Cheap Quotes for Plainfield, WI Car Insurance (2021)

Plainfield, Wisconsin car insurance rates average $251 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Plainfield, WI companies, you can find cheap Plainfield car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Plainfield has an average commute time of 20.6 minutes
  • Average car insurance rates in Plainfield, WI after a DUI are $3,345/year
  • The cheapest car insurance company in Plainfield is American Family

How do the Plainfield, Wisconsin monthly average car insurance rates of $251/month compare to nearby cities like Janesville car insurance rates, Madison car insurance rates, and Kenosha car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Plainfield, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Plainfield, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Plainfield, Wisconsin companies to find the most affordable Plainfield car insurance rates.

Enter your ZIP code above to find cheap Plainfield, WI car insurance quotes today.

What are the minimum Plainfield, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Plainfield, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Plainfield, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Plainfield, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Plainfield, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Plainfield car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Plainfield, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,377 $2,524 $2,172 $2,414 $7,089 $9,130 $2,439 $2,654
American Family $933 $976 $874 $884 $2,569 $2,835 $1,092 $1,163
Farmers $1,949 $1,954 $1,732 $1,828 $8,958 $9,291 $2,209 $2,322
GEICO $1,429 $1,565 $1,454 $1,647 $4,635 $4,998 $1,324 $1,376
Liberty Mutual $1,968 $2,153 $1,591 $1,810 $6,361 $7,137 $2,098 $2,284
Nationwide $3,899 $4,112 $3,218 $3,397 $7,845 $11,994 $4,735 $5,653
Progressive $1,735 $1,675 $1,420 $1,469 $6,126 $6,943 $2,082 $2,246
State Farm $1,364 $1,364 $1,203 $1,203 $3,752 $4,759 $1,535 $1,745
USAA $1,285 $1,283 $1,164 $1,185 $3,256 $3,779 $1,668 $1,832

How much do teen drivers pay for car insurance in Plainfield, WI?

Plainfield, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Plainfield car insurance rates from multiple Plainfield, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Plainfield, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,089 $9,130
American Family $2,569 $2,835
Farmers $8,958 $9,291
GEICO $4,635 $4,998
Liberty Mutual $6,361 $7,137
Nationwide $7,845 $11,994
Progressive $6,126 $6,943
State Farm $3,752 $4,759
USAA $3,256 $3,779

How much do senior drivers pay for car insurance in Plainfield, WI?

With a little research, seniors can find affordable car insurance in Plainfield, Wisconsin. Here’s a look at how the top Plainfield car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Plainfield, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,172 $2,414
American Family $874 $884
Farmers $1,732 $1,828
GEICO $1,454 $1,647
Liberty Mutual $1,591 $1,810
Nationwide $3,218 $3,397
Progressive $1,420 $1,469
State Farm $1,203 $1,203
USAA $1,164 $1,185

How does coverage level affect Plainfield, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Plainfield, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Plainfield, Wisconsin

Insurance Company Low Medium High
Allstate $3,686 $3,841 $4,023
American Family $1,400 $1,428 $1,419
Farmers $3,504 $3,751 $4,086
GEICO $2,172 $2,301 $2,437
Liberty Mutual $2,960 $3,199 $3,366
Nationwide $5,453 $5,606 $5,761
Progressive $2,802 $2,981 $3,103
State Farm $2,007 $2,122 $2,219
USAA $1,862 $1,933 $2,000

How does your driving record affect Plainfield, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Plainfield, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Plainfield, Wisconsin companies.

Annual Plainfield, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,193 $4,328 $4,004 $3,874
American Family $1,355 $1,436 $1,436 $1,436
Farmers $3,297 $4,150 $3,939 $3,737
GEICO $1,611 $2,584 $2,907 $2,112
Liberty Mutual $2,433 $3,438 $3,584 $3,246
Nationwide $4,740 $5,483 $6,721 $5,483
Progressive $2,722 $3,262 $2,817 $3,047
State Farm $1,955 $2,277 $2,116 $2,116
USAA $1,515 $1,906 $2,578 $1,727

How does a DUI affect Plainfield, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Plainfield, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Plainfield, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,004
American Family $1,436
Farmers $3,939
GEICO $2,907
Liberty Mutual $3,584
Nationwide $6,721
Progressive $2,817
State Farm $2,116
USAA $2,578

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How does your credit history affect Plainfield, WI car insurance rates?

Take a look at the data here to see how your Plainfield, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Plainfield, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,066 $3,476 $3,008
American Family $1,897 $1,248 $1,103
Farmers $4,282 $3,608 $3,452
GEICO $3,026 $2,156 $1,729
Liberty Mutual $4,596 $2,757 $2,173
Nationwide $6,303 $5,258 $5,258
Progressive $3,402 $2,849 $2,634
State Farm $3,156 $1,812 $1,379
USAA $2,975 $1,568 $1,252

How does your commute affect Plainfield, WI car insurance rates?

Plainfield, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Plainfield if you’re financing.

Annual Car Insurance Rates by Commute Length in Plainfield, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,757 $3,943
American Family $1,392 $1,439
Farmers $3,780 $3,780
GEICO $2,253 $2,354
Liberty Mutual $3,175 $3,175
Nationwide $5,607 $5,607
Progressive $2,962 $2,962
State Farm $2,064 $2,168
USAA $1,906 $1,957

Who has the cheapest Plainfield, WI car insurance rates?

Here’s a breakdown of Plainfield, Wisconsin car insurance rates by company. You can see which company offers the cheapest Plainfield car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Plainfield, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Plainfield, WI car insurance companies?

Which Plainfield, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Plainfield companies to find the one for you.

Average Annual Car Insurance Rates by Company in Plainfield, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,850
American Family $1,416
Farmers $3,780
GEICO $2,304
Liberty Mutual $3,175
Nationwide $5,607
Progressive $2,962
State Farm $2,116
USAA $1,931

What factors affect Plainfield, WI car insurance rates?

Why are Plainfield, Wisconsin car insurance rates different than rates in Janesville or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Plainfield, WI?

More time spent behind the wheel can lead to higher Plainfield, Wisconsin car insurance rates. In Plainfield, WI, the average commute length is 20.6 minutes.

Car Insurance Quotes for Plainfield, WI

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