Cheap Quotes for Romance, AR Car Insurance (2021)

Romance, Arkansas car insurance rates average $344 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Romance, AR companies, you can find cheap Romance car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Romance, AR for senior drivers are $2,124/year
  • Average car insurance rates in Romance, AR after a DUI are $4,937/year
  • The cheapest car insurance company in Romance is USAA

How do the Romance, Arkansas monthly average car insurance rates of $344/month compare to nearby cities like Hot Springs car insurance rates, North Little Rock car insurance rates, and Fayetteville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Romance, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Romance, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Romance, Arkansas companies to find the most affordable Romance car insurance rates.

Enter your ZIP code above to find cheap Romance, AR car insurance quotes today.

What are the minimum Romance, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Romance, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Romance, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Romance, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Romance, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Romance car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Romance, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,775 $2,784 $2,489 $2,659 $10,296 $12,363 $3,045 $3,292
Farmers $2,424 $2,409 $2,165 $2,281 $10,296 $10,664 $2,770 $2,906
GEICO $2,442 $2,411 $2,249 $2,187 $6,504 $6,507 $2,410 $2,444
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,537 $2,581 $2,281 $2,405 $6,186 $7,863 $2,909 $3,131
Progressive $3,023 $2,859 $2,491 $2,598 $12,976 $14,621 $3,621 $3,925
State Farm $1,712 $1,712 $1,537 $1,537 $5,007 $6,289 $1,930 $2,216
Travelers $2,232 $2,274 $2,210 $2,216 $13,131 $21,114 $2,391 $2,752
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

How much do teen drivers pay for car insurance in Romance, AR?

Romance, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Romance car insurance rates from multiple Romance, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Romance, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,296 $12,363
Farmers $10,296 $10,664
GEICO $6,504 $6,507
Liberty Mutual $8,234 $9,082
Nationwide $6,186 $7,863
Progressive $12,976 $14,621
State Farm $5,007 $6,289
Travelers $13,131 $21,114
USAA $4,009 $4,199

How much do senior drivers pay for car insurance in Romance, AR?

With a little research, seniors can find affordable car insurance in Romance, Arkansas. Here’s a look at how the top Romance car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Romance, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,659
Farmers $2,165 $2,281
GEICO $2,249 $2,187
Liberty Mutual $2,143 $2,398
Nationwide $2,281 $2,405
Progressive $2,491 $2,598
State Farm $1,537 $1,537
Travelers $2,210 $2,216
USAA $1,192 $1,200

How does coverage level affect Romance, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Romance, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Romance, Arkansas

Insurance Company Low Medium High
Allstate $4,807 $4,960 $5,121
Farmers $4,258 $4,441 $4,768
GEICO $3,250 $3,393 $3,540
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $3,747 $3,658 $3,805
Progressive $5,285 $5,667 $6,341
State Farm $2,604 $2,740 $2,883
Travelers $5,746 $6,056 $6,317
USAA $1,989 $2,069 $2,171

How does your driving record affect Romance, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Romance, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Romance, Arkansas companies.

Annual Romance, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,079 $5,149 $5,733 $4,890
Farmers $3,796 $4,865 $4,757 $4,539
GEICO $2,310 $3,534 $5,248 $2,486
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $2,915 $3,756 $5,070 $3,205
Progressive $4,965 $6,918 $5,218 $5,956
State Farm $2,513 $2,972 $2,743 $2,743
Travelers $5,060 $5,227 $7,662 $6,210
USAA $1,597 $2,023 $2,912 $1,772

How does a DUI affect Romance, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Romance, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Romance, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,733
Farmers $4,757
GEICO $5,248
Liberty Mutual $5,091
Nationwide $5,070
Progressive $5,218
State Farm $2,743
Travelers $7,662
USAA $2,912

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How does your credit history affect Romance, AR car insurance rates?

Take a look at the data here to see how your Romance, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Romance, Arkansas

Insurance Company Poor Fair Good
Allstate $6,230 $4,782 $3,877
Farmers $5,100 $4,286 $4,083
GEICO $4,065 $3,344 $2,774
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,409 $3,557 $3,244
Progressive $6,522 $5,577 $5,194
State Farm $3,973 $2,392 $1,863
Travelers $6,926 $5,785 $5,408
USAA $2,749 $1,878 $1,602

How does your commute affect Romance, AR car insurance rates?

Romance, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Romance if you’re financing.

Annual Car Insurance Rates by Commute Length in Romance, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,963 $4,963
Farmers $4,489 $4,489
GEICO $3,369 $3,420
Liberty Mutual $3,924 $3,924
Nationwide $3,737 $3,737
Progressive $5,764 $5,764
State Farm $2,676 $2,809
Travelers $6,040 $6,040
USAA $2,017 $2,135

Who has the cheapest Romance, AR car insurance rates?

Here’s a breakdown of Romance, Arkansas car insurance rates by company. You can see which company offers the cheapest Romance car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Romance, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Romance, AR car insurance companies?

Which Romance, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Romance companies to find the one for you.

Average Annual Car Insurance Rates by Company in Romance, Arkansas

Insurance Company Average Annual Rates
Allstate $4,963
Farmers $4,489
GEICO $3,394
Liberty Mutual $3,924
Nationwide $3,737
Progressive $5,764
State Farm $2,743
Travelers $6,040
USAA $2,076

Car Insurance Quotes for Romance, AR

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