Cheap Quotes for Perdido, AL Car Insurance (2021)

Perdido, Alabama car insurance rates average $285 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Perdido, AL companies, you can find cheap Perdido car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Perdido, AL for senior drivers are $1,815/year
  • Average car insurance rates in Perdido, AL after a DUI are $3,908/year
  • Perdido has an average commute time of 27.4 minutes

How do the Perdido, Alabama monthly average car insurance rates of $285/month compare to nearby cities like Auburn car insurance rates, Madison car insurance rates, and Decatur car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Perdido, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Perdido, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Perdido, Alabama companies to find the most affordable Perdido car insurance rates.

Enter your ZIP code above to find cheap Perdido, AL car insurance quotes today.

What are the minimum Perdido, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Perdido, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Perdido, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Perdido, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Perdido, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Perdido car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Perdido, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,052 $1,968 $1,834 $1,873 $6,816 $7,306 $2,344 $2,416
Farmers $2,141 $2,126 $1,913 $2,035 $8,318 $8,558 $2,428 $2,519
GEICO $1,875 $1,861 $1,795 $1,862 $4,934 $4,812 $1,980 $1,824
Liberty Mutual $2,896 $3,129 $2,379 $2,659 $10,389 $11,550 $3,087 $3,291
Nationwide $1,625 $1,642 $1,486 $1,534 $4,274 $5,478 $1,801 $2,006
Progressive $2,232 $2,106 $1,834 $1,941 $9,036 $10,117 $2,625 $2,814
State Farm $2,450 $2,450 $2,212 $2,212 $7,293 $9,147 $2,764 $3,175
Travelers $1,488 $1,512 $1,392 $1,387 $7,789 $12,163 $1,413 $1,633
USAA $1,249 $1,267 $1,171 $1,150 $3,709 $4,109 $1,622 $1,752

How much do teen drivers pay for car insurance in Perdido, AL?

Perdido, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Perdido car insurance rates from multiple Perdido, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Perdido, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,816 $7,306
Farmers $8,318 $8,558
GEICO $4,934 $4,812
Liberty Mutual $10,389 $11,550
Nationwide $4,274 $5,478
Progressive $9,036 $10,117
State Farm $7,293 $9,147
Travelers $7,789 $12,163
USAA $3,709 $4,109

How much do senior drivers pay for car insurance in Perdido, AL?

With a little research, seniors can find affordable car insurance in Perdido, Alabama. Here’s a look at how the top Perdido car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Perdido, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,834 $1,873
Farmers $1,913 $2,035
GEICO $1,795 $1,862
Liberty Mutual $2,379 $2,659
Nationwide $1,486 $1,534
Progressive $1,834 $1,941
State Farm $2,212 $2,212
Travelers $1,392 $1,387
USAA $1,171 $1,150

How does coverage level affect Perdido, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Perdido, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Perdido, Alabama

Insurance Company Low Medium High
Allstate $3,235 $3,322 $3,422
Farmers $3,534 $3,703 $4,028
GEICO $2,395 $2,606 $2,853
Liberty Mutual $4,705 $4,900 $5,162
Nationwide $2,452 $2,462 $2,528
Progressive $3,699 $4,072 $4,493
State Farm $3,742 $3,957 $4,190
Travelers $3,445 $3,668 $3,678
USAA $1,924 $1,991 $2,095

How does your driving record affect Perdido, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Perdido, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Perdido, Alabama companies.

Annual Perdido, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,850 $3,341 $3,915 $3,198
Farmers $3,160 $4,089 $3,989 $3,782
GEICO $1,764 $2,840 $3,520 $2,347
Liberty Mutual $3,863 $5,371 $5,258 $5,199
Nationwide $2,177 $2,177 $3,145 $2,424
Progressive $3,696 $4,631 $3,968 $4,057
State Farm $3,585 $4,425 $3,921 $3,921
Travelers $2,996 $3,145 $4,594 $3,653
USAA $1,543 $1,936 $2,865 $1,669

How does a DUI affect Perdido, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Perdido, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Perdido, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,915
Farmers $3,989
GEICO $3,520
Liberty Mutual $5,258
Nationwide $3,145
Progressive $3,968
State Farm $3,921
Travelers $4,594
USAA $2,865

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How does your credit history affect Perdido, AL car insurance rates?

Take a look at the data here to see how your Perdido, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Perdido, Alabama

Insurance Company Poor Fair Good
Allstate $4,120 $3,222 $2,636
Farmers $4,210 $3,622 $3,432
GEICO $3,328 $2,376 $2,150
Liberty Mutual $7,050 $4,322 $3,396
Nationwide $2,987 $2,338 $2,118
Progressive $4,624 $3,953 $3,688
State Farm $6,419 $3,255 $2,215
Travelers $3,926 $3,401 $3,464
USAA $2,681 $1,757 $1,572

How does your commute affect Perdido, AL car insurance rates?

Perdido, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Perdido if you’re financing.

Annual Car Insurance Rates by Commute Length in Perdido, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,326 $3,326
Farmers $3,755 $3,755
GEICO $2,571 $2,665
Liberty Mutual $4,923 $4,923
Nationwide $2,481 $2,481
Progressive $4,088 $4,088
State Farm $3,867 $4,059
Travelers $3,597 $3,597
USAA $1,912 $2,095

Who has the cheapest Perdido, AL car insurance rates?

Here’s a breakdown of Perdido, Alabama car insurance rates by company. You can see which company offers the cheapest Perdido car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Perdido, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Perdido, AL car insurance companies?

Which Perdido, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Perdido companies to find the one for you.

Average Annual Car Insurance Rates by Company in Perdido, Alabama

Insurance Company Average Annual Rates
Allstate $3,326
Farmers $3,755
GEICO $2,618
Liberty Mutual $4,923
Nationwide $2,481
Progressive $4,088
State Farm $3,963
Travelers $3,597
USAA $2,004

What factors affect Perdido, AL car insurance rates?

Why are Perdido, Alabama car insurance rates different than rates in Auburn or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Perdido, AL?

More time spent behind the wheel can lead to higher Perdido, Alabama car insurance rates. In Perdido, AL, the average commute length is 27.4 minutes.

Car Insurance Quotes for Perdido, AL

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