Cheap Quotes for Pennington, AL Car Insurance (2021)

Pennington, Alabama car insurance rates average $313 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Pennington, AL companies, you can find cheap Pennington car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Pennington has an average commute time of 30.7 minutes
  • Average car insurance rates in Pennington, AL are $313/month
  • Average car insurance rates in Pennington, AL after a DUI are $4,279/year

How do the Pennington, Alabama monthly average car insurance rates of $313/month compare to nearby cities like Auburn car insurance rates, Mobile car insurance rates, and Huntsville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Pennington, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Pennington, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Pennington, Alabama companies to find the most affordable Pennington car insurance rates.

Enter your ZIP code above to find cheap Pennington, AL car insurance quotes today.

What are the minimum Pennington, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Pennington, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Pennington, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Pennington, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Pennington, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Pennington car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pennington, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,560 $2,544 $2,293 $2,416 $9,417 $9,702 $2,926 $3,078
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,218 $3,483 $2,638 $2,954 $11,324 $12,604 $3,442 $3,682
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,524 $2,386 $2,063 $2,201 $9,832 $10,993 $2,950 $3,122
State Farm $2,795 $2,795 $2,496 $2,496 $8,016 $10,079 $3,147 $3,612
Travelers $1,612 $1,640 $1,500 $1,498 $8,475 $13,341 $1,527 $1,776
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

How much do teen drivers pay for car insurance in Pennington, AL?

Pennington, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Pennington car insurance rates from multiple Pennington, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Pennington, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $9,417 $9,702
GEICO $5,292 $5,199
Liberty Mutual $11,324 $12,604
Nationwide $4,418 $5,752
Progressive $9,832 $10,993
State Farm $8,016 $10,079
Travelers $8,475 $13,341
USAA $4,083 $4,536

How much do senior drivers pay for car insurance in Pennington, AL?

With a little research, seniors can find affordable car insurance in Pennington, Alabama. Here’s a look at how the top Pennington car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Pennington, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,293 $2,416
GEICO $1,937 $1,974
Liberty Mutual $2,638 $2,954
Nationwide $1,577 $1,642
Progressive $2,063 $2,201
State Farm $2,496 $2,496
Travelers $1,500 $1,498
USAA $1,288 $1,268

How does coverage level affect Pennington, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Pennington, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Pennington, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $4,180 $4,325 $4,597
GEICO $2,643 $2,832 $3,058
Liberty Mutual $5,180 $5,393 $5,681
Nationwide $2,624 $2,595 $2,649
Progressive $4,050 $4,481 $4,996
State Farm $4,216 $4,423 $4,650
Travelers $3,736 $4,000 $4,027
USAA $2,139 $2,204 $2,302

How does your driving record affect Pennington, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Pennington, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Pennington, Alabama companies.

Annual Pennington, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,677 $4,738 $4,620 $4,433
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,253 $5,902 $5,796 $5,722
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,086 $5,093 $4,364 $4,492
State Farm $4,029 $4,920 $4,385 $4,385
Travelers $3,269 $3,432 $5,000 $3,984
USAA $1,703 $2,133 $3,182 $1,843

How does a DUI affect Pennington, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Pennington, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Pennington, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,060
Farmers $4,620
GEICO $3,748
Liberty Mutual $5,796
Nationwide $3,353
Progressive $4,364
State Farm $4,385
Travelers $5,000
USAA $3,182

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How does your credit history affect Pennington, AL car insurance rates?

Take a look at the data here to see how your Pennington, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Pennington, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,903 $4,208 $3,991
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,779 $4,746 $3,729
Nationwide $3,171 $2,467 $2,229
Progressive $5,123 $4,354 $4,049
State Farm $7,182 $3,636 $2,470
Travelers $4,280 $3,707 $3,777
USAA $2,984 $1,935 $1,726

How does your commute affect Pennington, AL car insurance rates?

Pennington, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Pennington if you’re financing.

Annual Car Insurance Rates by Commute Length in Pennington, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,367 $4,367
GEICO $2,789 $2,899
Liberty Mutual $5,418 $5,418
Nationwide $2,623 $2,623
Progressive $4,509 $4,509
State Farm $4,324 $4,535
Travelers $3,921 $3,921
USAA $2,114 $2,317

Who has the cheapest Pennington, AL car insurance rates?

Here’s a breakdown of Pennington, Alabama car insurance rates by company. You can see which company offers the cheapest Pennington car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Pennington, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Pennington, AL car insurance companies?

Which Pennington, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Pennington companies to find the one for you.

Average Annual Car Insurance Rates by Company in Pennington, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,367
GEICO $2,844
Liberty Mutual $5,418
Nationwide $2,623
Progressive $4,509
State Farm $4,430
Travelers $3,921
USAA $2,215

What factors affect Pennington, AL car insurance rates?

Why are Pennington, Alabama car insurance rates different than rates in Auburn or Mobile? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Pennington, AL?

More time spent behind the wheel can lead to higher Pennington, Alabama car insurance rates. In Pennington, AL, the average commute length is 30.7 minutes.

Car Insurance Quotes for Pennington, AL

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