Cheap Quotes for Patterson, AR Car Insurance (2021)

Patterson, Arkansas car insurance rates average $350 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Patterson, AR companies, you can find cheap Patterson car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Patterson is USAA
  • Patterson has an average commute time of 21.7 minutes
  • Average car insurance rates in Patterson, AR are $350/month

How do the Patterson, Arkansas monthly average car insurance rates of $350/month compare to nearby cities like Conway car insurance rates, Bentonville car insurance rates, and Pine Bluff car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Patterson, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Patterson, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Patterson, Arkansas companies to find the most affordable Patterson car insurance rates.

Enter your ZIP code above to find cheap Patterson, AR car insurance quotes today.

What are the minimum Patterson, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Patterson, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Patterson, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Patterson, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Patterson, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Patterson car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Patterson, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,221 $3,235 $2,878 $3,079 $12,065 $14,501 $3,546 $3,847
Farmers $2,511 $2,500 $2,247 $2,356 $10,337 $10,708 $2,892 $3,069
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,896 $2,770 $2,375 $2,474 $11,590 $13,091 $3,463 $3,732
State Farm $1,687 $1,687 $1,509 $1,509 $4,837 $6,089 $1,900 $2,174
Travelers $2,229 $2,267 $2,231 $2,230 $13,393 $21,500 $2,401 $2,737
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

How much do teen drivers pay for car insurance in Patterson, AR?

Patterson, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Patterson car insurance rates from multiple Patterson, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Patterson, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,065 $14,501
Farmers $10,337 $10,708
GEICO $6,106 $6,139
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $11,590 $13,091
State Farm $4,837 $6,089
Travelers $13,393 $21,500
USAA $4,009 $4,199

How much do senior drivers pay for car insurance in Patterson, AR?

With a little research, seniors can find affordable car insurance in Patterson, Arkansas. Here’s a look at how the top Patterson car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Patterson, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,878 $3,079
Farmers $2,247 $2,356
GEICO $2,234 $2,172
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,375 $2,474
State Farm $1,509 $1,509
Travelers $2,231 $2,230
USAA $1,192 $1,200

How does coverage level affect Patterson, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Patterson, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Patterson, Arkansas

Insurance Company Low Medium High
Allstate $5,629 $5,793 $5,967
Farmers $4,379 $4,536 $4,818
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $4,902 $5,212 $5,783
State Farm $2,541 $2,671 $2,810
Travelers $5,815 $6,139 $6,416
USAA $1,989 $2,069 $2,171

How does your driving record affect Patterson, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Patterson, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Patterson, Arkansas companies.

Annual Patterson, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,755 $6,014 $6,706 $5,711
Farmers $3,864 $4,953 $4,834 $4,659
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,580 $6,306 $4,808 $5,503
State Farm $2,456 $2,892 $2,674 $2,674
Travelers $5,123 $5,292 $7,786 $6,293
USAA $1,597 $2,023 $2,912 $1,772

How does a DUI affect Patterson, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Patterson, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Patterson, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,706
Farmers $4,834
GEICO $5,107
Liberty Mutual $5,070
Nationwide $5,453
Progressive $4,808
State Farm $2,674
Travelers $7,786
USAA $2,912

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How does your credit history affect Patterson, AR car insurance rates?

Take a look at the data here to see how your Patterson, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Patterson, Arkansas

Insurance Company Poor Fair Good
Allstate $7,287 $5,583 $4,520
Farmers $5,221 $4,359 $4,152
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,050 $5,112 $4,736
State Farm $3,873 $2,332 $1,816
Travelers $7,015 $5,868 $5,487
USAA $2,749 $1,878 $1,602

How does your commute affect Patterson, AR car insurance rates?

Patterson, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Patterson if you’re financing.

Annual Car Insurance Rates by Commute Length in Patterson, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,797 $5,797
Farmers $4,577 $4,577
GEICO $3,258 $3,297
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,299 $5,299
State Farm $2,609 $2,738
Travelers $6,123 $6,123
USAA $2,017 $2,135

Who has the cheapest Patterson, AR car insurance rates?

Here’s a breakdown of Patterson, Arkansas car insurance rates by company. You can see which company offers the cheapest Patterson car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Patterson, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Patterson, AR car insurance companies?

Which Patterson, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Patterson companies to find the one for you.

Average Annual Car Insurance Rates by Company in Patterson, Arkansas

Insurance Company Average Annual Rates
Allstate $5,797
Farmers $4,577
GEICO $3,278
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,299
State Farm $2,674
Travelers $6,123
USAA $2,076

What factors affect Patterson, AR car insurance rates?

Why are Patterson, Arkansas car insurance rates different than rates in Conway or Bentonville? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Patterson, AR?

More time spent behind the wheel can lead to higher Patterson, Arkansas car insurance rates. In Patterson, AR, the average commute length is 21.7 minutes.

Car Insurance Quotes for Patterson, AR

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