Cheap Quotes for Rockville, MD Car Insurance (2021)

Rockville, Maryland car insurance rates average $397 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Rockville, MD companies, you can find cheap Rockville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Rockville, MD for senior drivers are $3,087/year
  • Rockville has an average commute time of 32.4 minutes
  • Average car insurance rates in Rockville, MD after a DUI are $5,598/year

How do the Rockville, Maryland monthly average car insurance rates of $397/month compare to nearby cities like Gaithersburg car insurance rates, Annapolis car insurance rates, and Bowie car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Rockville, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Rockville, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Rockville, Maryland companies to find the most affordable Rockville car insurance rates.

Enter your ZIP code above to find cheap Rockville, MD car insurance quotes today.

What are the minimum Rockville, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Rockville, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Rockville, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Average Rockville, MD Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Rockville, MD you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Rockville, Maryland

ZIP Code Average Annual Rates
20851 $4,037
20852 $3,890
20853 $4,067
20854 $3,871

How do age, gender, and marital status affect Rockville, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Rockville, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Rockville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Rockville, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,680 $3,522 $3,520 $3,612 $10,990 $12,918 $3,292 $3,333
GEICO $2,318 $2,542 $2,645 $3,066 $7,142 $8,148 $1,992 $2,099
Liberty Mutual $6,832 $6,832 $6,755 $6,755 $13,213 $19,557 $6,832 $9,184
Nationwide $2,086 $2,090 $1,891 $1,941 $4,927 $6,446 $2,418 $2,598
Progressive $2,428 $2,180 $2,120 $2,168 $8,748 $9,522 $2,818 $2,728
State Farm $2,655 $2,655 $2,458 $2,458 $8,547 $10,935 $2,974 $3,346
USAA $2,050 $2,008 $1,922 $1,907 $4,618 $5,437 $2,346 $2,611

How much do teen drivers pay for car insurance in Rockville, MD?

Rockville, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Rockville car insurance rates from multiple Rockville, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Rockville, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,990 $12,918
GEICO $7,142 $8,148
Liberty Mutual $13,213 $19,557
Nationwide $4,927 $6,446
Progressive $8,748 $9,522
State Farm $8,547 $10,935
USAA $4,618 $5,437

How much do senior drivers pay for car insurance in Rockville, MD?

With a little research, seniors can find affordable car insurance in Rockville, Maryland. Here’s a look at how the top Rockville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Rockville, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,520 $3,612
GEICO $2,645 $3,066
Liberty Mutual $6,755 $6,755
Nationwide $1,891 $1,941
Progressive $2,120 $2,168
State Farm $2,458 $2,458
USAA $1,922 $1,907

How does coverage level affect Rockville, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Rockville, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Rockville, Maryland

Insurance Company Low Medium High
Allstate $5,474 $5,577 $5,775
GEICO $3,618 $3,725 $3,890
Liberty Mutual $9,205 $9,471 $9,809
Nationwide $2,922 $3,059 $3,168
Progressive $3,896 $4,093 $4,279
State Farm $4,248 $4,517 $4,745
USAA $2,714 $2,872 $3,002

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How does your driving record affect Rockville, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Rockville, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Rockville, Maryland companies.

Annual Rockville, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,954 $6,617 $4,954 $5,909
GEICO $2,645 $4,136 $5,067 $3,129
Liberty Mutual $6,780 $8,968 $13,612 $8,620
Nationwide $2,686 $3,598 $2,873 $3,042
Progressive $3,492 $4,639 $4,211 $4,015
State Farm $4,026 $5,087 $4,450 $4,450
USAA $2,247 $2,768 $4,016 $2,419

How does a DUI affect Rockville, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Rockville, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Rockville, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,954
GEICO $5,067
Liberty Mutual $13,612
Nationwide $2,873
Progressive $4,211
State Farm $4,450
USAA $4,016

How does your credit history affect Rockville, MD car insurance rates?

Take a look at the data here to see how your Rockville, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Rockville, Maryland

Insurance Company Poor Fair Good
Allstate $7,269 $5,071 $4,485
GEICO $4,244 $3,516 $3,473
Liberty Mutual $13,586 $8,743 $6,157
Nationwide $3,899 $2,758 $2,492
Progressive $5,149 $3,873 $3,245
State Farm $6,586 $3,909 $3,015
USAA $3,807 $2,620 $2,160

How does your commute affect Rockville, MD car insurance rates?

Rockville, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Rockville if you’re financing.

Annual Car Insurance Rates by Commute Length in Rockville, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,529 $5,688
GEICO $3,683 $3,805
Liberty Mutual $9,243 $9,747
Nationwide $3,050 $3,050
Progressive $4,089 $4,089
State Farm $4,388 $4,618
USAA $2,775 $2,950

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Who has the cheapest Rockville, MD car insurance rates?

Here’s a breakdown of Rockville, Maryland car insurance rates by company. You can see which company offers the cheapest Rockville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Rockville, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

What are the top Rockville, MD car insurance companies?

Which Rockville, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Rockville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Rockville, Maryland

Insurance Company Average Annual Rates
Allstate $5,609
GEICO $3,744
Liberty Mutual $9,495
Nationwide $3,050
Progressive $4,089
State Farm $4,503
USAA $2,862

What factors affect Rockville, MD car insurance rates?

Why are Rockville, Maryland car insurance rates different than rates in Gaithersburg or Annapolis? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Rockville, MD?

More time spent behind the wheel can lead to higher Rockville, Maryland car insurance rates. In Rockville, MD, the average commute length is 32.4 minutes.

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Car Insurance Quotes for Rockville, MD

Shop for affordable Rockville, Maryland car insurance rates today. Enter your ZIP code to compare quotes from multiple Rockville, MD car insurance companies.

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