Cheap Quotes for River Forest, IL Car Insurance (2021)

River Forest, Illinois car insurance rates average $338 a month and Illinois law requires coverage of at least 25/50/20. By comparing rates from multiple River Forest, IL companies, you can find cheap River Forest car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in River Forest is Liberty Mutual
  • Average car insurance rates in River Forest, IL after a DUI are $4,774/year
  • Average car insurance rates in River Forest, IL for senior drivers are $2,269/year

How do the River Forest, Illinois monthly average car insurance rates of $338/month compare to nearby cities like Peoria car insurance rates, Rockford car insurance rates, and Champaign car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in River Forest, IL.

We’ll cover the Illinois minimum coverage requirements, Illinois car insurance laws, and River Forest, IL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple River Forest, Illinois companies to find the most affordable River Forest car insurance rates.

Enter your ZIP code above to find cheap River Forest, IL car insurance quotes today.

What are the minimum River Forest, IL car insurance requirements?

To meet Illinois minimum car insurance coverage requirements, River Forest, IL drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in River Forest, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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How do age, gender, and marital status affect River Forest, IL car insurance rates?

Three of the criteria that most affect car insurance rates in River Forest, Illinois are age, gender, and marital status. Let’s take a look at how each of these stack up with top River Forest car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in River Forest, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,153 $4,171 $4,352 $4,352 $10,856 $14,113 $4,995 $5,398
American Family $2,844 $2,844 $2,607 $2,607 $8,134 $11,248 $2,844 $3,677
Farmers $3,089 $3,081 $2,736 $2,906 $13,699 $14,250 $3,538 $3,687
GEICO $2,091 $2,152 $2,033 $2,280 $7,605 $7,888 $2,421 $2,527
Liberty Mutual $1,510 $1,629 $1,257 $1,406 $5,172 $5,749 $1,572 $1,650
Nationwide $2,738 $2,781 $2,429 $2,571 $7,815 $10,024 $3,218 $3,486
Progressive $2,395 $2,245 $1,979 $2,079 $8,990 $10,081 $2,851 $3,083
State Farm $1,678 $1,678 $1,523 $1,523 $5,421 $6,832 $1,905 $2,207
Travelers $1,838 $1,937 $1,695 $1,806 $5,631 $7,120 $1,947 $2,050
USAA $1,756 $1,770 $1,638 $1,596 $5,877 $6,438 $2,308 $2,513

How much do teen drivers pay for car insurance in River Forest, IL?

River Forest, Illinois car insurance rates for teens are often higher than rates for other drivers. Compare River Forest car insurance rates from multiple River Forest, Illinois car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in River Forest, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,856 $14,113
American Family $8,134 $11,248
Farmers $13,699 $14,250
GEICO $7,605 $7,888
Liberty Mutual $5,172 $5,749
Nationwide $7,815 $10,024
Progressive $8,990 $10,081
State Farm $5,421 $6,832
Travelers $5,631 $7,120
USAA $5,877 $6,438

How much do senior drivers pay for car insurance in River Forest, IL?

With a little research, seniors can find affordable car insurance in River Forest, Illinois. Here’s a look at how the top River Forest car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in River Forest, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,352 $4,352
American Family $2,607 $2,607
Farmers $2,736 $2,906
GEICO $2,033 $2,280
Liberty Mutual $1,257 $1,406
Nationwide $2,429 $2,571
Progressive $1,979 $2,079
State Farm $1,523 $1,523
Travelers $1,695 $1,806
USAA $1,638 $1,596

How does coverage level affect River Forest, IL car insurance rates?

How much coverage do you need? Are you comfortable with the Illinois minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your River Forest, IL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in River Forest, Illinois

Insurance Company Low Medium High
Allstate $6,335 $6,541 $6,770
American Family $4,434 $4,769 $4,599
Farmers $5,571 $5,729 $6,320
GEICO $3,292 $3,622 $3,960
Liberty Mutual $2,344 $2,487 $2,648
Nationwide $4,335 $4,424 $4,389
Progressive $3,843 $4,194 $4,601
State Farm $2,670 $2,851 $3,017
Travelers $2,807 $2,999 $3,202
USAA $2,767 $2,986 $3,209

How does your driving record affect River Forest, IL car insurance rates?

