Cheap Quotes for Prairie Farm, WI Car Insurance (2021)

Prairie Farm, Wisconsin car insurance rates average $264 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Prairie Farm, WI companies, you can find cheap Prairie Farm car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Prairie Farm, WI after a DUI are $3,505/year
  • Prairie Farm has an average commute time of 25.5 minutes
  • Average car insurance rates in Prairie Farm, WI for senior drivers are $1,798/year

How do the Prairie Farm, Wisconsin monthly average car insurance rates of $264/month compare to nearby cities like Madison car insurance rates, Milwaukee car insurance rates, and Kenosha car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Prairie Farm, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Prairie Farm, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Prairie Farm, Wisconsin companies to find the most affordable Prairie Farm car insurance rates.

Enter your ZIP code above to find cheap Prairie Farm, WI car insurance quotes today.

What are the minimum Prairie Farm, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Prairie Farm, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Prairie Farm, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Prairie Farm, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Prairie Farm, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Prairie Farm car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prairie Farm, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,330 $2,465 $2,142 $2,374 $7,290 $9,368 $2,378 $2,585
American Family $1,070 $1,124 $997 $1,009 $3,007 $3,336 $1,263 $1,351
Farmers $2,081 $2,088 $1,853 $1,951 $9,357 $9,710 $2,354 $2,477
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $2,092 $2,301 $1,700 $1,944 $6,027 $6,784 $2,229 $2,436
Nationwide $3,966 $4,190 $3,266 $3,453 $7,874 $12,014 $4,810 $5,768
Progressive $2,044 $1,980 $1,672 $1,725 $7,122 $8,087 $2,460 $2,661
State Farm $1,485 $1,485 $1,297 $1,297 $3,913 $4,980 $1,667 $1,890
USAA $1,399 $1,402 $1,259 $1,291 $3,476 $4,053 $1,825 $2,015

How much do teen drivers pay for car insurance in Prairie Farm, WI?

Prairie Farm, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Prairie Farm car insurance rates from multiple Prairie Farm, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Prairie Farm, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,290 $9,368
American Family $3,007 $3,336
Farmers $9,357 $9,710
GEICO $4,697 $5,064
Liberty Mutual $6,027 $6,784
Nationwide $7,874 $12,014
Progressive $7,122 $8,087
State Farm $3,913 $4,980
USAA $3,476 $4,053

How much do senior drivers pay for car insurance in Prairie Farm, WI?

With a little research, seniors can find affordable car insurance in Prairie Farm, Wisconsin. Here’s a look at how the top Prairie Farm car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Prairie Farm, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,142 $2,374
American Family $997 $1,009
Farmers $1,853 $1,951
GEICO $1,472 $1,670
Liberty Mutual $1,700 $1,944
Nationwide $3,266 $3,453
Progressive $1,672 $1,725
State Farm $1,297 $1,297
USAA $1,259 $1,291

How does coverage level affect Prairie Farm, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Prairie Farm, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Prairie Farm, Wisconsin

Insurance Company Low Medium High
Allstate $3,697 $3,857 $4,045
American Family $1,628 $1,659 $1,647
Farmers $3,706 $3,956 $4,289
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,979 $3,215 $3,373
Nationwide $5,517 $5,666 $5,820
Progressive $3,309 $3,489 $3,609
State Farm $2,151 $2,257 $2,347
USAA $2,020 $2,091 $2,158

How does your driving record affect Prairie Farm, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Prairie Farm, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Prairie Farm, Wisconsin companies.

Annual Prairie Farm, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,179 $4,344 $4,040 $3,903
American Family $1,572 $1,669 $1,669 $1,669
Farmers $3,474 $4,366 $4,152 $3,943
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,466 $3,422 $3,602 $3,266
Nationwide $4,791 $5,543 $6,794 $5,543
Progressive $3,189 $3,816 $3,297 $3,573
State Farm $2,091 $2,412 $2,252 $2,252
USAA $1,642 $2,059 $2,788 $1,870

How does a DUI affect Prairie Farm, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Prairie Farm, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Prairie Farm, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,040
American Family $1,669
Farmers $4,152
GEICO $2,949
Liberty Mutual $3,602
Nationwide $6,794
Progressive $3,297
State Farm $2,252
USAA $2,788

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How does your credit history affect Prairie Farm, WI car insurance rates?

Take a look at the data here to see how your Prairie Farm, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Prairie Farm, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,083 $3,492 $3,025
American Family $2,200 $1,451 $1,283
Farmers $4,516 $3,799 $3,637
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,634 $2,751 $2,181
Nationwide $6,372 $5,315 $5,315
Progressive $3,993 $3,334 $3,079
State Farm $3,359 $1,928 $1,467
USAA $3,234 $1,690 $1,345

How does your commute affect Prairie Farm, WI car insurance rates?

Prairie Farm, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Prairie Farm if you’re financing.

Annual Car Insurance Rates by Commute Length in Prairie Farm, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,773 $3,960
American Family $1,617 $1,673
Farmers $3,984 $3,984
GEICO $2,281 $2,384
Liberty Mutual $3,189 $3,189
Nationwide $5,667 $5,667
Progressive $3,469 $3,469
State Farm $2,197 $2,306
USAA $2,063 $2,118

Who has the cheapest Prairie Farm, WI car insurance rates?

Here’s a breakdown of Prairie Farm, Wisconsin car insurance rates by company. You can see which company offers the cheapest Prairie Farm car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Prairie Farm, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Prairie Farm, WI car insurance companies?

Which Prairie Farm, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Prairie Farm companies to find the one for you.

Average Annual Car Insurance Rates by Company in Prairie Farm, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,867
American Family $1,645
Farmers $3,984
GEICO $2,333
Liberty Mutual $3,189
Nationwide $5,667
Progressive $3,469
State Farm $2,252
USAA $2,090

What factors affect Prairie Farm, WI car insurance rates?

Why are Prairie Farm, Wisconsin car insurance rates different than rates in Madison or Milwaukee? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Prairie Farm, WI?

More time spent behind the wheel can lead to higher Prairie Farm, Wisconsin car insurance rates. In Prairie Farm, WI, the average commute length is 25.5 minutes.

Car Insurance Quotes for Prairie Farm, WI

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