Cheap Quotes for Riverside, AL Car Insurance (2021)

Riverside, Alabama car insurance rates average $311 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Riverside, AL companies, you can find cheap Riverside car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Riverside, AL after a DUI are $4,249/year
  • The cheapest car insurance company in Riverside is USAA
  • Riverside has an average commute time of 30.0 minutes

How do the Riverside, Alabama monthly average car insurance rates of $311/month compare to nearby cities like Montgomery car insurance rates, Auburn car insurance rates, and Hoover car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Riverside, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Riverside, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Riverside, Alabama companies to find the most affordable Riverside car insurance rates.

Enter your ZIP code above to find cheap Riverside, AL car insurance quotes today.

What are the minimum Riverside, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Riverside, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Riverside, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Riverside, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Riverside, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Riverside car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Riverside, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,000 $1,902 $1,811 $1,845 $7,106 $7,635 $2,235 $2,283
Farmers $2,421 $2,403 $2,164 $2,298 $9,368 $9,638 $2,754 $2,865
GEICO $2,012 $2,002 $1,917 $1,984 $5,308 $5,206 $2,125 $1,972
Liberty Mutual $3,206 $3,464 $2,627 $2,937 $11,762 $13,077 $3,417 $3,642
Nationwide $1,696 $1,716 $1,548 $1,600 $4,472 $5,749 $1,882 $2,100
Progressive $2,570 $2,399 $2,101 $2,255 $10,830 $12,102 $2,999 $3,207
State Farm $2,763 $2,763 $2,509 $2,509 $8,487 $10,599 $3,123 $3,616
Travelers $1,477 $1,499 $1,390 $1,382 $7,845 $12,230 $1,400 $1,604
USAA $1,302 $1,323 $1,214 $1,190 $3,863 $4,285 $1,696 $1,831

How much do teen drivers pay for car insurance in Riverside, AL?

Riverside, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Riverside car insurance rates from multiple Riverside, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Riverside, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,106 $7,635
Farmers $9,368 $9,638
GEICO $5,308 $5,206
Liberty Mutual $11,762 $13,077
Nationwide $4,472 $5,749
Progressive $10,830 $12,102
State Farm $8,487 $10,599
Travelers $7,845 $12,230
USAA $3,863 $4,285

How much do senior drivers pay for car insurance in Riverside, AL?

With a little research, seniors can find affordable car insurance in Riverside, Alabama. Here’s a look at how the top Riverside car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Riverside, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,811 $1,845
Farmers $2,164 $2,298
GEICO $1,917 $1,984
Liberty Mutual $2,627 $2,937
Nationwide $1,548 $1,600
Progressive $2,101 $2,255
State Farm $2,509 $2,509
Travelers $1,390 $1,382
USAA $1,214 $1,190

How does coverage level affect Riverside, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Riverside, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Riverside, Alabama

Insurance Company Low Medium High
Allstate $3,238 $3,348 $3,470
Farmers $4,004 $4,184 $4,529
GEICO $2,590 $2,803 $3,054
Liberty Mutual $5,266 $5,490 $5,793
Nationwide $2,578 $2,574 $2,635
Progressive $4,257 $4,782 $5,385
State Farm $4,295 $4,539 $4,805
Travelers $3,446 $3,675 $3,689
USAA $2,015 $2,077 $2,171

How does your driving record affect Riverside, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Riverside, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Riverside, Alabama companies.

Annual Riverside, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,839 $3,355 $3,997 $3,217
Farmers $3,565 $4,614 $4,501 $4,276
GEICO $1,897 $3,056 $3,781 $2,528
Liberty Mutual $4,322 $6,027 $5,889 $5,829
Nationwide $2,274 $2,274 $3,298 $2,535
Progressive $4,333 $5,474 $4,671 $4,754
State Farm $4,094 $5,099 $4,496 $4,496
Travelers $2,997 $3,146 $4,613 $3,658
USAA $1,606 $2,014 $2,994 $1,737

How does a DUI affect Riverside, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Riverside, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Riverside, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,997
Farmers $4,501
GEICO $3,781
Liberty Mutual $5,889
Nationwide $3,298
Progressive $4,671
State Farm $4,496
Travelers $4,613
USAA $2,994

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How does your credit history affect Riverside, AL car insurance rates?

Take a look at the data here to see how your Riverside, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Riverside, Alabama

Insurance Company Poor Fair Good
Allstate $4,132 $3,258 $2,666
Farmers $4,752 $4,089 $3,875
GEICO $3,582 $2,555 $2,311
Liberty Mutual $7,906 $4,844 $3,799
Nationwide $3,130 $2,444 $2,211
Progressive $5,408 $4,658 $4,358
State Farm $7,363 $3,734 $2,542
Travelers $3,931 $3,408 $3,471
USAA $2,810 $1,825 $1,629

How does your commute affect Riverside, AL car insurance rates?

Riverside, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Riverside if you’re financing.

Annual Car Insurance Rates by Commute Length in Riverside, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,352 $3,352
Farmers $4,239 $4,239
GEICO $2,765 $2,866
Liberty Mutual $5,516 $5,516
Nationwide $2,595 $2,595
Progressive $4,808 $4,808
State Farm $4,438 $4,655
Travelers $3,603 $3,603
USAA $1,992 $2,183

Who has the cheapest Riverside, AL car insurance rates?

Here’s a breakdown of Riverside, Alabama car insurance rates by company. You can see which company offers the cheapest Riverside car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Riverside, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Riverside, AL car insurance companies?

Which Riverside, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Riverside companies to find the one for you.

Average Annual Car Insurance Rates by Company in Riverside, Alabama

Insurance Company Average Annual Rates
Allstate $3,352
Farmers $4,239
GEICO $2,816
Liberty Mutual $5,516
Nationwide $2,595
Progressive $4,808
State Farm $4,546
Travelers $3,603
USAA $2,088

What factors affect Riverside, AL car insurance rates?

Why are Riverside, Alabama car insurance rates different than rates in Montgomery or Auburn? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Riverside, AL?

FBI statistics show that the Riverside, Alabama car theft rate is 5 thefts each year. High theft rates can lead to higher than average Riverside, AL car insurance rates.

How long is the average commute in Riverside, AL?

More time spent behind the wheel can lead to higher Riverside, Alabama car insurance rates. In Riverside, AL, the average commute length is 30.0 minutes.

Car Insurance Quotes for Riverside, AL

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