Cheap Quotes for Prince Frederick, MD Car Insurance (2021)

Prince Frederick, Maryland car insurance rates average $370 a month and Maryland law requires coverage of at least 30/60/15. By comparing rates from multiple Prince Frederick, MD companies, you can find cheap Prince Frederick car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Prince Frederick, MD for senior drivers are $2,890/year
  • The cheapest car insurance company in Prince Frederick is USAA
  • Prince Frederick has an average commute time of 40.5 minutes

How do the Prince Frederick, Maryland monthly average car insurance rates of $370/month compare to nearby cities like Gaithersburg car insurance rates, Baltimore car insurance rates, and Rockville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Prince Frederick, MD.

We’ll cover the Maryland minimum coverage requirements, Maryland car insurance laws, and Prince Frederick, MD statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Prince Frederick, Maryland companies to find the most affordable Prince Frederick car insurance rates.

Enter your ZIP code above to find cheap Prince Frederick, MD car insurance quotes today.

What are the minimum Prince Frederick, MD car insurance requirements?

To meet Maryland minimum car insurance coverage requirements, Prince Frederick, MD drivers need to carry at least 30/60/15 coverage.

Minimum Required Car Insurance Coverage in Prince Frederick, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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How do age, gender, and marital status affect Prince Frederick, MD car insurance rates?

Three of the criteria that most affect car insurance rates in Prince Frederick, Maryland are age, gender, and marital status. Let’s take a look at how each of these stack up with top Prince Frederick car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prince Frederick, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,470 $3,342 $3,293 $3,387 $9,969 $11,720 $3,143 $3,182
GEICO $2,316 $2,539 $2,631 $3,049 $7,010 $8,024 $1,980 $2,101
Liberty Mutual $6,609 $6,609 $6,533 $6,533 $12,920 $19,193 $6,609 $8,935
Nationwide $1,861 $1,871 $1,685 $1,736 $4,295 $5,645 $2,147 $2,314
Progressive $2,407 $2,184 $2,098 $2,136 $8,576 $9,421 $2,823 $2,795
State Farm $2,128 $2,128 $1,952 $1,952 $6,702 $8,611 $2,376 $2,684
USAA $1,870 $1,840 $1,739 $1,741 $4,120 $4,874 $2,165 $2,419

How much do teen drivers pay for car insurance in Prince Frederick, MD?

Prince Frederick, Maryland car insurance rates for teens are often higher than rates for other drivers. Compare Prince Frederick car insurance rates from multiple Prince Frederick, Maryland car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Prince Frederick, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,969 $11,720
GEICO $7,010 $8,024
Liberty Mutual $12,920 $19,193
Nationwide $4,295 $5,645
Progressive $8,576 $9,421
State Farm $6,702 $8,611
USAA $4,120 $4,874

How much do senior drivers pay for car insurance in Prince Frederick, MD?

With a little research, seniors can find affordable car insurance in Prince Frederick, Maryland. Here’s a look at how the top Prince Frederick car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Prince Frederick, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,293 $3,387
GEICO $2,631 $3,049
Liberty Mutual $6,533 $6,533
Nationwide $1,685 $1,736
Progressive $2,098 $2,136
State Farm $1,952 $1,952
USAA $1,739 $1,741

How does coverage level affect Prince Frederick, MD car insurance rates?

How much coverage do you need? Are you comfortable with the Maryland minimum of 30/60/15 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Prince Frederick, MD car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Prince Frederick, Maryland

Insurance Company Low Medium High
Allstate $5,055 $5,155 $5,355
GEICO $3,570 $3,682 $3,867
Liberty Mutual $8,961 $9,220 $9,547
Nationwide $2,582 $2,701 $2,800
Progressive $3,887 $4,060 $4,219
State Farm $3,379 $3,578 $3,744
USAA $2,469 $2,604 $2,715

How does your driving record affect Prince Frederick, MD car insurance rates?

Safe driving pays off. The more traffic violations you have in Prince Frederick, MD, the higher your car insurance rates will be. Compare rates based on driving infractions from top Prince Frederick, Maryland companies.

Annual Prince Frederick, Maryland Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,602 $6,098 $4,602 $5,452
GEICO $2,630 $4,085 $4,984 $3,127
Liberty Mutual $6,707 $8,792 $13,050 $8,422
Nationwide $2,373 $3,179 $2,537 $2,688
Progressive $3,464 $4,579 $4,198 $3,979
State Farm $3,201 $4,013 $3,526 $3,526
USAA $2,044 $2,497 $3,643 $2,200

How does a DUI affect Prince Frederick, MD car insurance rates?

With even one DUI on your record, you can see an increase in your Prince Frederick, MD car insurance rates.

Annual Car Insurance Rates After a DUI in Prince Frederick, Maryland

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,602
GEICO $4,984
Liberty Mutual $13,050
Nationwide $2,537
Progressive $4,198
State Farm $3,526
USAA $3,643

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How does your credit history affect Prince Frederick, MD car insurance rates?

Take a look at the data here to see how your Prince Frederick, Maryland car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Prince Frederick, Maryland

Insurance Company Poor Fair Good
Allstate $6,721 $4,689 $4,155
GEICO $4,201 $3,480 $3,438
Liberty Mutual $13,223 $8,510 $5,994
Nationwide $3,438 $2,438 $2,207
Progressive $5,099 $3,840 $3,227
State Farm $5,221 $3,095 $2,385
USAA $3,465 $2,372 $1,950

How does your commute affect Prince Frederick, MD car insurance rates?

Prince Frederick, MD car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Maryland can be seen here. Remember, though, that you may have to carry substantially more car insurance in Prince Frederick if you’re financing.

Annual Car Insurance Rates by Commute Length in Prince Frederick, Maryland

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,115 $5,262
GEICO $3,641 $3,771
Liberty Mutual $8,993 $9,492
Nationwide $2,694 $2,694
Progressive $4,055 $4,055
State Farm $3,475 $3,658
USAA $2,515 $2,677

Who has the cheapest Prince Frederick, MD car insurance rates?

Here’s a breakdown of Prince Frederick, Maryland car insurance rates by company. You can see which company offers the cheapest Prince Frederick car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Prince Frederick, Maryland

Category Insurance Company
Teenagers USAA
Seniors Nationwide
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

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What are the top Prince Frederick, MD car insurance companies?

Which Prince Frederick, Maryland car insurance company will best fit your needs and budget? Check out this comparison of the top Prince Frederick companies to find the one for you.

Average Annual Car Insurance Rates by Company in Prince Frederick, Maryland

Insurance Company Average Annual Rates
Allstate $5,188
GEICO $3,706
Liberty Mutual $9,243
Nationwide $2,694
Progressive $4,055
State Farm $3,567
USAA $2,596

What factors affect Prince Frederick, MD car insurance rates?

Why are Prince Frederick, Maryland car insurance rates different than rates in Gaithersburg or Baltimore? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Prince Frederick, MD?

More time spent behind the wheel can lead to higher Prince Frederick, Maryland car insurance rates. In Prince Frederick, MD, the average commute length is 40.5 minutes.

Car Insurance Quotes for Prince Frederick, MD

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