Cheap Quotes for Park Ridge, WI Car Insurance (2021)

Park Ridge, Wisconsin car insurance rates average $239 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Park Ridge, WI companies, you can find cheap Park Ridge car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Park Ridge, WI are $239/month
  • The cheapest car insurance company in Park Ridge is American Family
  • Average car insurance rates in Park Ridge, WI after a DUI are $3,178/year

How do the Park Ridge, Wisconsin monthly average car insurance rates of $239/month compare to nearby cities like Oshkosh car insurance rates, Madison car insurance rates, and Milwaukee car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Park Ridge, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Park Ridge, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Park Ridge, Wisconsin companies to find the most affordable Park Ridge car insurance rates.

Enter your ZIP code above to find cheap Park Ridge, WI car insurance quotes today.

What are the minimum Park Ridge, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Park Ridge, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Park Ridge, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Park Ridge, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Park Ridge, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Park Ridge car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Park Ridge, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,265 $2,405 $2,071 $2,300 $6,742 $8,681 $2,324 $2,528
American Family $952 $996 $902 $909 $2,828 $3,116 $1,127 $1,200
Farmers $1,860 $1,863 $1,651 $1,746 $8,700 $9,018 $2,110 $2,215
GEICO $1,363 $1,487 $1,381 $1,556 $4,381 $4,721 $1,265 $1,313
Liberty Mutual $1,968 $2,153 $1,591 $1,810 $6,361 $7,137 $2,098 $2,284
Nationwide $3,526 $3,722 $2,913 $3,076 $7,089 $10,840 $4,284 $5,118
Progressive $1,528 $1,459 $1,251 $1,302 $5,699 $6,434 $1,831 $1,980
State Farm $1,207 $1,207 $1,074 $1,074 $3,436 $4,344 $1,361 $1,553
USAA $1,305 $1,306 $1,179 $1,205 $3,267 $3,801 $1,698 $1,870

How much do teen drivers pay for car insurance in Park Ridge, WI?

Park Ridge, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Park Ridge car insurance rates from multiple Park Ridge, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Park Ridge, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $8,681
American Family $2,828 $3,116
Farmers $8,700 $9,018
GEICO $4,381 $4,721
Liberty Mutual $6,361 $7,137
Nationwide $7,089 $10,840
Progressive $5,699 $6,434
State Farm $3,436 $4,344
USAA $3,267 $3,801

How much do senior drivers pay for car insurance in Park Ridge, WI?

With a little research, seniors can find affordable car insurance in Park Ridge, Wisconsin. Here’s a look at how the top Park Ridge car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Park Ridge, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,071 $2,300
American Family $902 $909
Farmers $1,651 $1,746
GEICO $1,381 $1,556
Liberty Mutual $1,591 $1,810
Nationwide $2,913 $3,076
Progressive $1,251 $1,302
State Farm $1,074 $1,074
USAA $1,179 $1,205

How does coverage level affect Park Ridge, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Park Ridge, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Park Ridge, Wisconsin

Insurance Company Low Medium High
Allstate $3,510 $3,656 $3,828
American Family $1,483 $1,517 $1,510
Farmers $3,368 $3,616 $3,951
GEICO $2,066 $2,182 $2,302
Liberty Mutual $2,960 $3,199 $3,366
Nationwide $4,927 $5,071 $5,215
Progressive $2,522 $2,707 $2,829
State Farm $1,800 $1,913 $2,008
USAA $1,885 $1,955 $2,021

How does your driving record affect Park Ridge, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Park Ridge, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Park Ridge, Wisconsin companies.

Annual Park Ridge, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,041 $4,119 $3,811 $3,688
American Family $1,439 $1,525 $1,525 $1,525
Farmers $3,178 $4,007 $3,797 $3,599
GEICO $1,533 $2,449 $2,742 $2,010
Liberty Mutual $2,433 $3,438 $3,584 $3,246
Nationwide $4,287 $4,959 $6,078 $4,959
Progressive $2,462 $2,973 $2,554 $2,754
State Farm $1,754 $2,060 $1,907 $1,907
USAA $1,535 $1,927 $2,606 $1,748

How does a DUI affect Park Ridge, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Park Ridge, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Park Ridge, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,811
American Family $1,525
Farmers $3,797
GEICO $2,742
Liberty Mutual $3,584
Nationwide $6,078
Progressive $2,554
State Farm $1,907
USAA $2,606

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How does your credit history affect Park Ridge, WI car insurance rates?

Take a look at the data here to see how your Park Ridge, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Park Ridge, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,816 $3,310 $2,867
American Family $2,014 $1,326 $1,171
Farmers $4,125 $3,481 $3,330
GEICO $2,867 $2,044 $1,640
Liberty Mutual $4,596 $2,757 $2,173
Nationwide $5,701 $4,756 $4,756
Progressive $3,062 $2,590 $2,404
State Farm $2,844 $1,633 $1,244
USAA $3,015 $1,584 $1,263

How does your commute affect Park Ridge, WI car insurance rates?

Park Ridge, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Park Ridge if you’re financing.

Annual Car Insurance Rates by Commute Length in Park Ridge, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,577 $3,753
American Family $1,478 $1,529
Farmers $3,645 $3,645
GEICO $2,135 $2,231
Liberty Mutual $3,175 $3,175
Nationwide $5,071 $5,071
Progressive $2,686 $2,686
State Farm $1,860 $1,954
USAA $1,928 $1,980

Who has the cheapest Park Ridge, WI car insurance rates?

Here’s a breakdown of Park Ridge, Wisconsin car insurance rates by company. You can see which company offers the cheapest Park Ridge car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Park Ridge, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Park Ridge, WI car insurance companies?

Which Park Ridge, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Park Ridge companies to find the one for you.

Average Annual Car Insurance Rates by Company in Park Ridge, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,665
American Family $1,504
Farmers $3,645
GEICO $2,183
Liberty Mutual $3,175
Nationwide $5,071
Progressive $2,686
State Farm $1,907
USAA $1,954

What factors affect Park Ridge, WI car insurance rates?

Why are Park Ridge, Wisconsin car insurance rates different than rates in Oshkosh or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Park Ridge, WI?

More time spent behind the wheel can lead to higher Park Ridge, Wisconsin car insurance rates. In Park Ridge, WI, the average commute length is 16.2 minutes.

Car Insurance Quotes for Park Ridge, WI

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