Cheap Quotes for Pine Bluff, AR Car Insurance (2021)

Pine Bluff, Arkansas car insurance rates average $368 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Pine Bluff, AR companies, you can find cheap Pine Bluff car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Pine Bluff is USAA
  • Average car insurance rates in Pine Bluff, AR are $368/month
  • Pine Bluff has an average commute time of 17.6 minutes

How do the Pine Bluff, Arkansas monthly average car insurance rates of $368/month compare to nearby cities like North Little Rock car insurance rates, Jonesboro car insurance rates, and Hot Springs car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Pine Bluff, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Pine Bluff, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Pine Bluff, Arkansas companies to find the most affordable Pine Bluff car insurance rates.

Enter your ZIP code above to find cheap Pine Bluff, AR car insurance quotes today.

What are the minimum Pine Bluff, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Pine Bluff, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Pine Bluff, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Average Pine Bluff, AR Car Insurance Rates by ZIP Code

Where you live is a major determinate of your car insurance rates. Even within Pine Bluff, AR you can see that rates will vary by ZIP code.

Annual Car Insurance Rates by ZIP Code in Pine Bluff, Arkansas

ZIP Code Average Annual Rates
71601 $4,585
71602 $4,431
71603 $4,552

How do age, gender, and marital status affect Pine Bluff, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Pine Bluff, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Pine Bluff car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pine Bluff, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,842 $2,848 $2,551 $2,726 $10,641 $12,791 $3,114 $3,365
Farmers $2,442 $2,437 $2,177 $2,293 $10,487 $10,901 $2,795 $2,940
GEICO $2,943 $2,910 $2,713 $2,637 $7,708 $7,726 $2,897 $2,938
Liberty Mutual $2,466 $2,641 $2,383 $2,663 $9,201 $10,140 $2,674 $2,788
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $2,972 $2,808 $2,442 $2,566 $12,504 $14,070 $3,532 $3,786
State Farm $2,026 $2,026 $1,826 $1,826 $6,029 $7,582 $2,288 $2,620
Travelers $2,419 $2,463 $2,399 $2,407 $14,482 $23,447 $2,590 $2,956
USAA $1,508 $1,520 $1,403 $1,407 $4,896 $5,112 $1,952 $2,100

How much do teen drivers pay for car insurance in Pine Bluff, AR?

Pine Bluff, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Pine Bluff car insurance rates from multiple Pine Bluff, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Pine Bluff, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,641 $12,791
Farmers $10,487 $10,901
GEICO $7,708 $7,726
Liberty Mutual $9,201 $10,140
Nationwide $6,038 $7,672
Progressive $12,504 $14,070
State Farm $6,029 $7,582
Travelers $14,482 $23,447
USAA $4,896 $5,112

How much do senior drivers pay for car insurance in Pine Bluff, AR?

With a little research, seniors can find affordable car insurance in Pine Bluff, Arkansas. Here’s a look at how the top Pine Bluff car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Pine Bluff, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,551 $2,726
Farmers $2,177 $2,293
GEICO $2,713 $2,637
Liberty Mutual $2,383 $2,663
Nationwide $2,235 $2,356
Progressive $2,442 $2,566
State Farm $1,826 $1,826
Travelers $2,399 $2,407
USAA $1,403 $1,407

How does coverage level affect Pine Bluff, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Pine Bluff, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Pine Bluff, Arkansas

Insurance Company Low Medium High
Allstate $4,942 $5,107 $5,281
Farmers $4,305 $4,504 $4,868
GEICO $3,881 $4,057 $4,238
Liberty Mutual $4,207 $4,336 $4,564
Nationwide $3,644 $3,570 $3,744
Progressive $5,046 $5,465 $6,244
State Farm $3,099 $3,276 $3,458
Travelers $6,253 $6,662 $7,021
USAA $2,375 $2,478 $2,609

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How does your driving record affect Pine Bluff, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Pine Bluff, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Pine Bluff, Arkansas companies.

Annual Pine Bluff, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,192 $5,303 $5,910 $5,034
Farmers $3,856 $4,942 $4,829 $4,609
GEICO $2,752 $4,224 $6,299 $2,962
Liberty Mutual $2,959 $4,848 $5,678 $3,993
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,814 $6,687 $5,066 $5,773
State Farm $2,997 $3,558 $3,278 $3,278
Travelers $5,567 $5,752 $8,433 $6,830
USAA $1,903 $2,427 $3,506 $2,113

How does a DUI affect Pine Bluff, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Pine Bluff, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Pine Bluff, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,910
Farmers $4,829
GEICO $6,299
Liberty Mutual $5,678
Nationwide $4,953
Progressive $5,066
State Farm $3,278
Travelers $8,433
USAA $3,506

How does your credit history affect Pine Bluff, AR car insurance rates?

Take a look at the data here to see how your Pine Bluff, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Pine Bluff, Arkansas

Insurance Company Poor Fair Good
Allstate $6,416 $4,923 $3,990
Farmers $5,179 $4,352 $4,146
GEICO $4,862 $3,998 $3,317
Liberty Mutual $6,297 $3,821 $2,990
Nationwide $4,303 $3,479 $3,176
Progressive $6,330 $5,402 $5,023
State Farm $4,754 $2,857 $2,222
Travelers $7,617 $6,367 $5,953
USAA $3,292 $2,251 $1,919

How does your commute affect Pine Bluff, AR car insurance rates?

Pine Bluff, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Pine Bluff if you’re financing.

Annual Car Insurance Rates by Commute Length in Pine Bluff, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,110 $5,110
Farmers $4,559 $4,559
GEICO $4,031 $4,087
Liberty Mutual $4,369 $4,369
Nationwide $3,653 $3,653
Progressive $5,585 $5,585
State Farm $3,196 $3,359
Travelers $6,645 $6,645
USAA $2,416 $2,558

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Who has the cheapest Pine Bluff, AR car insurance rates?

Here’s a breakdown of Pine Bluff, Arkansas car insurance rates by company. You can see which company offers the cheapest Pine Bluff car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Pine Bluff, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

What are the top Pine Bluff, AR car insurance companies?

Which Pine Bluff, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Pine Bluff companies to find the one for you.

Average Annual Car Insurance Rates by Company in Pine Bluff, Arkansas

Insurance Company Average Annual Rates
Allstate $5,110
Farmers $4,559
GEICO $4,059
Liberty Mutual $4,369
Nationwide $3,653
Progressive $5,585
State Farm $3,278
Travelers $6,645
USAA $2,487

What factors affect Pine Bluff, AR car insurance rates?

Why are Pine Bluff, Arkansas car insurance rates different than rates in North Little Rock or Jonesboro? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Pine Bluff, AR?

More time spent behind the wheel can lead to higher Pine Bluff, Arkansas car insurance rates. In Pine Bluff, AR, the average commute length is 17.6 minutes.

What is the traffic like in Pine Bluff, AR

Like commute length, time spent in traffic also increase risk of accidents. Pine Bluff, AR is listed as 987th in INRIX congested cities data.

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Car Insurance Quotes for Pine Bluff, AR

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