Cheap Quotes for Plum City, WI Car Insurance (2021)

Plum City, Wisconsin car insurance rates average $258 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Plum City, WI companies, you can find cheap Plum City car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Plum City, WI for senior drivers are $1,744/year
  • The cheapest car insurance company in Plum City is American Family
  • Average car insurance rates in Plum City, WI are $258/month

How do the Plum City, Wisconsin monthly average car insurance rates of $258/month compare to nearby cities like Kenosha car insurance rates, Madison car insurance rates, and Milwaukee car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Plum City, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Plum City, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Plum City, Wisconsin companies to find the most affordable Plum City car insurance rates.

Enter your ZIP code above to find cheap Plum City, WI car insurance quotes today.

What are the minimum Plum City, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Plum City, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Plum City, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Plum City, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Plum City, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Plum City car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Plum City, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,270 $2,392 $2,096 $2,314 $7,380 $9,435 $2,309 $2,513
American Family $1,105 $1,161 $1,033 $1,044 $3,210 $3,560 $1,313 $1,405
Farmers $1,831 $1,840 $1,625 $1,717 $8,581 $8,920 $2,073 $2,175
GEICO $1,386 $1,513 $1,403 $1,579 $4,471 $4,822 $1,286 $1,337
Liberty Mutual $2,092 $2,301 $1,700 $1,944 $6,027 $6,784 $2,229 $2,436
Nationwide $3,960 $4,178 $3,272 $3,454 $7,985 $12,216 $4,812 $5,743
Progressive $1,898 $1,830 $1,554 $1,606 $6,783 $7,686 $2,284 $2,474
State Farm $1,405 $1,405 $1,237 $1,237 $3,812 $4,846 $1,580 $1,790
USAA $1,412 $1,413 $1,275 $1,304 $3,546 $4,124 $1,840 $2,027

How much do teen drivers pay for car insurance in Plum City, WI?

Plum City, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Plum City car insurance rates from multiple Plum City, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Plum City, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,380 $9,435
American Family $3,210 $3,560
Farmers $8,581 $8,920
GEICO $4,471 $4,822
Liberty Mutual $6,027 $6,784
Nationwide $7,985 $12,216
Progressive $6,783 $7,686
State Farm $3,812 $4,846
USAA $3,546 $4,124

How much do senior drivers pay for car insurance in Plum City, WI?

With a little research, seniors can find affordable car insurance in Plum City, Wisconsin. Here’s a look at how the top Plum City car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Plum City, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,096 $2,314
American Family $1,033 $1,044
Farmers $1,625 $1,717
GEICO $1,403 $1,579
Liberty Mutual $1,700 $1,944
Nationwide $3,272 $3,454
Progressive $1,554 $1,606
State Farm $1,237 $1,237
USAA $1,275 $1,304

How does coverage level affect Plum City, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Plum City, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Plum City, Wisconsin

Insurance Company Low Medium High
Allstate $3,678 $3,830 $4,008
American Family $1,711 $1,744 $1,732
Farmers $3,309 $3,564 $3,913
GEICO $2,111 $2,224 $2,339
Liberty Mutual $2,979 $3,215 $3,373
Nationwide $5,533 $5,700 $5,874
Progressive $3,106 $3,286 $3,401
State Farm $2,052 $2,170 $2,270
USAA $2,042 $2,119 $2,192

How does your driving record affect Plum City, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Plum City, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Plum City, Wisconsin companies.

Annual Plum City, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,309 $4,028 $3,890
American Family $1,652 $1,755 $1,755 $1,755
Farmers $3,132 $3,947 $3,752 $3,550
GEICO $1,560 $2,496 $2,797 $2,046
Liberty Mutual $2,466 $3,422 $3,602 $3,266
Nationwide $4,821 $5,577 $6,835 $5,577
Progressive $2,998 $3,599 $3,102 $3,358
State Farm $2,003 $2,325 $2,164 $2,164
USAA $1,661 $2,088 $2,826 $1,895

How does a DUI affect Plum City, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Plum City, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Plum City, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,028
American Family $1,755
Farmers $3,752
GEICO $2,797
Liberty Mutual $3,602
Nationwide $6,835
Progressive $3,102
State Farm $2,164
USAA $2,826

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How does your credit history affect Plum City, WI car insurance rates?

Take a look at the data here to see how your Plum City, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Plum City, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,042 $3,469 $3,004
American Family $2,311 $1,526 $1,349
Farmers $4,067 $3,434 $3,285
GEICO $2,921 $2,082 $1,671
Liberty Mutual $4,634 $2,751 $2,181
Nationwide $6,411 $5,348 $5,348
Progressive $3,745 $3,141 $2,907
State Farm $3,228 $1,853 $1,411
USAA $3,269 $1,716 $1,368

How does your commute affect Plum City, WI car insurance rates?

Plum City, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Plum City if you’re financing.

Annual Car Insurance Rates by Commute Length in Plum City, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,746 $3,931
American Family $1,699 $1,759
Farmers $3,595 $3,595
GEICO $2,176 $2,273
Liberty Mutual $3,189 $3,189
Nationwide $5,702 $5,702
Progressive $3,264 $3,264
State Farm $2,110 $2,218
USAA $2,090 $2,145

Who has the cheapest Plum City, WI car insurance rates?

Here’s a breakdown of Plum City, Wisconsin car insurance rates by company. You can see which company offers the cheapest Plum City car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Plum City, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Plum City, WI car insurance companies?

Which Plum City, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Plum City companies to find the one for you.

Average Annual Car Insurance Rates by Company in Plum City, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,839
American Family $1,729
Farmers $3,595
GEICO $2,225
Liberty Mutual $3,189
Nationwide $5,702
Progressive $3,264
State Farm $2,164
USAA $2,118

What factors affect Plum City, WI car insurance rates?

Why are Plum City, Wisconsin car insurance rates different than rates in Kenosha or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Plum City, WI?

More time spent behind the wheel can lead to higher Plum City, Wisconsin car insurance rates. In Plum City, WI, the average commute length is 34.9 minutes.

Car Insurance Quotes for Plum City, WI

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