Cheap Quotes for Prescott, AR Car Insurance (2021)

Prescott, Arkansas car insurance rates average $338 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Prescott, AR companies, you can find cheap Prescott car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Prescott is USAA
  • Average car insurance rates in Prescott, AR for senior drivers are $2,137/year
  • Average car insurance rates in Prescott, AR after a DUI are $4,917/year

How do the Prescott, Arkansas monthly average car insurance rates of $338/month compare to nearby cities like Conway car insurance rates, Fort Smith car insurance rates, and Bentonville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Prescott, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Prescott, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Prescott, Arkansas companies to find the most affordable Prescott car insurance rates.

Enter your ZIP code above to find cheap Prescott, AR car insurance quotes today.

What are the minimum Prescott, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Prescott, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Prescott, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Prescott, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Prescott, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Prescott car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prescott, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,729 $2,426 $2,592 $9,970 $11,979 $2,991 $3,252
Farmers $2,219 $2,208 $1,985 $2,086 $9,196 $9,520 $2,546 $2,688
GEICO $2,750 $2,731 $2,547 $2,475 $6,742 $6,800 $2,677 $2,714
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,601 $2,470 $2,136 $2,232 $10,916 $12,298 $3,115 $3,372
State Farm $1,721 $1,721 $1,526 $1,526 $4,758 $6,006 $1,934 $2,206
Travelers $2,341 $2,388 $2,296 $2,307 $13,448 $21,629 $2,495 $2,904
USAA $1,372 $1,389 $1,269 $1,282 $4,273 $4,484 $1,770 $1,913

How much do teen drivers pay for car insurance in Prescott, AR?

Prescott, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Prescott car insurance rates from multiple Prescott, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Prescott, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,970 $11,979
Farmers $9,196 $9,520
GEICO $6,742 $6,800
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $10,916 $12,298
State Farm $4,758 $6,006
Travelers $13,448 $21,629
USAA $4,273 $4,484

How much do senior drivers pay for car insurance in Prescott, AR?

With a little research, seniors can find affordable car insurance in Prescott, Arkansas. Here’s a look at how the top Prescott car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Prescott, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,426 $2,592
Farmers $1,985 $2,086
GEICO $2,547 $2,475
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,136 $2,232
State Farm $1,526 $1,526
Travelers $2,296 $2,307
USAA $1,269 $1,282

How does coverage level affect Prescott, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Prescott, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Prescott, Arkansas

Insurance Company Low Medium High
Allstate $4,711 $4,829 $4,955
Farmers $3,868 $4,017 $4,283
GEICO $3,545 $3,679 $3,815
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $4,536 $4,820 $5,320
State Farm $2,553 $2,672 $2,799
Travelers $5,933 $6,244 $6,502
USAA $2,132 $2,212 $2,314

How does your driving record affect Prescott, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Prescott, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Prescott, Arkansas companies.

Annual Prescott, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,972 $5,006 $5,586 $4,763
Farmers $3,427 $4,391 $4,288 $4,118
GEICO $2,472 $3,823 $5,763 $2,660
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,218 $5,855 $4,431 $5,064
State Farm $2,468 $2,881 $2,675 $2,675
Travelers $5,221 $5,395 $7,878 $6,410
USAA $1,706 $2,159 $3,118 $1,893

How does a DUI affect Prescott, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Prescott, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Prescott, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,586
Farmers $4,288
GEICO $5,763
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,431
State Farm $2,675
Travelers $7,878
USAA $3,118

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How does your credit history affect Prescott, AR car insurance rates?

Take a look at the data here to see how your Prescott, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Prescott, Arkansas

Insurance Company Poor Fair Good
Allstate $6,062 $4,654 $3,780
Farmers $4,620 $3,865 $3,682
GEICO $4,411 $3,620 $3,007
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $5,555 $4,728 $4,394
State Farm $3,874 $2,333 $1,817
Travelers $7,151 $5,959 $5,567
USAA $2,946 $2,005 $1,706

How does your commute affect Prescott, AR car insurance rates?

Prescott, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Prescott if you’re financing.

Annual Car Insurance Rates by Commute Length in Prescott, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,832 $4,832
Farmers $4,056 $4,056
GEICO $3,661 $3,698
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $4,892 $4,892
State Farm $2,611 $2,739
Travelers $6,226 $6,226
USAA $2,155 $2,283

Who has the cheapest Prescott, AR car insurance rates?

Here’s a breakdown of Prescott, Arkansas car insurance rates by company. You can see which company offers the cheapest Prescott car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Prescott, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Prescott, AR car insurance companies?

Which Prescott, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Prescott companies to find the one for you.

Average Annual Car Insurance Rates by Company in Prescott, Arkansas

Insurance Company Average Annual Rates
Allstate $4,832
Farmers $4,056
GEICO $3,679
Liberty Mutual $4,090
Nationwide $3,833
Progressive $4,892
State Farm $2,675
Travelers $6,226
USAA $2,219

What factors affect Prescott, AR car insurance rates?

Why are Prescott, Arkansas car insurance rates different than rates in Conway or Fort Smith? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Prescott, AR?

More time spent behind the wheel can lead to higher Prescott, Arkansas car insurance rates. In Prescott, AR, the average commute length is 22.6 minutes.

Car Insurance Quotes for Prescott, AR

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