Cheap Quotes for Peoria Heights, IL Car Insurance (2021)

Peoria Heights, Illinois car insurance rates average $258 a month and Illinois law requires coverage of at least 25/50/20. By comparing rates from multiple Peoria Heights, IL companies, you can find cheap Peoria Heights car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Peoria Heights has an average commute time of 17.2 minutes
  • Average car insurance rates in Peoria Heights, IL for senior drivers are $1,763/year
  • Average car insurance rates in Peoria Heights, IL are $258/month

How do the Peoria Heights, Illinois monthly average car insurance rates of $258/month compare to nearby cities like Aurora car insurance rates, Elgin car insurance rates, and Cicero car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Peoria Heights, IL.

We’ll cover the Illinois minimum coverage requirements, Illinois car insurance laws, and Peoria Heights, IL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Peoria Heights, Illinois companies to find the most affordable Peoria Heights car insurance rates.

Enter your ZIP code above to find cheap Peoria Heights, IL car insurance quotes today.

What are the minimum Peoria Heights, IL car insurance requirements?

To meet Illinois minimum car insurance coverage requirements, Peoria Heights, IL drivers need to carry at least 25/50/20 coverage.

Minimum Required Car Insurance Coverage in Peoria Heights, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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How do age, gender, and marital status affect Peoria Heights, IL car insurance rates?

Three of the criteria that most affect car insurance rates in Peoria Heights, Illinois are age, gender, and marital status. Let’s take a look at how each of these stack up with top Peoria Heights car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Peoria Heights, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,176 $3,191 $3,320 $3,320 $8,246 $10,666 $3,812 $4,115
American Family $2,205 $2,205 $2,021 $2,021 $6,253 $8,653 $2,205 $2,847
Farmers $2,401 $2,405 $2,123 $2,251 $10,658 $11,138 $2,742 $2,859
GEICO $1,474 $1,502 $1,426 $1,733 $4,702 $4,873 $1,855 $1,762
Liberty Mutual $1,356 $1,464 $1,123 $1,256 $4,567 $5,086 $1,420 $1,498
Nationwide $1,631 $1,654 $1,456 $1,537 $4,455 $5,700 $1,898 $2,051
Progressive $1,814 $1,701 $1,499 $1,584 $6,567 $7,338 $2,141 $2,276
State Farm $1,456 $1,456 $1,311 $1,311 $4,313 $5,473 $1,649 $1,894
Travelers $1,589 $1,675 $1,457 $1,553 $4,691 $5,909 $1,683 $1,771
USAA $1,600 $1,631 $1,486 $1,465 $5,139 $5,677 $2,107 $2,319

How much do teen drivers pay for car insurance in Peoria Heights, IL?

Peoria Heights, Illinois car insurance rates for teens are often higher than rates for other drivers. Compare Peoria Heights car insurance rates from multiple Peoria Heights, Illinois car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Peoria Heights, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,246 $10,666
American Family $6,253 $8,653
Farmers $10,658 $11,138
GEICO $4,702 $4,873
Liberty Mutual $4,567 $5,086
Nationwide $4,455 $5,700
Progressive $6,567 $7,338
State Farm $4,313 $5,473
Travelers $4,691 $5,909
USAA $5,139 $5,677

How much do senior drivers pay for car insurance in Peoria Heights, IL?

With a little research, seniors can find affordable car insurance in Peoria Heights, Illinois. Here’s a look at how the top Peoria Heights car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Peoria Heights, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,320 $3,320
American Family $2,021 $2,021
Farmers $2,123 $2,251
GEICO $1,426 $1,733
Liberty Mutual $1,123 $1,256
Nationwide $1,456 $1,537
Progressive $1,499 $1,584
State Farm $1,311 $1,311
Travelers $1,457 $1,553
USAA $1,486 $1,465

How does coverage level affect Peoria Heights, IL car insurance rates?

