Cheap Quotes for Ponca, AR Car Insurance (2021)

Ponca, Arkansas car insurance rates average $332 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Ponca, AR companies, you can find cheap Ponca car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Ponca, AR are $332/month
  • Average car insurance rates in Ponca, AR after a DUI are $4,770/year
  • The cheapest car insurance company in Ponca is USAA

How do the Ponca, Arkansas monthly average car insurance rates of $332/month compare to nearby cities like Rogers car insurance rates, Fayetteville car insurance rates, and Fort Smith car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ponca, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Ponca, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ponca, Arkansas companies to find the most affordable Ponca car insurance rates.

Enter your ZIP code above to find cheap Ponca, AR car insurance quotes today.

What are the minimum Ponca, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Ponca, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Ponca, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Ponca, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Ponca, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ponca car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ponca, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,878 $2,904 $2,558 $2,737 $10,303 $12,337 $3,190 $3,475
Farmers $2,326 $2,313 $2,080 $2,186 $9,691 $10,035 $2,668 $2,814
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,886 $2,742 $2,367 $2,476 $12,116 $13,656 $3,458 $3,749
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,336 $2,383 $2,291 $2,301 $13,400 $21,548 $2,489 $2,898
USAA $1,277 $1,291 $1,183 $1,194 $3,959 $4,151 $1,642 $1,772

How much do teen drivers pay for car insurance in Ponca, AR?

Ponca, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Ponca car insurance rates from multiple Ponca, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ponca, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,303 $12,337
Farmers $9,691 $10,035
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $12,116 $13,656
State Farm $4,447 $5,591
Travelers $13,400 $21,548
USAA $3,959 $4,151

How much do senior drivers pay for car insurance in Ponca, AR?

With a little research, seniors can find affordable car insurance in Ponca, Arkansas. Here’s a look at how the top Ponca car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ponca, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,558 $2,737
Farmers $2,080 $2,186
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,367 $2,476
State Farm $1,395 $1,395
Travelers $2,291 $2,301
USAA $1,183 $1,194

How does coverage level affect Ponca, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ponca, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ponca, Arkansas

Insurance Company Low Medium High
Allstate $4,916 $5,044 $5,182
Farmers $4,064 $4,222 $4,505
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $5,045 $5,351 $5,899
State Farm $2,351 $2,463 $2,585
Travelers $5,912 $6,223 $6,481
USAA $1,975 $2,051 $2,149

How does your driving record affect Ponca, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Ponca, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ponca, Arkansas companies.

Annual Ponca, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,173 $5,237 $5,807 $4,974
Farmers $3,603 $4,617 $4,510 $4,327
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,681 $6,502 $4,918 $5,624
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $5,204 $5,378 $7,851 $6,390
USAA $1,585 $2,004 $2,887 $1,758

How does a DUI affect Ponca, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Ponca, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Ponca, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,807
Farmers $4,510
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,918
State Farm $2,466
Travelers $7,851
USAA $2,887

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How does your credit history affect Ponca, AR car insurance rates?

Take a look at the data here to see how your Ponca, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Ponca, Arkansas

Insurance Company Poor Fair Good
Allstate $6,348 $4,854 $3,941
Farmers $4,854 $4,065 $3,873
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $6,167 $5,249 $4,878
State Farm $3,570 $2,152 $1,677
Travelers $7,129 $5,940 $5,549
USAA $2,729 $1,861 $1,586

How does your commute affect Ponca, AR car insurance rates?

Ponca, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ponca if you’re financing.

Annual Car Insurance Rates by Commute Length in Ponca, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,048 $5,048
Farmers $4,264 $4,264
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $5,431 $5,431
State Farm $2,408 $2,524
Travelers $6,206 $6,206
USAA $2,000 $2,117

Who has the cheapest Ponca, AR car insurance rates?

Here’s a breakdown of Ponca, Arkansas car insurance rates by company. You can see which company offers the cheapest Ponca car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ponca, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Ponca, AR car insurance companies?

Which Ponca, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Ponca companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ponca, Arkansas

Insurance Company Average Annual Rates
Allstate $5,048
Farmers $4,264
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $5,431
State Farm $2,466
Travelers $6,206
USAA $2,059

Car Insurance Quotes for Ponca, AR

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