Cheap Quotes for Portland, AR Car Insurance (2021)

Portland, Arkansas car insurance rates average $370 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Portland, AR companies, you can find cheap Portland car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Portland is USAA
  • Portland has an average commute time of 14.5 minutes
  • Average car insurance rates in Portland, AR for senior drivers are $2,339/year

How do the Portland, Arkansas monthly average car insurance rates of $370/month compare to nearby cities like Fayetteville car insurance rates, Conway car insurance rates, and Pine Bluff car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Portland, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Portland, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Portland, Arkansas companies to find the most affordable Portland car insurance rates.

Enter your ZIP code above to find cheap Portland, AR car insurance quotes today.

What are the minimum Portland, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Portland, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Portland, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Portland, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Portland, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Portland car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Portland, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,235 $3,280 $2,864 $3,074 $11,432 $13,621 $3,608 $3,925
Farmers $2,547 $2,537 $2,279 $2,390 $10,465 $10,849 $2,925 $3,097
GEICO $3,052 $3,024 $2,819 $2,740 $7,758 $7,799 $2,989 $3,031
Liberty Mutual $2,654 $2,849 $2,509 $2,805 $9,124 $10,060 $2,868 $3,014
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,986 $2,846 $2,450 $2,555 $12,296 $13,876 $3,579 $3,877
State Farm $1,888 $1,888 $1,671 $1,671 $5,178 $6,547 $2,121 $2,414
Travelers $2,406 $2,455 $2,350 $2,363 $13,707 $22,064 $2,558 $2,988
USAA $1,449 $1,466 $1,341 $1,353 $4,572 $4,792 $1,874 $2,024

How much do teen drivers pay for car insurance in Portland, AR?

Portland, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Portland car insurance rates from multiple Portland, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Portland, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,432 $13,621
Farmers $10,465 $10,849
GEICO $7,758 $7,799
Liberty Mutual $9,124 $10,060
Nationwide $6,216 $7,979
Progressive $12,296 $13,876
State Farm $5,178 $6,547
Travelers $13,707 $22,064
USAA $4,572 $4,792

How much do senior drivers pay for car insurance in Portland, AR?

With a little research, seniors can find affordable car insurance in Portland, Arkansas. Here’s a look at how the top Portland car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Portland, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,864 $3,074
Farmers $2,279 $2,390
GEICO $2,819 $2,740
Liberty Mutual $2,509 $2,805
Nationwide $2,364 $2,513
Progressive $2,450 $2,555
State Farm $1,671 $1,671
Travelers $2,350 $2,363
USAA $1,341 $1,353

How does coverage level affect Portland, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Portland, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Portland, Arkansas

Insurance Company Low Medium High
Allstate $5,462 $5,627 $5,801
Farmers $4,429 $4,593 $4,887
GEICO $3,992 $4,150 $4,312
Liberty Mutual $4,330 $4,452 $4,674
Nationwide $3,882 $3,758 $3,859
Progressive $5,167 $5,476 $6,031
State Farm $2,790 $2,919 $3,057
Travelers $6,061 $6,380 $6,643
USAA $2,264 $2,351 $2,462

How does your driving record affect Portland, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Portland, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Portland, Arkansas companies.

Annual Portland, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,682 $5,861 $6,435 $5,541
Farmers $3,919 $5,016 $4,898 $4,713
GEICO $2,801 $4,317 $6,475 $3,014
Liberty Mutual $3,075 $4,955 $5,796 $4,115
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,796 $6,638 $5,035 $5,763
State Farm $2,699 $3,145 $2,922 $2,922
Travelers $5,338 $5,515 $8,041 $6,552
USAA $1,810 $2,296 $3,320 $2,009

How does a DUI affect Portland, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Portland, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Portland, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,435
Farmers $4,898
GEICO $6,475
Liberty Mutual $5,796
Nationwide $5,241
Progressive $5,035
State Farm $2,922
Travelers $8,041
USAA $3,320

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How does your credit history affect Portland, AR car insurance rates?

Take a look at the data here to see how your Portland, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Portland, Arkansas

Insurance Company Poor Fair Good
Allstate $7,098 $5,410 $4,382
Farmers $5,285 $4,416 $4,208
GEICO $4,975 $4,087 $3,392
Liberty Mutual $6,500 $3,900 $3,057
Nationwide $4,545 $3,642 $3,312
Progressive $6,326 $5,367 $4,982
State Farm $4,235 $2,548 $1,983
Travelers $7,311 $6,088 $5,686
USAA $3,132 $2,131 $1,814

How does your commute affect Portland, AR car insurance rates?

Portland, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Portland if you’re financing.

Annual Car Insurance Rates by Commute Length in Portland, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,630 $5,630
Farmers $4,636 $4,636
GEICO $4,126 $4,176
Liberty Mutual $4,485 $4,485
Nationwide $3,833 $3,833
Progressive $5,558 $5,558
State Farm $2,852 $2,992
Travelers $6,361 $6,361
USAA $2,291 $2,427

Who has the cheapest Portland, AR car insurance rates?

Here’s a breakdown of Portland, Arkansas car insurance rates by company. You can see which company offers the cheapest Portland car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Portland, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Portland, AR car insurance companies?

Which Portland, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Portland companies to find the one for you.

Average Annual Car Insurance Rates by Company in Portland, Arkansas

Insurance Company Average Annual Rates
Allstate $5,630
Farmers $4,636
GEICO $4,151
Liberty Mutual $4,485
Nationwide $3,833
Progressive $5,558
State Farm $2,922
Travelers $6,361
USAA $2,359

What factors affect Portland, AR car insurance rates?

Why are Portland, Arkansas car insurance rates different than rates in Fayetteville or Conway? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Portland, AR?

More time spent behind the wheel can lead to higher Portland, Arkansas car insurance rates. In Portland, AR, the average commute length is 14.5 minutes.

What is the traffic like in Portland, AR

Like commute length, time spent in traffic also increase risk of accidents. Portland, AR is listed as 115th in INRIX congested cities data.

Car Insurance Quotes for Portland, AR

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