Cheap Quotes for River Falls, AL Car Insurance (2021)

River Falls, Alabama car insurance rates average $289 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple River Falls, AL companies, you can find cheap River Falls car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in River Falls, AL after a DUI are $3,952/year
  • River Falls has an average commute time of 20.2 minutes
  • The cheapest car insurance company in River Falls is USAA

How do the River Falls, Alabama monthly average car insurance rates of $289/month compare to nearby cities like Montgomery car insurance rates, Huntsville car insurance rates, and Decatur car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in River Falls, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and River Falls, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple River Falls, Alabama companies to find the most affordable River Falls car insurance rates.

Enter your ZIP code above to find cheap River Falls, AL car insurance quotes today.

What are the minimum River Falls, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, River Falls, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in River Falls, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect River Falls, AL car insurance rates?

Three of the criteria that most affect car insurance rates in River Falls, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top River Falls car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in River Falls, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,900 $1,827 $1,703 $1,738 $6,220 $6,680 $2,167 $2,230
Farmers $2,146 $2,128 $1,919 $2,032 $8,193 $8,430 $2,450 $2,559
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,090 $3,341 $2,539 $2,838 $10,919 $12,137 $3,299 $3,523
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,122 $2,009 $1,737 $1,843 $8,468 $9,481 $2,499 $2,680
State Farm $2,608 $2,608 $2,343 $2,343 $7,632 $9,585 $2,940 $3,375
Travelers $1,537 $1,563 $1,434 $1,431 $8,088 $12,698 $1,457 $1,687
USAA $1,223 $1,247 $1,141 $1,125 $3,557 $3,951 $1,589 $1,721

How much do teen drivers pay for car insurance in River Falls, AL?

River Falls, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare River Falls car insurance rates from multiple River Falls, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in River Falls, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,220 $6,680
Farmers $8,193 $8,430
GEICO $5,380 $5,307
Liberty Mutual $10,919 $12,137
Nationwide $4,358 $5,617
Progressive $8,468 $9,481
State Farm $7,632 $9,585
Travelers $8,088 $12,698
USAA $3,557 $3,951

How much do senior drivers pay for car insurance in River Falls, AL?

With a little research, seniors can find affordable car insurance in River Falls, Alabama. Here’s a look at how the top River Falls car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in River Falls, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,703 $1,738
Farmers $1,919 $2,032
GEICO $1,968 $1,996
Liberty Mutual $2,539 $2,838
Nationwide $1,527 $1,581
Progressive $1,737 $1,843
State Farm $2,343 $2,343
Travelers $1,434 $1,431
USAA $1,141 $1,125

How does coverage level affect River Falls, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your River Falls, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in River Falls, Alabama

Insurance Company Low Medium High
Allstate $2,967 $3,054 $3,154
Farmers $3,546 $3,690 $3,960
GEICO $2,708 $2,886 $3,100
Liberty Mutual $4,991 $5,188 $5,454
Nationwide $2,529 $2,526 $2,589
Progressive $3,520 $3,836 $4,208
State Farm $3,960 $4,173 $4,405
Travelers $3,565 $3,811 $3,834
USAA $1,874 $1,934 $2,025

How does your driving record affect River Falls, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in River Falls, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top River Falls, Alabama companies.

Annual River Falls, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,631 $3,076 $3,583 $2,942
Farmers $3,138 $4,059 $3,958 $3,775
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,088 $5,681 $5,571 $5,503
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,498 $4,366 $3,716 $3,839
State Farm $3,790 $4,655 $4,136 $4,136
Travelers $3,114 $3,269 $4,769 $3,795
USAA $1,498 $1,873 $2,786 $1,621

How does a DUI affect River Falls, AL car insurance rates?

With even one DUI on your record, you can see an increase in your River Falls, AL car insurance rates.

Annual Car Insurance Rates After a DUI in River Falls, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,583
Farmers $3,958
GEICO $3,808
Liberty Mutual $5,571
Nationwide $3,241
Progressive $3,716
State Farm $4,136
Travelers $4,769
USAA $2,786

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How does your credit history affect River Falls, AL car insurance rates?

Take a look at the data here to see how your River Falls, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in River Falls, Alabama

Insurance Company Poor Fair Good
Allstate $3,795 $2,960 $2,420
Farmers $4,184 $3,601 $3,412
GEICO $3,687 $2,629 $2,378
Liberty Mutual $7,475 $4,569 $3,589
Nationwide $3,073 $2,400 $2,171
Progressive $4,371 $3,724 $3,469
State Farm $6,773 $3,432 $2,334
Travelers $4,078 $3,533 $3,599
USAA $2,616 $1,700 $1,517

How does your commute affect River Falls, AL car insurance rates?

River Falls, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in River Falls if you’re financing.

Annual Car Insurance Rates by Commute Length in River Falls, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,058 $3,058
Farmers $3,732 $3,732
GEICO $2,842 $2,954
Liberty Mutual $5,211 $5,211
Nationwide $2,548 $2,548
Progressive $3,855 $3,855
State Farm $4,079 $4,280
Travelers $3,737 $3,737
USAA $1,856 $2,033

Who has the cheapest River Falls, AL car insurance rates?

Here’s a breakdown of River Falls, Alabama car insurance rates by company. You can see which company offers the cheapest River Falls car insurance rates in each category.

Best Annual Car Insurance Rates by Company in River Falls, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top River Falls, AL car insurance companies?

Which River Falls, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top River Falls companies to find the one for you.

Average Annual Car Insurance Rates by Company in River Falls, Alabama

Insurance Company Average Annual Rates
Allstate $3,058
Farmers $3,732
GEICO $2,898
Liberty Mutual $5,211
Nationwide $2,548
Progressive $3,855
State Farm $4,180
Travelers $3,737
USAA $1,944

What factors affect River Falls, AL car insurance rates?

Why are River Falls, Alabama car insurance rates different than rates in Montgomery or Huntsville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in River Falls, AL?

More time spent behind the wheel can lead to higher River Falls, Alabama car insurance rates. In River Falls, AL, the average commute length is 20.2 minutes.

Car Insurance Quotes for River Falls, AL

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