Cheap Quotes for Pepin, WI Car Insurance (2021)

Pepin, Wisconsin car insurance rates average $261 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Pepin, WI companies, you can find cheap Pepin car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Pepin, WI are $261/month
  • Pepin has an average commute time of 26.2 minutes
  • The cheapest car insurance company in Pepin is American Family

How do the Pepin, Wisconsin monthly average car insurance rates of $261/month compare to nearby cities like Milwaukee car insurance rates, Eau Claire car insurance rates, and Waukesha car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Pepin, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Pepin, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Pepin, Wisconsin companies to find the most affordable Pepin car insurance rates.

Enter your ZIP code above to find cheap Pepin, WI car insurance quotes today.

What are the minimum Pepin, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Pepin, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Pepin, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Pepin, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Pepin, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Pepin car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pepin, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,270 $2,392 $2,096 $2,314 $7,380 $9,435 $2,309 $2,513
American Family $1,086 $1,140 $1,014 $1,025 $3,113 $3,450 $1,286 $1,375
Farmers $1,926 $1,937 $1,711 $1,805 $8,841 $9,196 $2,176 $2,287
GEICO $1,383 $1,509 $1,400 $1,575 $4,458 $4,809 $1,283 $1,334
Liberty Mutual $2,092 $2,301 $1,700 $1,944 $6,027 $6,784 $2,229 $2,436
Nationwide $4,003 $4,220 $3,301 $3,484 $8,037 $12,281 $4,858 $5,803
Progressive $2,012 $1,941 $1,646 $1,702 $7,205 $8,166 $2,425 $2,633
State Farm $1,449 $1,449 $1,273 $1,273 $3,900 $4,961 $1,628 $1,844
USAA $1,373 $1,376 $1,238 $1,268 $3,424 $3,987 $1,790 $1,974

How much do teen drivers pay for car insurance in Pepin, WI?

Pepin, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Pepin car insurance rates from multiple Pepin, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Pepin, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,380 $9,435
American Family $3,113 $3,450
Farmers $8,841 $9,196
GEICO $4,458 $4,809
Liberty Mutual $6,027 $6,784
Nationwide $8,037 $12,281
Progressive $7,205 $8,166
State Farm $3,900 $4,961
USAA $3,424 $3,987

How much do senior drivers pay for car insurance in Pepin, WI?

With a little research, seniors can find affordable car insurance in Pepin, Wisconsin. Here’s a look at how the top Pepin car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Pepin, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,096 $2,314
American Family $1,014 $1,025
Farmers $1,711 $1,805
GEICO $1,400 $1,575
Liberty Mutual $1,700 $1,944
Nationwide $3,301 $3,484
Progressive $1,646 $1,702
State Farm $1,273 $1,273
USAA $1,238 $1,268

How does coverage level affect Pepin, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Pepin, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Pepin, Wisconsin

Insurance Company Low Medium High
Allstate $3,678 $3,830 $4,008
American Family $1,668 $1,701 $1,689
Farmers $3,449 $3,703 $4,052
GEICO $2,106 $2,218 $2,333
Liberty Mutual $2,979 $3,215 $3,373
Nationwide $5,591 $5,745 $5,909
Progressive $3,310 $3,488 $3,601
State Farm $2,109 $2,228 $2,329
USAA $1,983 $2,055 $2,123

How does your driving record affect Pepin, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Pepin, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Pepin, Wisconsin companies.

Annual Pepin, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,309 $4,028 $3,890
American Family $1,611 $1,711 $1,711 $1,711
Farmers $3,254 $4,093 $3,899 $3,693
GEICO $1,556 $2,490 $2,789 $2,041
Liberty Mutual $2,466 $3,422 $3,602 $3,266
Nationwide $4,860 $5,622 $6,891 $5,622
Progressive $3,183 $3,823 $3,293 $3,566
State Farm $2,058 $2,385 $2,222 $2,222
USAA $1,613 $2,024 $2,739 $1,838

How does a DUI affect Pepin, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Pepin, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Pepin, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,028
American Family $1,711
Farmers $3,899
GEICO $2,789
Liberty Mutual $3,602
Nationwide $6,891
Progressive $3,293
State Farm $2,222
USAA $2,739

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How does your credit history affect Pepin, WI car insurance rates?

Take a look at the data here to see how your Pepin, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Pepin, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,042 $3,469 $3,004
American Family $2,253 $1,489 $1,316
Farmers $4,229 $3,564 $3,411
GEICO $2,914 $2,077 $1,666
Liberty Mutual $4,634 $2,751 $2,181
Nationwide $6,463 $5,391 $5,391
Progressive $3,977 $3,335 $3,086
State Farm $3,315 $1,902 $1,448
USAA $3,174 $1,663 $1,325

How does your commute affect Pepin, WI car insurance rates?

Pepin, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Pepin if you’re financing.

Annual Car Insurance Rates by Commute Length in Pepin, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,746 $3,931
American Family $1,657 $1,715
Farmers $3,735 $3,735
GEICO $2,171 $2,267
Liberty Mutual $3,189 $3,189
Nationwide $5,748 $5,748
Progressive $3,466 $3,466
State Farm $2,167 $2,277
USAA $2,027 $2,081

Who has the cheapest Pepin, WI car insurance rates?

Here’s a breakdown of Pepin, Wisconsin car insurance rates by company. You can see which company offers the cheapest Pepin car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Pepin, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Pepin, WI car insurance companies?

Which Pepin, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Pepin companies to find the one for you.

Average Annual Car Insurance Rates by Company in Pepin, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,839
American Family $1,686
Farmers $3,735
GEICO $2,219
Liberty Mutual $3,189
Nationwide $5,748
Progressive $3,466
State Farm $2,222
USAA $2,054

What factors affect Pepin, WI car insurance rates?

Why are Pepin, Wisconsin car insurance rates different than rates in Milwaukee or Eau Claire? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

What is the car theft rate in Pepin, WI?

FBI statistics show that the Pepin, Wisconsin car theft rate is 2 thefts each year. High theft rates can lead to higher than average Pepin, WI car insurance rates.

How long is the average commute in Pepin, WI?

More time spent behind the wheel can lead to higher Pepin, Wisconsin car insurance rates. In Pepin, WI, the average commute length is 26.2 minutes.

Car Insurance Quotes for Pepin, WI

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