Cheap Quotes for Ridge, MD Car Insurance (2021)

Ridge, Maryland car insurance rates average $351 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Ridge, MD companies, you can find cheap Ridge car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Ridge, MD for senior drivers are $2,753/year
  • The cheapest car insurance company in Ridge is USAA
  • Ridge has an average commute time of 29.8 minutes

How do the Ridge, Maryland monthly average car insurance rates of $351/month compare to nearby cities like Bowie car insurance rates, College Park car insurance rates, and Salisbury car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ridge, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Ridge, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ridge, Maryland companies to find the most affordable Ridge car insurance rates.

Enter your ZIP code above to find cheap Ridge, MD car insurance quotes today.

What are the minimum Ridge, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Ridge, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Ridge, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Ridge, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Ridge, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ridge car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ridge, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,462 $3,333 $3,284 $3,379 $9,961 $11,711 $3,135 $3,173
GEICO $2,136 $2,331 $2,414 $2,766 $6,399 $7,361 $1,820 $1,941
Liberty Mutual $6,408 $6,408 $6,333 $6,333 $12,597 $18,750 $6,408 $8,689
Nationwide $1,892 $1,902 $1,711 $1,765 $4,364 $5,754 $2,184 $2,356
Progressive $2,085 $1,896 $1,822 $1,855 $7,267 $7,966 $2,432 $2,402
State Farm $1,991 $1,991 $1,821 $1,821 $6,200 $7,966 $2,220 $2,507
USAA $1,744 $1,719 $1,616 $1,624 $3,801 $4,507 $2,027 $2,267

How much do teen drivers pay for car insurance in Ridge, MD?

Ridge, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Ridge car insurance rates from multiple Ridge, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ridge, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,961 $11,711
GEICO $6,399 $7,361
Liberty Mutual $12,597 $18,750
Nationwide $4,364 $5,754
Progressive $7,267 $7,966
State Farm $6,200 $7,966
USAA $3,801 $4,507

How much do senior drivers pay for car insurance in Ridge, MD?

With a little research, seniors can find affordable car insurance in Ridge, Maryland. Here’s a look at how the top Ridge car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ridge, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,284 $3,379
GEICO $2,414 $2,766
Liberty Mutual $6,333 $6,333
Nationwide $1,711 $1,765
Progressive $1,822 $1,855
State Farm $1,821 $1,821
USAA $1,616 $1,624

How does coverage level affect Ridge, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ridge, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ridge, Maryland

Insurance Company Low Medium High
Allstate $5,050 $5,148 $5,342
GEICO $3,286 $3,377 $3,525
Liberty Mutual $8,741 $8,969 $9,263
Nationwide $2,622 $2,749 $2,853
Progressive $3,321 $3,469 $3,607
State Farm $3,143 $3,324 $3,476
USAA $2,302 $2,420 $2,518

How does your driving record affect Ridge, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Ridge, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ridge, Maryland companies.

Annual Ridge, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,593 $6,089 $4,593 $5,443
GEICO $2,414 $3,750 $4,545 $2,875
Liberty Mutual $6,593 $8,591 $12,565 $8,214
Nationwide $2,413 $3,235 $2,580 $2,734
Progressive $2,970 $3,907 $3,582 $3,404
State Farm $2,979 $3,725 $3,277 $3,277
USAA $1,903 $2,317 $3,384 $2,048

How does a DUI affect Ridge, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Ridge, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Ridge, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,593
GEICO $4,545
Liberty Mutual $12,565
Nationwide $2,580
Progressive $3,582
State Farm $3,277
USAA $3,384

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How does your credit history affect Ridge, MD car insurance rates?

Take a look at the data here to see how your Ridge, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Ridge, Maryland

Insurance Company Poor Fair Good
Allstate $6,710 $4,681 $4,148
GEICO $3,848 $3,189 $3,151
Liberty Mutual $12,857 $8,280 $5,836
Nationwide $3,497 $2,480 $2,245
Progressive $4,371 $3,276 $2,749
State Farm $4,850 $2,876 $2,217
USAA $3,223 $2,203 $1,813

How does your commute affect Ridge, MD car insurance rates?

Ridge, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ridge if you’re financing.

Annual Car Insurance Rates by Commute Length in Ridge, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,107 $5,253
GEICO $3,339 $3,453
Liberty Mutual $8,746 $9,236
Nationwide $2,741 $2,741
Progressive $3,466 $3,466
State Farm $3,229 $3,400
USAA $2,338 $2,488

Who has the cheapest Ridge, MD car insurance rates?

Here’s a breakdown of Ridge, Maryland car insurance rates by company. You can see which company offers the cheapest Ridge car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ridge, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Ridge, MD car insurance companies?

Which Ridge, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Ridge companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ridge, Maryland

Insurance Company Average Annual Rates
Allstate $5,180
GEICO $3,396
Liberty Mutual $8,991
Nationwide $2,741
Progressive $3,466
State Farm $3,315
USAA $2,413

What factors affect Ridge, MD car insurance rates?

Why are Ridge, Maryland car insurance rates different than rates in Bowie or College Park? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Ridge, MD?

More time spent behind the wheel can lead to higher Ridge, Maryland car insurance rates. In Ridge, MD, the average commute length is 29.8 minutes.

Car Insurance Quotes for Ridge, MD

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