Cheap Quotes for Rumford, ME Car Insurance (2021)

Rumford, Maine car insurance rates average $220 a month and Maine law requires coverage of at least 50/100/25. By comparing rates from multiple Rumford, ME companies, you can find cheap Rumford car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Rumford, ME for senior drivers are $1,552/year
  • The cheapest car insurance company in Rumford is USAA
  • Average car insurance rates in Rumford, ME are $220/month

How do the Rumford, Maine monthly average car insurance rates of $220/month compare to nearby cities like Lewiston car insurance rates, Augusta car insurance rates, and Biddeford car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Rumford, ME.

We’ll cover the Maine minimum coverage requirements, Maine car insurance laws, and Rumford, ME statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Rumford, Maine companies to find the most affordable Rumford car insurance rates.

Enter your ZIP code above to find cheap Rumford, ME car insurance quotes today.

What are the minimum Rumford, ME car insurance requirements?

To meet Maine minimum car insurance coverage requirements, Rumford, ME drivers need to carry at least 50/100/25 coverage.

Minimum Required Car Insurance Coverage in Rumford, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Rumford, ME car insurance rates?

Three of the criteria that most affect car insurance rates in Rumford, Maine are age, gender, and marital status. Let’s take a look at how each of these stack up with top Rumford car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rumford, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,830 $1,879 $1,649 $1,785 $4,641 $6,209 $1,984 $2,214
Farmers $1,686 $1,702 $1,584 $1,697 $5,439 $5,995 $1,991 $2,061
GEICO $1,106 $1,146 $1,106 $1,106 $2,717 $3,532 $1,207 $1,288
Liberty Mutual $3,075 $3,075 $2,928 $2,928 $6,548 $9,806 $3,075 $4,336
Progressive $1,891 $1,854 $1,891 $1,854 $7,902 $8,880 $2,202 $2,489
State Farm $1,307 $1,307 $1,231 $1,231 $4,146 $5,169 $1,457 $1,596
Travelers $1,140 $1,179 $1,033 $1,057 $4,601 $6,209 $1,130 $1,299
USAA $887 $877 $881 $863 $2,891 $3,194 $1,130 $1,191

How much do teen drivers pay for car insurance in Rumford, ME?

Rumford, Maine car insurance rates for teens are often higher than rates for other drivers. Compare Rumford car insurance rates from multiple Rumford, Maine car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Rumford, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,641 $6,209
Farmers $5,439 $5,995
GEICO $2,717 $3,532
Liberty Mutual $6,548 $9,806
Progressive $7,902 $8,880
State Farm $4,146 $5,169
Travelers $4,601 $6,209
USAA $2,891 $3,194

How much do senior drivers pay for car insurance in Rumford, ME?

With a little research, seniors can find affordable car insurance in Rumford, Maine. Here’s a look at how the top Rumford car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Rumford, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,649 $1,785
Farmers $1,584 $1,697
GEICO $1,106 $1,106
Liberty Mutual $2,928 $2,928
Progressive $1,891 $1,854
State Farm $1,231 $1,231
Travelers $1,033 $1,057
USAA $881 $863

How does coverage level affect Rumford, ME car insurance rates?

How much coverage do you need? Are you comfortable with the Maine minimum of 50/100/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Rumford, ME car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Rumford, Maine

Insurance Company Low Medium High
Allstate $2,734 $2,735 $2,853
Farmers $2,657 $2,675 $2,977
GEICO $1,619 $1,629 $1,706
Liberty Mutual $4,422 $4,422 $4,572
Progressive $3,544 $3,551 $3,767
State Farm $2,127 $2,158 $2,256
Travelers $2,170 $2,174 $2,274
USAA $1,461 $1,472 $1,534

How does your driving record affect Rumford, ME car insurance rates?

Safe driving pays off. The more traffic violations you have in Rumford, ME, the higher your car insurance rates will be. Compare rates based on driving infractions from top Rumford, Maine companies.

Annual Rumford, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,259 $3,072 $3,209 $2,557
Farmers $2,421 $3,086 $2,677 $2,893
GEICO $1,201 $1,690 $2,513 $1,201
Liberty Mutual $3,464 $4,054 $6,611 $3,759
Progressive $2,901 $4,903 $3,230 $3,448
State Farm $1,981 $2,380 $2,181 $2,181
Travelers $1,839 $2,044 $2,560 $2,381
USAA $1,133 $1,489 $2,088 $1,246

How does a DUI affect Rumford, ME car insurance rates?

With even one DUI on your record, you can see an increase in your Rumford, ME car insurance rates.

Annual Car Insurance Rates After a DUI in Rumford, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,209
Farmers $2,677
GEICO $2,513
Liberty Mutual $6,611
Progressive $3,230
State Farm $2,181
Travelers $2,560
USAA $2,088

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How does your credit history affect Rumford, ME car insurance rates?

Take a look at the data here to see how your Rumford, Maine car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Rumford, Maine

Insurance Company Poor Fair Good
Allstate $3,489 $2,657 $2,176
Farmers $3,224 $2,646 $2,438
GEICO $2,222 $1,474 $1,257
Liberty Mutual $6,226 $4,034 $3,155
Progressive $4,092 $3,510 $3,260
State Farm $3,176 $1,897 $1,469
Travelers $2,597 $2,127 $1,894
USAA $1,956 $1,343 $1,168

How does your commute affect Rumford, ME car insurance rates?

Rumford, ME car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maine can be seen here. Remember, though, that you may have to carry substantially more car insurance in Rumford if you’re financing.

Annual Car Insurance Rates by Commute Length in Rumford, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,774 $2,774
Farmers $2,769 $2,769
GEICO $1,624 $1,678
Liberty Mutual $4,379 $4,564
Progressive $3,621 $3,621
State Farm $2,109 $2,252
Travelers $2,206 $2,206
USAA $1,447 $1,531

Who has the cheapest Rumford, ME car insurance rates?

Here’s a breakdown of Rumford, Maine car insurance rates by company. You can see which company offers the cheapest Rumford car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Rumford, Maine

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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What are the top Rumford, ME car insurance companies?

Which Rumford, Maine car insurance company will best fit your needs and budget? Check out this comparison of the top Rumford companies to find the one for you.

Average Annual Car Insurance Rates by Company in Rumford, Maine

Insurance Company Average Annual Rates
Allstate $2,774
Farmers $2,769
GEICO $1,651
Liberty Mutual $4,472
Progressive $3,621
State Farm $2,181
Travelers $2,206
USAA $1,489

What factors affect Rumford, ME car insurance rates?

Why are Rumford, Maine car insurance rates different than rates in Lewiston or Augusta? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Rumford, ME?

More time spent behind the wheel can lead to higher Rumford, Maine car insurance rates. In Rumford, ME, the average commute length is 18.5 minutes.

Car Insurance Quotes for Rumford, ME

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