Safe driving pays off. The more traffic violations you have in River Forest, IL, the higher your car insurance rates will be. Compare rates based on driving infractions from top River Forest, Illinois companies.

Annual River Forest, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,646 $7,986 $7,418 $6,144
American Family $3,388 $4,773 $6,398 $3,843
Farmers $4,946 $6,404 $6,245 $5,899
GEICO $2,430 $3,893 $5,315 $2,861
Liberty Mutual $2,071 $2,957 $2,589 $2,355
Nationwide $3,520 $4,574 $5,386 $4,051
Progressive $3,458 $5,180 $3,838 $4,375
State Farm $2,578 $3,114 $2,846 $2,846
Travelers $2,377 $3,139 $3,503 $2,992
USAA $2,114 $3,071 $4,203 $2,559

How does a DUI affect River Forest, IL car insurance rates?

With even one DUI on your record, you can see an increase in your River Forest, IL car insurance rates.

Annual Car Insurance Rates After a DUI in River Forest, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,418
American Family $6,398
Farmers $6,245
GEICO $5,315
Liberty Mutual $2,589
Nationwide $5,386
Progressive $3,838
State Farm $2,846
Travelers $3,503
USAA $4,203

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How does your credit history affect River Forest, IL car insurance rates?

Take a look at the data here to see how your River Forest, Illinois car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in River Forest, Illinois

Insurance Company Poor Fair Good
Allstate $8,343 $6,026 $5,277
American Family $6,114 $4,165 $3,523
Farmers $6,669 $5,614 $5,337
GEICO $5,847 $2,831 $2,196
Liberty Mutual $3,525 $2,204 $1,750
Nationwide $5,243 $4,224 $3,680
Progressive $4,788 $4,076 $3,775
State Farm $4,138 $2,478 $1,922
Travelers $3,648 $2,964 $2,396
USAA $3,959 $2,738 $2,264

How does your commute affect River Forest, IL car insurance rates?

River Forest, IL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Illinois can be seen here. Remember, though, that you may have to carry substantially more car insurance in River Forest if you’re financing.

Annual Car Insurance Rates by Commute Length in River Forest, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,549 $6,549
American Family $4,542 $4,660
Farmers $5,873 $5,873
GEICO $3,562 $3,687
Liberty Mutual $2,493 $2,493
Nationwide $4,383 $4,383
Progressive $4,213 $4,213
State Farm $2,775 $2,917
Travelers $2,883 $3,122
USAA $2,903 $3,071

Who has the cheapest River Forest, IL car insurance rates?

Here’s a breakdown of River Forest, Illinois car insurance rates by company. You can see which company offers the cheapest River Forest car insurance rates in each category.

Best Annual Car Insurance Rates by Company in River Forest, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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What are the top River Forest, IL car insurance companies?

Which River Forest, Illinois car insurance company will best fit your needs and budget? Check out this comparison of the top River Forest companies to find the one for you.

Average Annual Car Insurance Rates by Company in River Forest, Illinois

Insurance Company Average Annual Rates
Allstate $6,549
American Family $4,601
Farmers $5,873
GEICO $3,625
Liberty Mutual $2,493
Nationwide $4,383
Progressive $4,213
State Farm $2,846
Travelers $3,003
USAA $2,987

What factors affect River Forest, IL car insurance rates?

Why are River Forest, Illinois car insurance rates different than rates in Peoria or Rockford? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in River Forest, IL?

More time spent behind the wheel can lead to higher River Forest, Illinois car insurance rates. In River Forest, IL, the average commute length is 33.1 minutes.

Car Insurance Quotes for River Forest, IL

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