Cheap Quotes for Roanoke, AL Car Insurance (2021)

Roanoke, Alabama car insurance rates average $306 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Roanoke, AL companies, you can find cheap Roanoke car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Roanoke has an average commute time of 21.8 minutes
  • Average car insurance rates in Roanoke, AL after a DUI are $4,184/year
  • The cheapest car insurance company in Roanoke is USAA

How do the Roanoke, Alabama monthly average car insurance rates of $306/month compare to nearby cities like Hoover car insurance rates, Dothan car insurance rates, and Mobile car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Roanoke, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Roanoke, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Roanoke, Alabama companies to find the most affordable Roanoke car insurance rates.

Enter your ZIP code above to find cheap Roanoke, AL car insurance quotes today.

What are the minimum Roanoke, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Roanoke, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Roanoke, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Roanoke, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Roanoke, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Roanoke car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Roanoke, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,850 $1,768 $1,670 $1,703 $6,327 $6,796 $2,078 $2,127
Farmers $2,548 $2,536 $2,283 $2,410 $9,410 $9,698 $2,895 $3,032
GEICO $2,128 $2,108 $1,997 $2,040 $5,489 $5,415 $2,246 $2,105
Liberty Mutual $3,096 $3,347 $2,538 $2,841 $11,120 $12,371 $3,304 $3,525
Nationwide $1,720 $1,745 $1,564 $1,624 $4,446 $5,755 $1,906 $2,136
Progressive $2,297 $2,176 $1,885 $1,991 $9,169 $10,272 $2,710 $2,912
State Farm $2,912 $2,912 $2,605 $2,605 $8,438 $10,600 $3,281 $3,772
Travelers $1,604 $1,630 $1,498 $1,495 $8,567 $13,496 $1,519 $1,753
USAA $1,277 $1,300 $1,192 $1,171 $3,758 $4,170 $1,661 $1,797

How much do teen drivers pay for car insurance in Roanoke, AL?

Roanoke, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Roanoke car insurance rates from multiple Roanoke, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Roanoke, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,327 $6,796
Farmers $9,410 $9,698
GEICO $5,489 $5,415
Liberty Mutual $11,120 $12,371
Nationwide $4,446 $5,755
Progressive $9,169 $10,272
State Farm $8,438 $10,600
Travelers $8,567 $13,496
USAA $3,758 $4,170

How much do senior drivers pay for car insurance in Roanoke, AL?

With a little research, seniors can find affordable car insurance in Roanoke, Alabama. Here’s a look at how the top Roanoke car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Roanoke, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,670 $1,703
Farmers $2,283 $2,410
GEICO $1,997 $2,040
Liberty Mutual $2,538 $2,841
Nationwide $1,564 $1,624
Progressive $1,885 $1,991
State Farm $2,605 $2,605
Travelers $1,498 $1,495
USAA $1,192 $1,171

How does coverage level affect Roanoke, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Roanoke, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Roanoke, Alabama

Insurance Company Low Medium High
Allstate $2,936 $3,036 $3,148
Farmers $4,139 $4,302 $4,613
GEICO $2,736 $2,929 $3,159
Liberty Mutual $5,032 $5,243 $5,528
Nationwide $2,607 $2,586 $2,642
Progressive $3,826 $4,160 $4,543
State Farm $4,416 $4,635 $4,872
Travelers $3,757 $4,024 $4,056
USAA $1,968 $2,030 $2,124

How does your driving record affect Roanoke, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Roanoke, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Roanoke, Alabama companies.

Annual Roanoke, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,594 $3,050 $3,595 $2,921
Farmers $3,669 $4,724 $4,608 $4,404
GEICO $1,999 $3,186 $3,902 $2,678
Liberty Mutual $4,134 $5,745 $5,629 $5,563
Nationwide $2,283 $2,283 $3,331 $2,551
Progressive $3,787 $4,728 $4,034 $4,156
State Farm $4,215 $5,161 $4,593 $4,593
Travelers $3,287 $3,450 $5,041 $4,004
USAA $1,571 $1,968 $2,925 $1,699

How does a DUI affect Roanoke, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Roanoke, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Roanoke, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,595
Farmers $4,608
GEICO $3,902
Liberty Mutual $5,629
Nationwide $3,331
Progressive $4,034
State Farm $4,593
Travelers $5,041
USAA $2,925

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Roanoke, AL car insurance rates?

Take a look at the data here to see how your Roanoke, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Roanoke, Alabama

Insurance Company Poor Fair Good
Allstate $3,760 $2,948 $2,411
Farmers $4,887 $4,192 $3,976
GEICO $3,742 $2,668 $2,413
Liberty Mutual $7,549 $4,623 $3,632
Nationwide $3,155 $2,458 $2,223
Progressive $4,735 $4,035 $3,760
State Farm $7,528 $3,808 $2,586
Travelers $4,303 $3,731 $3,802
USAA $2,745 $1,784 $1,593

How does your commute affect Roanoke, AL car insurance rates?

Roanoke, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Roanoke if you’re financing.

Annual Car Insurance Rates by Commute Length in Roanoke, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,040 $3,040
Farmers $4,352 $4,352
GEICO $2,886 $2,996
Liberty Mutual $5,268 $5,268
Nationwide $2,612 $2,612
Progressive $4,176 $4,176
State Farm $4,530 $4,751
Travelers $3,945 $3,945
USAA $1,947 $2,134

Who has the cheapest Roanoke, AL car insurance rates?

Here’s a breakdown of Roanoke, Alabama car insurance rates by company. You can see which company offers the cheapest Roanoke car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Roanoke, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Roanoke, AL car insurance companies?

Which Roanoke, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Roanoke companies to find the one for you.

Average Annual Car Insurance Rates by Company in Roanoke, Alabama

Insurance Company Average Annual Rates
Allstate $3,040
Farmers $4,352
GEICO $2,941
Liberty Mutual $5,268
Nationwide $2,612
Progressive $4,176
State Farm $4,641
Travelers $3,945
USAA $2,041

What factors affect Roanoke, AL car insurance rates?

Why are Roanoke, Alabama car insurance rates different than rates in Hoover or Dothan? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Roanoke, AL?

FBI statistics show that the Roanoke, Alabama car theft rate is 9 thefts each year. High theft rates can lead to higher than average Roanoke, AL car insurance rates.

How long is the average commute in Roanoke, AL?

More time spent behind the wheel can lead to higher Roanoke, Alabama car insurance rates. In Roanoke, AL, the average commute length is 21.8 minutes.

What is the traffic like in Roanoke, AL

Like commute length, time spent in traffic also increase risk of accidents. Roanoke, AL is listed as 434th in INRIX congested cities data.

Car Insurance Quotes for Roanoke, AL

Shop for affordable Roanoke, Alabama car insurance rates today. Enter your ZIP code to compare quotes from multiple Roanoke, AL car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption