Cheap Quotes for Perry, AR Car Insurance (2021)

Perry, Arkansas car insurance rates average $332 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Perry, AR companies, you can find cheap Perry car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Perry, AR are $332/month
  • Perry has an average commute time of 30.5 minutes
  • Average car insurance rates in Perry, AR for senior drivers are $2,074/year

How do the Perry, Arkansas monthly average car insurance rates of $332/month compare to nearby cities like Rogers car insurance rates, Conway car insurance rates, and Little Rock car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Perry, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Perry, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Perry, Arkansas companies to find the most affordable Perry car insurance rates.

Enter your ZIP code above to find cheap Perry, AR car insurance quotes today.

What are the minimum Perry, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Perry, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Perry, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Perry, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Perry, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Perry car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Perry, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,788 $2,796 $2,501 $2,673 $10,445 $12,549 $3,058 $3,304
Farmers $2,195 $2,184 $1,964 $2,067 $9,133 $9,449 $2,509 $2,638
GEICO $2,547 $2,518 $2,349 $2,283 $6,678 $6,690 $2,507 $2,542
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,667 $2,536 $2,190 $2,286 $11,141 $12,558 $3,198 $3,465
State Farm $1,753 $1,753 $1,575 $1,575 $5,167 $6,484 $1,978 $2,276
Travelers $2,187 $2,227 $2,166 $2,171 $12,838 $20,599 $2,345 $2,701
USAA $1,284 $1,298 $1,191 $1,201 $3,985 $4,179 $1,651 $1,782

How much do teen drivers pay for car insurance in Perry, AR?

Perry, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Perry car insurance rates from multiple Perry, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Perry, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,445 $12,549
Farmers $9,133 $9,449
GEICO $6,678 $6,690
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $11,141 $12,558
State Farm $5,167 $6,484
Travelers $12,838 $20,599
USAA $3,985 $4,179

How much do senior drivers pay for car insurance in Perry, AR?

With a little research, seniors can find affordable car insurance in Perry, Arkansas. Here’s a look at how the top Perry car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Perry, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,501 $2,673
Farmers $1,964 $2,067
GEICO $2,349 $2,283
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,190 $2,286
State Farm $1,575 $1,575
Travelers $2,166 $2,171
USAA $1,191 $1,201

How does coverage level affect Perry, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Perry, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Perry, Arkansas

Insurance Company Low Medium High
Allstate $4,853 $5,012 $5,178
Farmers $3,819 $3,977 $4,256
GEICO $3,362 $3,513 $3,667
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,657 $4,936 $5,423
State Farm $2,680 $2,818 $2,963
Travelers $5,633 $5,920 $6,159
USAA $1,988 $2,064 $2,162

How does your driving record affect Perry, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Perry, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Perry, Arkansas companies.

Annual Perry, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,116 $5,206 $5,796 $4,939
Farmers $3,397 $4,352 $4,251 $4,069
GEICO $2,387 $3,658 $5,443 $2,569
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,317 $5,987 $4,533 $5,184
State Farm $2,582 $3,059 $2,820 $2,820
Travelers $4,946 $5,109 $7,492 $6,070
USAA $1,595 $2,017 $2,905 $1,769

How does a DUI affect Perry, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Perry, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Perry, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,796
Farmers $4,251
GEICO $5,443
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,533
State Farm $2,820
Travelers $7,492
USAA $2,905

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How does your credit history affect Perry, AR car insurance rates?

Take a look at the data here to see how your Perry, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Perry, Arkansas

Insurance Company Poor Fair Good
Allstate $6,291 $4,833 $3,919
Farmers $4,574 $3,830 $3,649
GEICO $4,210 $3,461 $2,871
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,687 $4,836 $4,493
State Farm $4,086 $2,460 $1,915
Travelers $6,770 $5,655 $5,287
USAA $2,745 $1,873 $1,596

How does your commute affect Perry, AR car insurance rates?

Perry, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Perry if you’re financing.

Annual Car Insurance Rates by Commute Length in Perry, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,014 $5,014
Farmers $4,017 $4,017
GEICO $3,489 $3,539
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $5,005 $5,005
State Farm $2,753 $2,888
Travelers $5,904 $5,904
USAA $2,012 $2,130

Who has the cheapest Perry, AR car insurance rates?

Here’s a breakdown of Perry, Arkansas car insurance rates by company. You can see which company offers the cheapest Perry car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Perry, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Perry, AR car insurance companies?

Which Perry, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Perry companies to find the one for you.

Average Annual Car Insurance Rates by Company in Perry, Arkansas

Insurance Company Average Annual Rates
Allstate $5,014
Farmers $4,017
GEICO $3,514
Liberty Mutual $3,892
Nationwide $3,583
Progressive $5,005
State Farm $2,820
Travelers $5,904
USAA $2,071

What factors affect Perry, AR car insurance rates?

Why are Perry, Arkansas car insurance rates different than rates in Rogers or Conway? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Perry, AR?

More time spent behind the wheel can lead to higher Perry, Arkansas car insurance rates. In Perry, AR, the average commute length is 30.5 minutes.

Car Insurance Quotes for Perry, AR

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