Cheap Quotes for Prattville, AL Car Insurance (2021)

Prattville, Alabama car insurance rates average $309 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Prattville, AL companies, you can find cheap Prattville car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Prattville, AL are $309/month
  • Average car insurance rates in Prattville, AL after a DUI are $4,230/year
  • Prattville has an average commute time of 20.7 minutes

How do the Prattville, Alabama monthly average car insurance rates of $309/month compare to nearby cities like Tuscaloosa car insurance rates, Madison car insurance rates, and Dothan car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Prattville, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Prattville, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Prattville, Alabama companies to find the most affordable Prattville car insurance rates.

Enter your ZIP code above to find cheap Prattville, AL car insurance quotes today.

What are the minimum Prattville, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Prattville, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Prattville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Average Prattville, AL Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Prattville, AL you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Prattville, Alabama

ZIP Code Average Annual Rates
36066 $3,824
36067 $3,796

How do age, gender, and marital status affect Prattville, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Prattville, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Prattville car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prattville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,934 $1,845 $1,751 $1,785 $6,740 $7,250 $2,164 $2,210
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,030 $3,272 $2,479 $2,772 $11,257 $12,520 $3,228 $3,439
Nationwide $1,755 $1,777 $1,599 $1,655 $4,620 $5,957 $1,948 $2,179
Progressive $2,497 $2,332 $2,057 $2,190 $10,530 $11,746 $2,927 $3,124
State Farm $2,933 $2,933 $2,666 $2,666 $9,066 $11,343 $3,319 $3,834
Travelers $1,477 $1,500 $1,389 $1,383 $7,950 $12,516 $1,398 $1,598
USAA $1,333 $1,356 $1,244 $1,223 $3,922 $4,351 $1,733 $1,877

How much do teen drivers pay for car insurance in Prattville, AL?

Prattville, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Prattville car insurance rates from multiple Prattville, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Prattville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,740 $7,250
Farmers $8,772 $9,029
GEICO $5,541 $5,439
Liberty Mutual $11,257 $12,520
Nationwide $4,620 $5,957
Progressive $10,530 $11,746
State Farm $9,066 $11,343
Travelers $7,950 $12,516
USAA $3,922 $4,351

How much do senior drivers pay for car insurance in Prattville, AL?

With a little research, seniors can find affordable car insurance in Prattville, Alabama. Here’s a look at how the top Prattville car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Prattville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,751 $1,785
Farmers $2,054 $2,181
GEICO $1,990 $2,057
Liberty Mutual $2,479 $2,772
Nationwide $1,599 $1,655
Progressive $2,057 $2,190
State Farm $2,666 $2,666
Travelers $1,389 $1,383
USAA $1,244 $1,223

How does coverage level affect Prattville, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Prattville, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Prattville, Alabama

Insurance Company Low Medium High
Allstate $3,092 $3,205 $3,332
Farmers $3,765 $3,938 $4,264
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,006 $5,225 $5,519
Nationwide $2,668 $2,664 $2,727
Progressive $4,193 $4,655 $5,178
State Farm $4,571 $4,840 $5,123
Travelers $3,463 $3,724 $3,767
USAA $2,054 $2,119 $2,217

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How does your driving record affect Prattville, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Prattville, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Prattville, Alabama companies.

Annual Prattville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,221 $3,804 $3,082
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,114 $5,738 $5,600 $5,547
Nationwide $2,350 $2,350 $3,422 $2,623
Progressive $4,210 $5,319 $4,555 $4,616
State Farm $4,360 $5,437 $4,791 $4,791
Travelers $3,040 $3,190 $4,671 $3,704
USAA $1,639 $2,053 $3,055 $1,773

How does a DUI affect Prattville, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Prattville, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Prattville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,804
Farmers $4,236
GEICO $3,940
Liberty Mutual $5,600
Nationwide $3,422
Progressive $4,555
State Farm $4,791
Travelers $4,671
USAA $3,055

How does your credit history affect Prattville, AL car insurance rates?

Take a look at the data here to see how your Prattville, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Prattville, Alabama

Insurance Company Poor Fair Good
Allstate $3,964 $3,117 $2,548
Farmers $4,471 $3,848 $3,649
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,515 $4,614 $3,620
Nationwide $3,240 $2,530 $2,289
Progressive $5,257 $4,529 $4,240
State Farm $7,862 $3,975 $2,698
Travelers $3,981 $3,453 $3,519
USAA $2,865 $1,862 $1,662

How does your commute affect Prattville, AL car insurance rates?

Prattville, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Prattville if you’re financing.

Annual Car Insurance Rates by Commute Length in Prattville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,210 $3,210
Farmers $3,989 $3,989
GEICO $2,883 $2,990
Liberty Mutual $5,250 $5,250
Nationwide $2,686 $2,686
Progressive $4,675 $4,675
State Farm $4,727 $4,963
Travelers $3,651 $3,651
USAA $2,033 $2,228

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Who has the cheapest Prattville, AL car insurance rates?

Here’s a breakdown of Prattville, Alabama car insurance rates by company. You can see which company offers the cheapest Prattville car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Prattville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

What are the top Prattville, AL car insurance companies?

Which Prattville, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Prattville companies to find the one for you.

Average Annual Car Insurance Rates by Company in Prattville, Alabama

Insurance Company Average Annual Rates
Allstate $3,210
Farmers $3,989
GEICO $2,937
Liberty Mutual $5,250
Nationwide $2,686
Progressive $4,675
State Farm $4,845
Travelers $3,651
USAA $2,130

What factors affect Prattville, AL car insurance rates?

Why are Prattville, Alabama car insurance rates different than rates in Tuscaloosa or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Prattville, AL?

FBI statistics show that the Prattville, Alabama car theft rate is 92 thefts each year. High theft rates can lead to higher than average Prattville, AL car insurance rates.

How long is the average commute in Prattville, AL?

More time spent behind the wheel can lead to higher Prattville, Alabama car insurance rates. In Prattville, AL, the average commute length is 20.7 minutes.

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Car Insurance Quotes for Prattville, AL

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