Cheap Quotes for Perote, AL Car Insurance (2021)

Perote, Alabama car insurance rates average $318 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Perote, AL companies, you can find cheap Perote car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Perote, AL are $318/month
  • Average car insurance rates in Perote, AL for senior drivers are $2,025/year
  • The cheapest car insurance company in Perote is USAA

How do the Perote, Alabama monthly average car insurance rates of $318/month compare to nearby cities like Madison car insurance rates, Birmingham car insurance rates, and Auburn car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Perote, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Perote, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Perote, Alabama companies to find the most affordable Perote car insurance rates.

Enter your ZIP code above to find cheap Perote, AL car insurance quotes today.

What are the minimum Perote, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Perote, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Perote, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Perote, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Perote, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Perote car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Perote, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,855 $1,773 $1,676 $1,709 $6,357 $6,831 $2,085 $2,133
Farmers $2,593 $2,575 $2,316 $2,466 $10,139 $10,430 $2,936 $3,038
GEICO $1,880 $1,862 $1,796 $1,856 $4,889 $4,766 $1,984 $1,829
Liberty Mutual $3,149 $3,407 $2,581 $2,890 $11,116 $12,374 $3,367 $3,601
Nationwide $1,757 $1,780 $1,600 $1,658 $4,596 $5,937 $1,950 $2,183
Progressive $2,636 $2,479 $2,172 $2,313 $10,335 $11,505 $3,073 $3,210
State Farm $3,235 $3,235 $2,930 $2,930 $9,778 $12,270 $3,655 $4,196
Travelers $1,586 $1,612 $1,483 $1,479 $8,450 $13,316 $1,501 $1,732
USAA $1,405 $1,429 $1,313 $1,290 $4,208 $4,671 $1,837 $1,986

How much do teen drivers pay for car insurance in Perote, AL?

Perote, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Perote car insurance rates from multiple Perote, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Perote, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,357 $6,831
Farmers $10,139 $10,430
GEICO $4,889 $4,766
Liberty Mutual $11,116 $12,374
Nationwide $4,596 $5,937
Progressive $10,335 $11,505
State Farm $9,778 $12,270
Travelers $8,450 $13,316
USAA $4,208 $4,671

How much do senior drivers pay for car insurance in Perote, AL?

With a little research, seniors can find affordable car insurance in Perote, Alabama. Here’s a look at how the top Perote car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Perote, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,676 $1,709
Farmers $2,316 $2,466
GEICO $1,796 $1,856
Liberty Mutual $2,581 $2,890
Nationwide $1,600 $1,658
Progressive $2,172 $2,313
State Farm $2,930 $2,930
Travelers $1,483 $1,479
USAA $1,313 $1,290

How does coverage level affect Perote, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Perote, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Perote, Alabama

Insurance Company Low Medium High
Allstate $2,949 $3,048 $3,160
Farmers $4,285 $4,497 $4,903
GEICO $2,385 $2,595 $2,843
Liberty Mutual $5,076 $5,286 $5,570
Nationwide $2,658 $2,662 $2,728
Progressive $4,210 $4,687 $5,250
State Farm $4,974 $5,273 $5,589
Travelers $3,699 $3,973 $4,013
USAA $2,186 $2,255 $2,361

How does your driving record affect Perote, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Perote, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Perote, Alabama companies.

Annual Perote, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,604 $3,062 $3,610 $2,933
Farmers $3,839 $4,971 $4,850 $4,587
GEICO $1,764 $2,830 $3,486 $2,351
Liberty Mutual $4,170 $5,785 $5,680 $5,608
Nationwide $2,345 $2,345 $3,420 $2,620
Progressive $4,256 $5,322 $4,605 $4,679
State Farm $4,766 $5,906 $5,222 $5,222
Travelers $3,244 $3,406 $4,974 $3,956
USAA $1,742 $2,187 $3,255 $1,885

How does a DUI affect Perote, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Perote, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Perote, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
Farmers $4,850
GEICO $3,486
Liberty Mutual $5,680
Nationwide $3,420
Progressive $4,605
State Farm $5,222
Travelers $4,974
USAA $3,255

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How does your credit history affect Perote, AL car insurance rates?

Take a look at the data here to see how your Perote, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Perote, Alabama

Insurance Company Poor Fair Good
Allstate $3,775 $2,961 $2,421
Farmers $5,112 $4,402 $4,171
GEICO $3,315 $2,366 $2,142
Liberty Mutual $7,621 $4,654 $3,657
Nationwide $3,234 $2,526 $2,287
Progressive $5,347 $4,557 $4,243
State Farm $8,561 $4,332 $2,942
Travelers $4,250 $3,682 $3,753
USAA $3,047 $1,984 $1,771

How does your commute affect Perote, AL car insurance rates?

Perote, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Perote if you’re financing.

Annual Car Insurance Rates by Commute Length in Perote, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,052 $3,052
Farmers $4,562 $4,562
GEICO $2,560 $2,656
Liberty Mutual $5,311 $5,311
Nationwide $2,682 $2,682
Progressive $4,716 $4,716
State Farm $5,148 $5,409
Travelers $3,895 $3,895
USAA $2,163 $2,371

Who has the cheapest Perote, AL car insurance rates?

Here’s a breakdown of Perote, Alabama car insurance rates by company. You can see which company offers the cheapest Perote car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Perote, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Perote, AL car insurance companies?

Which Perote, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Perote companies to find the one for you.

Average Annual Car Insurance Rates by Company in Perote, Alabama

Insurance Company Average Annual Rates
Allstate $3,052
Farmers $4,562
GEICO $2,608
Liberty Mutual $5,311
Nationwide $2,682
Progressive $4,716
State Farm $5,279
Travelers $3,895
USAA $2,267

Car Insurance Quotes for Perote, AL

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