Cheap Quotes for Reedsburg, WI Car Insurance (2021)

Reedsburg, Wisconsin car insurance rates average $247 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Reedsburg, WI companies, you can find cheap Reedsburg car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Reedsburg has an average commute time of 19.8 minutes
  • The cheapest car insurance company in Reedsburg is American Family
  • Average car insurance rates in Reedsburg, WI are $247/month

How do the Reedsburg, Wisconsin monthly average car insurance rates of $247/month compare to nearby cities like Janesville car insurance rates, La Crosse car insurance rates, and Appleton car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Reedsburg, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Reedsburg, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Reedsburg, Wisconsin companies to find the most affordable Reedsburg car insurance rates.

Enter your ZIP code above to find cheap Reedsburg, WI car insurance quotes today.

What are the minimum Reedsburg, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Reedsburg, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Reedsburg, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Reedsburg, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Reedsburg, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Reedsburg car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Reedsburg, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,305 $2,437 $2,118 $2,341 $7,206 $9,209 $2,357 $2,568
American Family $909 $948 $863 $868 $2,707 $2,972 $1,073 $1,140
Farmers $2,083 $2,090 $1,853 $1,950 $9,348 $9,706 $2,355 $2,479
GEICO $1,252 $1,375 $1,279 $1,450 $4,087 $4,410 $1,160 $1,204
Liberty Mutual $1,790 $1,957 $1,448 $1,646 $5,847 $6,561 $1,906 $2,074
Nationwide $3,811 $4,009 $3,147 $3,317 $7,730 $11,827 $4,628 $5,506
Progressive $1,682 $1,603 $1,378 $1,436 $6,393 $7,215 $2,022 $2,197
State Farm $1,257 $1,257 $1,115 $1,115 $3,573 $4,510 $1,417 $1,624
USAA $1,322 $1,320 $1,196 $1,219 $3,357 $3,899 $1,717 $1,886

How much do teen drivers pay for car insurance in Reedsburg, WI?

Reedsburg, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Reedsburg car insurance rates from multiple Reedsburg, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Reedsburg, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,206 $9,209
American Family $2,707 $2,972
Farmers $9,348 $9,706
GEICO $4,087 $4,410
Liberty Mutual $5,847 $6,561
Nationwide $7,730 $11,827
Progressive $6,393 $7,215
State Farm $3,573 $4,510
USAA $3,357 $3,899

How much do senior drivers pay for car insurance in Reedsburg, WI?

With a little research, seniors can find affordable car insurance in Reedsburg, Wisconsin. Here’s a look at how the top Reedsburg car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Reedsburg, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,118 $2,341
American Family $863 $868
Farmers $1,853 $1,950
GEICO $1,279 $1,450
Liberty Mutual $1,448 $1,646
Nationwide $3,147 $3,317
Progressive $1,378 $1,436
State Farm $1,115 $1,115
USAA $1,196 $1,219

How does coverage level affect Reedsburg, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Reedsburg, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Reedsburg, Wisconsin

Insurance Company Low Medium High
Allstate $3,674 $3,809 $3,970
American Family $1,416 $1,449 $1,440
Farmers $3,706 $3,956 $4,286
GEICO $1,915 $2,026 $2,140
Liberty Mutual $2,695 $2,926 $3,090
Nationwide $5,349 $5,493 $5,648
Progressive $2,821 $3,014 $3,138
State Farm $1,882 $1,989 $2,080
USAA $1,921 $1,991 $2,057

How does your driving record affect Reedsburg, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Reedsburg, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Reedsburg, Wisconsin companies.

Annual Reedsburg, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,132 $4,285 $3,991 $3,863
American Family $1,374 $1,456 $1,456 $1,456
Farmers $3,473 $4,364 $4,152 $3,943
GEICO $1,416 $2,274 $2,570 $1,849
Liberty Mutual $2,223 $3,147 $3,277 $2,968
Nationwide $4,647 $5,376 $6,589 $5,376
Progressive $2,739 $3,316 $2,842 $3,066
State Farm $1,825 $2,142 $1,984 $1,984
USAA $1,560 $1,964 $2,656 $1,779

How does a DUI affect Reedsburg, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Reedsburg, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Reedsburg, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,991
American Family $1,456
Farmers $4,152
GEICO $2,570
Liberty Mutual $3,277
Nationwide $6,589
Progressive $2,842
State Farm $1,984
USAA $2,656

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How does your credit history affect Reedsburg, WI car insurance rates?

Take a look at the data here to see how your Reedsburg, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Reedsburg, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,017 $3,450 $2,985
American Family $1,920 $1,266 $1,118
Farmers $4,514 $3,799 $3,637
GEICO $2,659 $1,898 $1,525
Liberty Mutual $4,201 $2,522 $1,988
Nationwide $6,180 $5,155 $5,155
Progressive $3,404 $2,887 $2,682
State Farm $2,958 $1,699 $1,294
USAA $3,068 $1,613 $1,287

How does your commute affect Reedsburg, WI car insurance rates?

Reedsburg, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Reedsburg if you’re financing.

Annual Car Insurance Rates by Commute Length in Reedsburg, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,726 $3,910
American Family $1,411 $1,459
Farmers $3,983 $3,983
GEICO $1,985 $2,070
Liberty Mutual $2,904 $2,904
Nationwide $5,497 $5,497
Progressive $2,991 $2,991
State Farm $1,936 $2,032
USAA $1,964 $2,015

Who has the cheapest Reedsburg, WI car insurance rates?

Here’s a breakdown of Reedsburg, Wisconsin car insurance rates by company. You can see which company offers the cheapest Reedsburg car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Reedsburg, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Reedsburg, WI car insurance companies?

Which Reedsburg, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Reedsburg companies to find the one for you.

Average Annual Car Insurance Rates by Company in Reedsburg, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,818
American Family $1,435
Farmers $3,983
GEICO $2,027
Liberty Mutual $2,904
Nationwide $5,497
Progressive $2,991
State Farm $1,984
USAA $1,990

What factors affect Reedsburg, WI car insurance rates?

Why are Reedsburg, Wisconsin car insurance rates different than rates in Janesville or La Crosse? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Reedsburg, WI?

FBI statistics show that the Reedsburg, Wisconsin car theft rate is 3 thefts each year. High theft rates can lead to higher than average Reedsburg, WI car insurance rates.

How long is the average commute in Reedsburg, WI?

More time spent behind the wheel can lead to higher Reedsburg, Wisconsin car insurance rates. In Reedsburg, WI, the average commute length is 19.8 minutes.

Car Insurance Quotes for Reedsburg, WI

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