Cheap Quotes for Poynette, WI Car Insurance (2021)

Poynette, Wisconsin car insurance rates average $238 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Poynette, WI companies, you can find cheap Poynette car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Poynette, WI for senior drivers are $1,574/year
  • The cheapest car insurance company in Poynette is American Family
  • Average car insurance rates in Poynette, WI are $238/month

How do the Poynette, Wisconsin monthly average car insurance rates of $238/month compare to nearby cities like Waukesha car insurance rates, Kenosha car insurance rates, and La Crosse car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Poynette, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Poynette, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Poynette, Wisconsin companies to find the most affordable Poynette car insurance rates.

Enter your ZIP code above to find cheap Poynette, WI car insurance quotes today.

What are the minimum Poynette, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Poynette, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Poynette, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Poynette, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Poynette, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Poynette car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Poynette, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,275 $2,400 $2,096 $2,314 $7,281 $9,301 $2,317 $2,522
American Family $943 $986 $891 $899 $2,762 $3,041 $1,112 $1,183
Farmers $1,816 $1,815 $1,609 $1,704 $8,615 $8,928 $2,065 $2,164
GEICO $1,189 $1,320 $1,243 $1,437 $4,009 $4,322 $1,098 $1,129
Liberty Mutual $1,796 $1,955 $1,447 $1,637 $6,369 $7,129 $1,913 $2,074
Nationwide $3,313 $3,481 $2,755 $2,899 $6,909 $10,623 $4,041 $4,768
Progressive $1,594 $1,507 $1,305 $1,368 $6,295 $7,087 $1,914 $2,085
State Farm $1,259 $1,259 $1,125 $1,125 $3,673 $4,632 $1,421 $1,628
USAA $1,358 $1,355 $1,231 $1,252 $3,470 $4,024 $1,763 $1,935

How much do teen drivers pay for car insurance in Poynette, WI?

Poynette, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Poynette car insurance rates from multiple Poynette, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Poynette, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,281 $9,301
American Family $2,762 $3,041
Farmers $8,615 $8,928
GEICO $4,009 $4,322
Liberty Mutual $6,369 $7,129
Nationwide $6,909 $10,623
Progressive $6,295 $7,087
State Farm $3,673 $4,632
USAA $3,470 $4,024

How much do senior drivers pay for car insurance in Poynette, WI?

With a little research, seniors can find affordable car insurance in Poynette, Wisconsin. Here’s a look at how the top Poynette car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Poynette, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,096 $2,314
American Family $891 $899
Farmers $1,609 $1,704
GEICO $1,243 $1,437
Liberty Mutual $1,447 $1,637
Nationwide $2,755 $2,899
Progressive $1,305 $1,368
State Farm $1,125 $1,125
USAA $1,231 $1,252

How does coverage level affect Poynette, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Poynette, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Poynette, Wisconsin

Insurance Company Low Medium High
Allstate $3,669 $3,805 $3,966
American Family $1,458 $1,491 $1,483
Farmers $3,313 $3,563 $3,893
GEICO $1,831 $1,968 $2,106
Liberty Mutual $2,817 $3,064 $3,238
Nationwide $4,690 $4,848 $5,008
Progressive $2,715 $2,918 $3,050
State Farm $1,899 $2,022 $2,125
USAA $1,974 $2,050 $2,122

How does your driving record affect Poynette, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Poynette, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Poynette, Wisconsin companies.

Annual Poynette, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,117 $4,278 $3,995 $3,864
American Family $1,413 $1,498 $1,498 $1,498
Farmers $3,129 $3,951 $3,738 $3,540
GEICO $1,357 $2,208 $2,551 $1,757
Liberty Mutual $2,312 $3,316 $3,430 $3,103
Nationwide $4,100 $4,742 $5,811 $4,742
Progressive $2,646 $3,221 $2,750 $2,961
State Farm $1,848 $2,182 $2,015 $2,015
USAA $1,604 $2,022 $2,737 $1,830

How does a DUI affect Poynette, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Poynette, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Poynette, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,995
American Family $1,498
Farmers $3,738
GEICO $2,551
Liberty Mutual $3,430
Nationwide $5,811
Progressive $2,750
State Farm $2,015
USAA $2,737

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How does your credit history affect Poynette, WI car insurance rates?

Take a look at the data here to see how your Poynette, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Poynette, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,008 $3,447 $2,986
American Family $1,978 $1,303 $1,150
Farmers $4,056 $3,431 $3,281
GEICO $2,581 $1,843 $1,481
Liberty Mutual $4,385 $2,653 $2,082
Nationwide $5,450 $4,548 $4,548
Progressive $3,278 $2,799 $2,607
State Farm $3,006 $1,726 $1,314
USAA $3,154 $1,663 $1,328

How does your commute affect Poynette, WI car insurance rates?

Poynette, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Poynette if you’re financing.

Annual Car Insurance Rates by Commute Length in Poynette, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,722 $3,905
American Family $1,452 $1,502
Farmers $3,590 $3,590
GEICO $1,930 $2,007
Liberty Mutual $3,040 $3,040
Nationwide $4,849 $4,849
Progressive $2,894 $2,894
State Farm $1,965 $2,065
USAA $2,022 $2,075

Who has the cheapest Poynette, WI car insurance rates?

Here’s a breakdown of Poynette, Wisconsin car insurance rates by company. You can see which company offers the cheapest Poynette car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Poynette, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Poynette, WI car insurance companies?

Which Poynette, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Poynette companies to find the one for you.

Average Annual Car Insurance Rates by Company in Poynette, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,813
American Family $1,477
Farmers $3,590
GEICO $1,968
Liberty Mutual $3,040
Nationwide $4,849
Progressive $2,895
State Farm $2,015
USAA $2,048

What factors affect Poynette, WI car insurance rates?

Why are Poynette, Wisconsin car insurance rates different than rates in Waukesha or Kenosha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Poynette, WI?

More time spent behind the wheel can lead to higher Poynette, Wisconsin car insurance rates. In Poynette, WI, the average commute length is 31.2 minutes.

Car Insurance Quotes for Poynette, WI

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