Cheap Quotes for Readfield, WI Car Insurance (2021)

Readfield, Wisconsin car insurance rates average $247 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Readfield, WI companies, you can find cheap Readfield car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Readfield, WI are $247/month
  • Average car insurance rates in Readfield, WI after a DUI are $3,282/year
  • The cheapest car insurance company in Readfield is American Family

How do the Readfield, Wisconsin monthly average car insurance rates of $247/month compare to nearby cities like La Crosse car insurance rates, Green Bay car insurance rates, and Janesville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Readfield, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Readfield, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Readfield, Wisconsin companies to find the most affordable Readfield car insurance rates.

Enter your ZIP code above to find cheap Readfield, WI car insurance quotes today.

What are the minimum Readfield, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Readfield, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Readfield, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Readfield, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Readfield, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Readfield car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Readfield, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,046 $2,155 $1,892 $2,087 $6,578 $8,415 $2,077 $2,255
American Family $969 $1,014 $908 $918 $2,717 $3,000 $1,137 $1,212
Farmers $1,981 $1,986 $1,757 $1,859 $9,301 $9,655 $2,241 $2,347
GEICO $1,288 $1,427 $1,338 $1,540 $4,323 $4,664 $1,191 $1,228
Liberty Mutual $1,599 $1,746 $1,293 $1,472 $5,452 $6,122 $1,697 $1,836
Nationwide $3,853 $4,071 $3,175 $3,356 $7,654 $11,680 $4,674 $5,604
Progressive $2,019 $1,930 $1,654 $1,720 $7,489 $8,464 $2,422 $2,619
State Farm $1,343 $1,343 $1,183 $1,183 $3,658 $4,644 $1,511 $1,715
USAA $1,297 $1,295 $1,174 $1,196 $3,278 $3,806 $1,684 $1,850

How much do teen drivers pay for car insurance in Readfield, WI?

Readfield, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Readfield car insurance rates from multiple Readfield, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Readfield, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,578 $8,415
American Family $2,717 $3,000
Farmers $9,301 $9,655
GEICO $4,323 $4,664
Liberty Mutual $5,452 $6,122
Nationwide $7,654 $11,680
Progressive $7,489 $8,464
State Farm $3,658 $4,644
USAA $3,278 $3,806

How much do senior drivers pay for car insurance in Readfield, WI?

With a little research, seniors can find affordable car insurance in Readfield, Wisconsin. Here’s a look at how the top Readfield car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Readfield, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,892 $2,087
American Family $908 $918
Farmers $1,757 $1,859
GEICO $1,338 $1,540
Liberty Mutual $1,293 $1,472
Nationwide $3,175 $3,356
Progressive $1,654 $1,720
State Farm $1,183 $1,183
USAA $1,174 $1,196

How does coverage level affect Readfield, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Readfield, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Readfield, Wisconsin

Insurance Company Low Medium High
Allstate $3,296 $3,430 $3,589
American Family $1,467 $1,497 $1,488
Farmers $3,580 $3,859 $4,234
GEICO $1,985 $2,124 $2,265
Liberty Mutual $2,417 $2,677 $2,862
Nationwide $5,358 $5,507 $5,661
Progressive $3,324 $3,568 $3,727
State Farm $1,968 $2,078 $2,172
USAA $1,876 $1,949 $2,018

How does your driving record affect Readfield, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Readfield, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Readfield, Wisconsin companies.

Annual Readfield, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $3,855 $3,604 $3,482
American Family $1,420 $1,506 $1,506 $1,506
Farmers $3,389 $4,274 $4,061 $3,840
GEICO $1,468 $2,385 $2,740 $1,907
Liberty Mutual $2,028 $2,885 $2,989 $2,706
Nationwide $4,657 $5,387 $6,603 $5,387
Progressive $3,244 $3,918 $3,365 $3,631
State Farm $1,917 $2,228 $2,072 $2,072
USAA $1,528 $1,922 $2,600 $1,741

How does a DUI affect Readfield, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Readfield, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Readfield, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,604
American Family $1,506
Farmers $4,061
GEICO $2,740
Liberty Mutual $2,989
Nationwide $6,603
Progressive $3,365
State Farm $2,072
USAA $2,600

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How does your credit history affect Readfield, WI car insurance rates?

Take a look at the data here to see how your Readfield, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Readfield, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,508 $3,108 $2,699
American Family $1,988 $1,309 $1,156
Farmers $4,400 $3,717 $3,556
GEICO $2,789 $1,989 $1,597
Liberty Mutual $3,823 $2,312 $1,822
Nationwide $6,193 $5,166 $5,166
Progressive $4,039 $3,413 $3,167
State Farm $3,091 $1,775 $1,351
USAA $2,999 $1,581 $1,263

How does your commute affect Readfield, WI car insurance rates?

Readfield, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Readfield if you’re financing.

Annual Car Insurance Rates by Commute Length in Readfield, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,356 $3,520
American Family $1,459 $1,509
Farmers $3,891 $3,891
GEICO $2,082 $2,168
Liberty Mutual $2,652 $2,652
Nationwide $5,509 $5,509
Progressive $3,540 $3,540
State Farm $2,022 $2,123
USAA $1,922 $1,973

Who has the cheapest Readfield, WI car insurance rates?

Here’s a breakdown of Readfield, Wisconsin car insurance rates by company. You can see which company offers the cheapest Readfield car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Readfield, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Readfield, WI car insurance companies?

Which Readfield, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Readfield companies to find the one for you.

Average Annual Car Insurance Rates by Company in Readfield, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,438
American Family $1,484
Farmers $3,891
GEICO $2,125
Liberty Mutual $2,652
Nationwide $5,509
Progressive $3,540
State Farm $2,072
USAA $1,948

Car Insurance Quotes for Readfield, WI

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