Cheap Quotes for Poyen, AR Car Insurance (2021)

Poyen, Arkansas car insurance rates average $359 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Poyen, AR companies, you can find cheap Poyen car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Poyen, AR for senior drivers are $2,234/year
  • Poyen has an average commute time of 30.9 minutes
  • The cheapest car insurance company in Poyen is USAA

How do the Poyen, Arkansas monthly average car insurance rates of $359/month compare to nearby cities like Rogers car insurance rates, Fort Smith car insurance rates, and Pine Bluff car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Poyen, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Poyen, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Poyen, Arkansas companies to find the most affordable Poyen car insurance rates.

Enter your ZIP code above to find cheap Poyen, AR car insurance quotes today.

What are the minimum Poyen, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Poyen, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Poyen, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Poyen, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Poyen, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Poyen car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Poyen, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,920 $2,925 $2,617 $2,797 $11,020 $13,260 $3,202 $3,466
Farmers $2,388 $2,379 $2,133 $2,245 $10,046 $10,417 $2,726 $2,864
GEICO $2,687 $2,659 $2,482 $2,413 $6,894 $6,919 $2,634 $2,670
Liberty Mutual $2,466 $2,641 $2,383 $2,663 $9,201 $10,140 $2,674 $2,788
Nationwide $2,995 $3,048 $2,686 $2,834 $7,473 $9,510 $3,452 $3,720
Progressive $2,807 $2,649 $2,315 $2,416 $12,105 $13,634 $3,353 $3,624
State Farm $1,679 $1,679 $1,502 $1,502 $4,850 $6,090 $1,891 $2,175
Travelers $2,269 $2,310 $2,251 $2,257 $13,488 $21,756 $2,431 $2,783
USAA $1,460 $1,471 $1,356 $1,360 $4,711 $4,922 $1,885 $2,028

How much do teen drivers pay for car insurance in Poyen, AR?

Poyen, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Poyen car insurance rates from multiple Poyen, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Poyen, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,020 $13,260
Farmers $10,046 $10,417
GEICO $6,894 $6,919
Liberty Mutual $9,201 $10,140
Nationwide $7,473 $9,510
Progressive $12,105 $13,634
State Farm $4,850 $6,090
Travelers $13,488 $21,756
USAA $4,711 $4,922

How much do senior drivers pay for car insurance in Poyen, AR?

With a little research, seniors can find affordable car insurance in Poyen, Arkansas. Here’s a look at how the top Poyen car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Poyen, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,617 $2,797
Farmers $2,133 $2,245
GEICO $2,482 $2,413
Liberty Mutual $2,383 $2,663
Nationwide $2,686 $2,834
Progressive $2,315 $2,416
State Farm $1,502 $1,502
Travelers $2,251 $2,257
USAA $1,356 $1,360

How does coverage level affect Poyen, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Poyen, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Poyen, Arkansas

Insurance Company Low Medium High
Allstate $5,115 $5,273 $5,439
Farmers $4,170 $4,351 $4,678
GEICO $3,503 $3,668 $3,838
Liberty Mutual $4,207 $4,336 $4,564
Nationwide $4,488 $4,372 $4,533
Progressive $4,862 $5,257 $5,970
State Farm $2,546 $2,668 $2,799
Travelers $5,861 $6,209 $6,509
USAA $2,299 $2,391 $2,508

How does your driving record affect Poyen, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Poyen, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Poyen, Arkansas companies.

Annual Poyen, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,320 $5,473 $6,112 $5,198
Farmers $3,723 $4,767 $4,659 $4,450
GEICO $2,489 $3,818 $5,692 $2,679
Liberty Mutual $2,959 $4,848 $5,678 $3,993
Nationwide $3,468 $4,489 $6,081 $3,820
Progressive $4,620 $6,438 $4,858 $5,536
State Farm $2,451 $2,891 $2,671 $2,671
Travelers $5,188 $5,359 $7,860 $6,365
USAA $1,836 $2,338 $3,383 $2,039

How does a DUI affect Poyen, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Poyen, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Poyen, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,112
Farmers $4,659
GEICO $5,692
Liberty Mutual $5,678
Nationwide $6,081
Progressive $4,858
State Farm $2,671
Travelers $7,860
USAA $3,383

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How does your credit history affect Poyen, AR car insurance rates?

Take a look at the data here to see how your Poyen, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Poyen, Arkansas

Insurance Company Poor Fair Good
Allstate $6,621 $5,085 $4,122
Farmers $5,003 $4,197 $3,999
GEICO $4,397 $3,613 $2,998
Liberty Mutual $6,297 $3,821 $2,990
Nationwide $5,287 $4,244 $3,863
Progressive $6,061 $5,191 $4,837
State Farm $3,869 $2,330 $1,815
Travelers $7,098 $5,933 $5,547
USAA $3,177 $2,170 $1,850

How does your commute affect Poyen, AR car insurance rates?

Poyen, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Poyen if you’re financing.

Annual Car Insurance Rates by Commute Length in Poyen, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,276 $5,276
Farmers $4,400 $4,400
GEICO $3,646 $3,693
Liberty Mutual $4,369 $4,369
Nationwide $4,465 $4,465
Progressive $5,363 $5,363
State Farm $2,608 $2,734
Travelers $6,193 $6,193
USAA $2,331 $2,467

Who has the cheapest Poyen, AR car insurance rates?

Here’s a breakdown of Poyen, Arkansas car insurance rates by company. You can see which company offers the cheapest Poyen car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Poyen, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Poyen, AR car insurance companies?

Which Poyen, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Poyen companies to find the one for you.

Average Annual Car Insurance Rates by Company in Poyen, Arkansas

Insurance Company Average Annual Rates
Allstate $5,276
Farmers $4,400
GEICO $3,670
Liberty Mutual $4,369
Nationwide $4,465
Progressive $5,363
State Farm $2,671
Travelers $6,193
USAA $2,399

What factors affect Poyen, AR car insurance rates?

Why are Poyen, Arkansas car insurance rates different than rates in Rogers or Fort Smith? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Poyen, AR?

More time spent behind the wheel can lead to higher Poyen, Arkansas car insurance rates. In Poyen, AR, the average commute length is 30.9 minutes.

Car Insurance Quotes for Poyen, AR

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