How much coverage do you need? Are you comfortable with the Illinois minimum of 25/50/20 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Peoria Heights, IL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Peoria Heights, Illinois

Insurance Company Low Medium High
Allstate $4,803 $4,975 $5,163
American Family $3,427 $3,681 $3,545
Farmers $4,328 $4,450 $4,938
GEICO $2,184 $2,408 $2,655
Liberty Mutual $2,094 $2,217 $2,353
Nationwide $2,501 $2,576 $2,567
Progressive $2,803 $3,085 $3,457
State Farm $2,213 $2,363 $2,497
Travelers $2,380 $2,538 $2,705
USAA $2,508 $2,675 $2,851

How does your driving record affect Peoria Heights, IL car insurance rates?

Safe driving pays off. The more traffic violations you have in Peoria Heights, IL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Peoria Heights, Illinois companies.

Annual Peoria Heights, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,548 $6,071 $5,630 $4,674
American Family $2,608 $3,715 $4,923 $2,958
Farmers $3,860 $4,984 $4,860 $4,583
GEICO $1,743 $2,425 $3,326 $2,170
Liberty Mutual $1,852 $2,627 $2,307 $2,099
Nationwide $2,060 $2,656 $3,115 $2,360
Progressive $2,568 $3,805 $2,849 $3,238
State Farm $2,145 $2,570 $2,358 $2,358
Travelers $2,020 $2,653 $2,958 $2,533
USAA $1,912 $2,742 $3,755 $2,304

How does a DUI affect Peoria Heights, IL car insurance rates?

With even one DUI on your record, you can see an increase in your Peoria Heights, IL car insurance rates.

Annual Car Insurance Rates After a DUI in Peoria Heights, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,630
American Family $4,923
Farmers $4,860
GEICO $3,326
Liberty Mutual $2,307
Nationwide $3,115
Progressive $2,849
State Farm $2,358
Travelers $2,958
USAA $3,755

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How does your credit history affect Peoria Heights, IL car insurance rates?

Take a look at the data here to see how your Peoria Heights, Illinois car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Peoria Heights, Illinois

Insurance Company Poor Fair Good
Allstate $6,354 $4,579 $4,009
American Family $4,719 $3,215 $2,720
Farmers $5,182 $4,373 $4,160
GEICO $3,869 $1,897 $1,481
Liberty Mutual $3,137 $1,963 $1,564
Nationwide $3,030 $2,458 $2,156
Progressive $3,566 $3,007 $2,772
State Farm $3,430 $2,052 $1,591
Travelers $3,094 $2,502 $2,027
USAA $3,571 $2,448 $2,015

How does your commute affect Peoria Heights, IL car insurance rates?

Peoria Heights, IL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Illinois can be seen here. Remember, though, that you may have to carry substantially more car insurance in Peoria Heights if you’re financing.

Annual Car Insurance Rates by Commute Length in Peoria Heights, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,981 $4,981
American Family $3,506 $3,597
Farmers $4,572 $4,572
GEICO $2,373 $2,459
Liberty Mutual $2,221 $2,221
Nationwide $2,548 $2,548
Progressive $3,115 $3,115
State Farm $2,296 $2,419
Travelers $2,441 $2,641
USAA $2,603 $2,753

Who has the cheapest Peoria Heights, IL car insurance rates?

Here’s a breakdown of Peoria Heights, Illinois car insurance rates by company. You can see which company offers the cheapest Peoria Heights car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Peoria Heights, Illinois

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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What are the top Peoria Heights, IL car insurance companies?

Which Peoria Heights, Illinois car insurance company will best fit your needs and budget? Check out this comparison of the top Peoria Heights companies to find the one for you.

Average Annual Car Insurance Rates by Company in Peoria Heights, Illinois

Insurance Company Average Annual Rates
Allstate $4,981
American Family $3,551
Farmers $4,572
GEICO $2,416
Liberty Mutual $2,221
Nationwide $2,548
Progressive $3,115
State Farm $2,358
Travelers $2,541
USAA $2,678

What factors affect Peoria Heights, IL car insurance rates?

Why are Peoria Heights, Illinois car insurance rates different than rates in Aurora or Elgin? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Peoria Heights, IL?

More time spent behind the wheel can lead to higher Peoria Heights, Illinois car insurance rates. In Peoria Heights, IL, the average commute length is 17.2 minutes.

Car Insurance Quotes for Peoria Heights, IL

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