual $5,091
Nationwide $5,453
Progressive $4,803
State Farm $2,777
Travelers $7,612
USAA $2,912

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How does your credit history affect Russell, AR car insurance rates?

Take a look at the data here to see how your Russell, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Russell, Arkansas

Insurance Company Poor Fair Good
Allstate $6,857 $5,248 $4,253
Farmers $4,780 $3,996 $3,809
GEICO $4,065 $3,344 $2,774
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,733 $3,811 $3,473
Progressive $6,028 $5,119 $4,753
State Farm $4,023 $2,422 $1,886
Travelers $6,881 $5,748 $5,373
USAA $2,749 $1,878 $1,602

How does your commute affect Russell, AR car insurance rates?

Russell, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Russell if you’re financing.

Annual Car Insurance Rates by Commute Length in Russell, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,453 $5,453
Farmers $4,195 $4,195
GEICO $3,369 $3,420
Liberty Mutual $3,924 $3,924
Nationwide $4,006 $4,006
Progressive $5,300 $5,300
State Farm $2,710 $2,844
Travelers $6,001 $6,001
USAA $2,017 $2,135

Who has the cheapest Russell, AR car insurance rates?

Here’s a breakdown of Russell, Arkansas car insurance rates by company. You can see which company offers the cheapest Russell car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Russell, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Russell, AR car insurance companies?

Which Russell, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Russell companies to find the one for you.

Average Annual Car Insurance Rates by Company in Russell, Arkansas

Insurance Company Average Annual Rates
Allstate $5,453
Farmers $4,195
GEICO $3,394
Liberty Mutual $3,924
Nationwide $4,006
Progressive $5,300
State Farm $2,777
Travelers $6,001
USAA $2,076

What factors affect Russell, AR car insurance rates?

Why are Russell, Arkansas car insurance rates different than rates in Little Rock or Jonesboro? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Russell, AR?

More time spent behind the wheel can lead to higher Russell, Arkansas car insurance rates. In Russell, AR, the average commute length is 28.6 minutes.

Car Insurance Quotes for Russell, AR

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