Cheap Quotes for Portia, AR Car Insurance (2021)

Portia, Arkansas car insurance rates average $342 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Portia, AR companies, you can find cheap Portia car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Portia is USAA
  • Average car insurance rates in Portia, AR for senior drivers are $2,142/year
  • Average car insurance rates in Portia, AR are $342/month

How do the Portia, Arkansas monthly average car insurance rates of $342/month compare to nearby cities like North Little Rock car insurance rates, Hot Springs car insurance rates, and Fayetteville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Portia, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Portia, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Portia, Arkansas companies to find the most affordable Portia car insurance rates.

Enter your ZIP code above to find cheap Portia, AR car insurance quotes today.

What are the minimum Portia, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Portia, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Portia, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Portia, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Portia, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Portia car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Portia, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,875 $2,884 $2,571 $2,747 $10,644 $12,803 $3,160 $3,431
Farmers $2,315 $2,310 $2,072 $2,174 $9,451 $9,805 $2,641 $2,786
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,380 $2,549 $2,259 $2,517 $8,252 $9,077 $2,571 $2,696
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,876 $2,737 $2,361 $2,467 $11,815 $13,319 $3,437 $3,704
State Farm $1,687 $1,687 $1,509 $1,509 $4,837 $6,089 $1,900 $2,174
Travelers $2,220 $2,263 $2,186 $2,197 $12,989 $21,017 $2,368 $2,726
USAA $1,376 $1,390 $1,276 $1,285 $4,319 $4,526 $1,773 $1,913

How much do teen drivers pay for car insurance in Portia, AR?

Portia, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Portia car insurance rates from multiple Portia, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Portia, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,644 $12,803
Farmers $9,451 $9,805
GEICO $6,106 $6,139
Liberty Mutual $8,252 $9,077
Nationwide $6,624 $8,442
Progressive $11,815 $13,319
State Farm $4,837 $6,089
Travelers $12,989 $21,017
USAA $4,319 $4,526

How much do senior drivers pay for car insurance in Portia, AR?

With a little research, seniors can find affordable car insurance in Portia, Arkansas. Here’s a look at how the top Portia car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Portia, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,571 $2,747
Farmers $2,072 $2,174
GEICO $2,234 $2,172
Liberty Mutual $2,259 $2,517
Nationwide $2,440 $2,578
Progressive $2,361 $2,467
State Farm $1,509 $1,509
Travelers $2,186 $2,197
USAA $1,276 $1,285

How does coverage level affect Portia, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Portia, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Portia, Arkansas

Insurance Company Low Medium High
Allstate $4,985 $5,136 $5,297
Farmers $3,994 $4,152 $4,437
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,909 $4,012 $4,192
Nationwide $4,022 $3,922 $4,073
Progressive $4,928 $5,253 $5,837
State Farm $2,541 $2,671 $2,810
Travelers $5,657 $6,011 $6,319
USAA $2,140 $2,225 $2,332

How does your driving record affect Portia, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Portia, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Portia, Arkansas companies.

Annual Portia, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,217 $5,328 $5,947 $5,065
Farmers $3,554 $4,538 $4,433 $4,252
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,758 $4,465 $5,224 $3,703
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,608 $6,375 $4,841 $5,534
State Farm $2,456 $2,892 $2,674 $2,674
Travelers $5,028 $5,196 $7,592 $6,167
USAA $1,715 $2,175 $3,136 $1,904

How does a DUI affect Portia, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Portia, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Portia, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,947
Farmers $4,433
GEICO $5,107
Liberty Mutual $5,224
Nationwide $5,453
Progressive $4,841
State Farm $2,674
Travelers $7,592
USAA $3,136

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How does your credit history affect Portia, AR car insurance rates?

Take a look at the data here to see how your Portia, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Portia, Arkansas

Insurance Company Poor Fair Good
Allstate $6,459 $4,946 $4,013
Farmers $4,779 $3,995 $3,809
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,842 $3,516 $2,755
Nationwide $4,733 $3,811 $3,473
Progressive $6,076 $5,157 $4,786
State Farm $3,873 $2,332 $1,816
Travelers $6,879 $5,742 $5,366
USAA $2,959 $2,019 $1,720

How does your commute affect Portia, AR car insurance rates?

Portia, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Portia if you’re financing.

Annual Car Insurance Rates by Commute Length in Portia, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,139 $5,139
Farmers $4,194 $4,194
GEICO $3,258 $3,297
Liberty Mutual $4,038 $4,038
Nationwide $4,006 $4,006
Progressive $5,339 $5,339
State Farm $2,609 $2,738
Travelers $5,996 $5,996
USAA $2,169 $2,296

Who has the cheapest Portia, AR car insurance rates?

Here’s a breakdown of Portia, Arkansas car insurance rates by company. You can see which company offers the cheapest Portia car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Portia, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Portia, AR car insurance companies?

Which Portia, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Portia companies to find the one for you.

Average Annual Car Insurance Rates by Company in Portia, Arkansas

Insurance Company Average Annual Rates
Allstate $5,139
Farmers $4,194
GEICO $3,278
Liberty Mutual $4,037
Nationwide $4,006
Progressive $5,339
State Farm $2,674
Travelers $5,996
USAA $2,232

What factors affect Portia, AR car insurance rates?

Why are Portia, Arkansas car insurance rates different than rates in North Little Rock or Hot Springs? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Portia, AR?

More time spent behind the wheel can lead to higher Portia, Arkansas car insurance rates. In Portia, AR, the average commute length is 21.0 minutes.

Car Insurance Quotes for Portia, AR

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