Cheap Quotes for Portage, WI Car Insurance (2021)

Portage, Wisconsin car insurance rates average $237 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Portage, WI companies, you can find cheap Portage car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • The cheapest car insurance company in Portage is American Family
  • Average car insurance rates in Portage, WI for senior drivers are $1,577/year
  • Average car insurance rates in Portage, WI are $237/month

How do the Portage, Wisconsin monthly average car insurance rates of $237/month compare to nearby cities like Oshkosh car insurance rates, Milwaukee car insurance rates, and Kenosha car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Portage, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Portage, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Portage, Wisconsin companies to find the most affordable Portage car insurance rates.

Enter your ZIP code above to find cheap Portage, WI car insurance quotes today.

What are the minimum Portage, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Portage, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Portage, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Portage, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Portage, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Portage car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Portage, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,244 $2,369 $2,067 $2,282 $7,132 $9,105 $2,289 $2,493
American Family $958 $1,001 $908 $915 $2,878 $3,170 $1,135 $1,208
Farmers $1,816 $1,815 $1,609 $1,704 $8,614 $8,927 $2,064 $2,164
GEICO $1,189 $1,320 $1,243 $1,437 $4,009 $4,322 $1,098 $1,129
Liberty Mutual $1,790 $1,957 $1,448 $1,646 $5,847 $6,561 $1,906 $2,074
Nationwide $3,313 $3,481 $2,755 $2,899 $6,909 $10,623 $4,041 $4,768
Progressive $1,650 $1,568 $1,352 $1,410 $6,312 $7,117 $1,980 $2,147
State Farm $1,249 $1,249 $1,116 $1,116 $3,640 $4,593 $1,410 $1,613
USAA $1,358 $1,355 $1,231 $1,252 $3,470 $4,024 $1,763 $1,935

How much do teen drivers pay for car insurance in Portage, WI?

Portage, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Portage car insurance rates from multiple Portage, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Portage, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,132 $9,105
American Family $2,878 $3,170
Farmers $8,614 $8,927
GEICO $4,009 $4,322
Liberty Mutual $5,847 $6,561
Nationwide $6,909 $10,623
Progressive $6,312 $7,117
State Farm $3,640 $4,593
USAA $3,470 $4,024

How much do senior drivers pay for car insurance in Portage, WI?

With a little research, seniors can find affordable car insurance in Portage, Wisconsin. Here’s a look at how the top Portage car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Portage, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,067 $2,282
American Family $908 $915
Farmers $1,609 $1,704
GEICO $1,243 $1,437
Liberty Mutual $1,448 $1,646
Nationwide $2,755 $2,899
Progressive $1,352 $1,410
State Farm $1,116 $1,116
USAA $1,231 $1,252

How does coverage level affect Portage, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Portage, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Portage, Wisconsin

Insurance Company Low Medium High
Allstate $3,604 $3,740 $3,900
American Family $1,501 $1,536 $1,529
Farmers $3,312 $3,562 $3,892
GEICO $1,831 $1,968 $2,106
Liberty Mutual $2,695 $2,926 $3,090
Nationwide $4,690 $4,848 $5,008
Progressive $2,761 $2,966 $3,099
State Farm $1,881 $2,005 $2,109
USAA $1,974 $2,050 $2,122

How does your driving record affect Portage, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Portage, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Portage, Wisconsin companies.

Annual Portage, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,065 $4,205 $3,925 $3,796
American Family $1,456 $1,544 $1,544 $1,544
Farmers $3,128 $3,951 $3,737 $3,540
GEICO $1,357 $2,208 $2,551 $1,757
Liberty Mutual $2,223 $3,147 $3,277 $2,968
Nationwide $4,100 $4,742 $5,811 $4,742
Progressive $2,693 $3,265 $2,796 $3,014
State Farm $1,833 $2,164 $1,998 $1,998
USAA $1,604 $2,022 $2,737 $1,830

How does a DUI affect Portage, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Portage, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Portage, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,925
American Family $1,544
Farmers $3,737
GEICO $2,551
Liberty Mutual $3,277
Nationwide $5,811
Progressive $2,796
State Farm $1,998
USAA $2,737

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Portage, WI car insurance rates?

Take a look at the data here to see how your Portage, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Portage, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,923 $3,388 $2,933
American Family $2,037 $1,342 $1,185
Farmers $4,056 $3,431 $3,280
GEICO $2,581 $1,843 $1,481
Liberty Mutual $4,201 $2,522 $1,988
Nationwide $5,450 $4,548 $4,548
Progressive $3,344 $2,841 $2,641
State Farm $2,980 $1,711 $1,303
USAA $3,154 $1,663 $1,328

How does your commute affect Portage, WI car insurance rates?

Portage, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Portage if you’re financing.

Annual Car Insurance Rates by Commute Length in Portage, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,658 $3,838
American Family $1,496 $1,547
Farmers $3,589 $3,589
GEICO $1,930 $2,007
Liberty Mutual $2,904 $2,904
Nationwide $4,849 $4,849
Progressive $2,942 $2,942
State Farm $1,949 $2,048
USAA $2,022 $2,075

Who has the cheapest Portage, WI car insurance rates?

Here’s a breakdown of Portage, Wisconsin car insurance rates by company. You can see which company offers the cheapest Portage car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Portage, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Portage, WI car insurance companies?

Which Portage, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Portage companies to find the one for you.

Average Annual Car Insurance Rates by Company in Portage, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,748
American Family $1,522
Farmers $3,589
GEICO $1,968
Liberty Mutual $2,904
Nationwide $4,849
Progressive $2,942
State Farm $1,998
USAA $2,048

What factors affect Portage, WI car insurance rates?

Why are Portage, Wisconsin car insurance rates different than rates in Oshkosh or Milwaukee? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Portage, WI?

FBI statistics show that the Portage, Wisconsin car theft rate is 3 thefts each year. High theft rates can lead to higher than average Portage, WI car insurance rates.

How long is the average commute in Portage, WI?

More time spent behind the wheel can lead to higher Portage, Wisconsin car insurance rates. In Portage, WI, the average commute length is 24.2 minutes.

Car Insurance Quotes for Portage, WI

Shop for affordable Portage, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Portage, WI car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption