Cheap Quotes for Point Comfort, TX Car Insurance (2021)

Point Comfort, Texas car insurance rates average $322 a month and Texas law requires coverage of at least 30/60/25. By comparing rates from multiple Point Comfort, TX companies, you can find cheap Point Comfort car insurance quotes to fit your needs and budget.

Compare Cheap Car Insurance Quotes

 Secured with SHA-256 Encryption

Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

Full Bio →

Written by

Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

Full Bio →

Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right cheap car insurance coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare cheap car insurance quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Things to Know

  • Point Comfort has an average commute time of 18.9 minutes
  • The cheapest car insurance company in Point Comfort is USAA
  • Average car insurance rates in Point Comfort, TX are $322/month

How do the Point Comfort, Texas monthly average car insurance rates of $322/month compare to nearby cities like Austin car insurance rates, Dallas car insurance rates, and Arlington car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Point Comfort, TX.

We’ll cover the Texas minimum coverage requirements, Texas car insurance laws, and Point Comfort, TX statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Point Comfort, Texas companies to find the most affordable Point Comfort car insurance rates.

Enter your ZIP code above to find cheap Point Comfort, TX car insurance quotes today.

What are the minimum Point Comfort, TX car insurance requirements?

To meet Texas minimum car insurance coverage requirements, Point Comfort, TX drivers need to carry at least 30/60/25 coverage.

Minimum Required Car Insurance Coverage in Point Comfort, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How do age, gender, and marital status affect Point Comfort, TX car insurance rates?

Three of the criteria that most affect car insurance rates in Point Comfort, Texas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Point Comfort car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Point Comfort, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,374 $3,402 $3,334 $3,334 $8,908 $10,747 $4,169 $4,337
American Family $3,427 $3,856 $3,271 $3,788 $9,807 $12,786 $5,075 $5,796
GEICO $2,160 $2,338 $2,111 $2,406 $4,680 $4,847 $2,326 $2,304
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,313 $2,197 $2,064 $2,098 $9,703 $10,855 $2,739 $2,781
State Farm $1,785 $1,785 $1,588 $1,588 $4,251 $5,412 $1,939 $1,997
USAA $1,537 $1,550 $1,469 $1,465 $4,261 $4,648 $2,050 $2,205

How much do teen drivers pay for car insurance in Point Comfort, TX?

Point Comfort, Texas car insurance rates for teens are often higher than rates for other drivers. Compare Point Comfort car insurance rates from multiple Point Comfort, Texas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Point Comfort, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,908 $10,747
American Family $9,807 $12,786
GEICO $4,680 $4,847
Nationwide $6,629 $8,499
Progressive $9,703 $10,855
State Farm $4,251 $5,412
USAA $4,261 $4,648

How much do senior drivers pay for car insurance in Point Comfort, TX?

With a little research, seniors can find affordable car insurance in Point Comfort, Texas. Here’s a look at how the top Point Comfort car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Point Comfort, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,334 $3,334
American Family $3,271 $3,788
GEICO $2,111 $2,406
Nationwide $2,055 $2,173
Progressive $2,064 $2,098
State Farm $1,588 $1,588
USAA $1,469 $1,465

How does coverage level affect Point Comfort, TX car insurance rates?

How much coverage do you need? Are you comfortable with the Texas minimum of 30/60/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Point Comfort, TX car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Point Comfort, Texas

Insurance Company Low Medium High
Allstate $5,065 $5,150 $5,387
American Family $5,498 $5,717 $6,713
GEICO $2,723 $2,851 $3,115
Nationwide $3,996 $3,558 $3,595
Progressive $4,112 $4,324 $4,596
State Farm $2,408 $2,535 $2,685
USAA $2,312 $2,387 $2,495

How does your driving record affect Point Comfort, TX car insurance rates?

Safe driving pays off. The more traffic violations you have in Point Comfort, TX, the higher your car insurance rates will be. Compare rates based on driving infractions from top Point Comfort, Texas companies.

Annual Point Comfort, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,032 $6,243 $6,495 $4,032
American Family $5,421 $6,971 $6,091 $5,421
GEICO $2,462 $3,251 $2,708 $3,164
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $3,788 $4,904 $4,425 $4,259
State Farm $2,261 $2,591 $3,058 $2,261
USAA $1,791 $2,639 $3,107 $2,055

How does a DUI affect Point Comfort, TX car insurance rates?

With even one DUI on your record, you can see an increase in your Point Comfort, TX car insurance rates.

Annual Car Insurance Rates After a DUI in Point Comfort, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,495
American Family $6,091
GEICO $2,708
Nationwide $4,772
Progressive $4,425
State Farm $3,058
USAA $3,107

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

How does your credit history affect Point Comfort, TX car insurance rates?

Take a look at the data here to see how your Point Comfort, Texas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Point Comfort, Texas

Insurance Company Poor Fair Good
Allstate $6,626 $4,838 $4,138
American Family $8,099 $5,251 $4,578
GEICO $4,456 $2,534 $1,699
Nationwide $4,455 $3,582 $3,112
Progressive $4,890 $4,226 $3,916
State Farm $3,599 $2,242 $1,788
USAA $3,517 $2,037 $1,641

How does your commute affect Point Comfort, TX car insurance rates?

Point Comfort, TX car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Texas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Point Comfort if you’re financing.

Annual Car Insurance Rates by Commute Length in Point Comfort, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,075 $5,326
American Family $5,976 $5,976
GEICO $2,843 $2,950
Nationwide $3,716 $3,716
Progressive $4,344 $4,344
State Farm $2,543 $2,543
USAA $2,368 $2,429

Who has the cheapest Point Comfort, TX car insurance rates?

Here’s a breakdown of Point Comfort, Texas car insurance rates by company. You can see which company offers the cheapest Point Comfort car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Point Comfort, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption

What are the top Point Comfort, TX car insurance companies?

Which Point Comfort, Texas car insurance company will best fit your needs and budget? Check out this comparison of the top Point Comfort companies to find the one for you.

Average Annual Car Insurance Rates by Company in Point Comfort, Texas

Insurance Company Average Annual Rates
Allstate $5,201
American Family $5,976
GEICO $2,896
Nationwide $3,716
Progressive $4,344
State Farm $2,543
USAA $2,398

What factors affect Point Comfort, TX car insurance rates?

Why are Point Comfort, Texas car insurance rates different than rates in Austin or Dallas? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Point Comfort, TX?

More time spent behind the wheel can lead to higher Point Comfort, Texas car insurance rates. In Point Comfort, TX, the average commute length is 18.9 minutes.

Car Insurance Quotes for Point Comfort, TX

Shop for affordable Point Comfort, Texas car insurance rates today. Enter your ZIP code to compare quotes from multiple Point Comfort, TX car insurance companies.

Compare Cheap Car Insurance Quotes

Compare quotes from the top car insurance companies and save

 Secured with SHA-256 Encryption