Cheap Quotes for Park Falls, WI Car Insurance (2021)

Park Falls, Wisconsin car insurance rates average $251 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Park Falls, WI companies, you can find cheap Park Falls car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Park Falls, WI for senior drivers are $1,706/year
  • Average car insurance rates in Park Falls, WI after a DUI are $3,347/year
  • Average car insurance rates in Park Falls, WI are $251/month

How do the Park Falls, Wisconsin monthly average car insurance rates of $251/month compare to nearby cities like La Crosse car insurance rates, Madison car insurance rates, and Green Bay car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Park Falls, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Park Falls, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Park Falls, Wisconsin companies to find the most affordable Park Falls car insurance rates.

Enter your ZIP code above to find cheap Park Falls, WI car insurance quotes today.

What are the minimum Park Falls, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Park Falls, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Park Falls, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Park Falls, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Park Falls, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Park Falls car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Park Falls, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,308 $2,439 $2,124 $2,351 $7,292 $9,350 $2,354 $2,562
American Family $957 $1,003 $887 $900 $2,502 $2,769 $1,114 $1,187
Farmers $1,844 $1,848 $1,639 $1,728 $8,425 $8,737 $2,096 $2,212
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $1,866 $2,043 $1,511 $1,719 $5,928 $6,655 $1,987 $2,165
Nationwide $4,077 $4,306 $3,349 $3,542 $8,021 $12,216 $4,936 $5,933
Progressive $1,706 $1,644 $1,396 $1,444 $6,113 $6,924 $2,053 $2,224
State Farm $1,391 $1,391 $1,220 $1,220 $3,734 $4,743 $1,564 $1,777
USAA $1,391 $1,394 $1,252 $1,283 $3,456 $4,029 $1,814 $2,002

How much do teen drivers pay for car insurance in Park Falls, WI?

Park Falls, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Park Falls car insurance rates from multiple Park Falls, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Park Falls, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,292 $9,350
American Family $2,502 $2,769
Farmers $8,425 $8,737
GEICO $4,697 $5,064
Liberty Mutual $5,928 $6,655
Nationwide $8,021 $12,216
Progressive $6,113 $6,924
State Farm $3,734 $4,743
USAA $3,456 $4,029

How much do senior drivers pay for car insurance in Park Falls, WI?

With a little research, seniors can find affordable car insurance in Park Falls, Wisconsin. Here’s a look at how the top Park Falls car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Park Falls, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,124 $2,351
American Family $887 $900
Farmers $1,639 $1,728
GEICO $1,472 $1,670
Liberty Mutual $1,511 $1,719
Nationwide $3,349 $3,542
Progressive $1,396 $1,444
State Farm $1,220 $1,220
USAA $1,252 $1,283

How does coverage level affect Park Falls, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Park Falls, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Park Falls, Wisconsin

Insurance Company Low Medium High
Allstate $3,686 $3,838 $4,018
American Family $1,403 $1,427 $1,415
Farmers $3,322 $3,540 $3,837
GEICO $2,196 $2,331 $2,470
Liberty Mutual $2,769 $3,009 $3,175
Nationwide $5,657 $5,796 $5,940
Progressive $2,796 $2,957 $3,061
State Farm $2,031 $2,135 $2,224
USAA $2,009 $2,079 $2,145

How does your driving record affect Park Falls, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Park Falls, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Park Falls, Wisconsin companies.

Annual Park Falls, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,155 $4,321 $4,025 $3,889
American Family $1,355 $1,435 $1,435 $1,435
Farmers $3,114 $3,916 $3,707 $3,527
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,290 $3,227 $3,369 $3,052
Nationwide $4,901 $5,670 $6,950 $5,670
Progressive $2,698 $3,240 $2,792 $3,022
State Farm $1,974 $2,286 $2,130 $2,130
USAA $1,633 $2,047 $2,771 $1,860

How does a DUI affect Park Falls, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Park Falls, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Park Falls, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,025
American Family $1,435
Farmers $3,707
GEICO $2,949
Liberty Mutual $3,369
Nationwide $6,950
Progressive $2,792
State Farm $2,130
USAA $2,771

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How does your credit history affect Park Falls, WI car insurance rates?

Take a look at the data here to see how your Park Falls, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Park Falls, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,056 $3,476 $3,010
American Family $1,894 $1,248 $1,103
Farmers $4,042 $3,402 $3,255
GEICO $3,065 $2,183 $1,750
Liberty Mutual $4,322 $2,588 $2,042
Nationwide $6,518 $5,437 $5,437
Progressive $3,370 $2,828 $2,617
State Farm $3,178 $1,824 $1,389
USAA $3,216 $1,680 $1,337

How does your commute affect Park Falls, WI car insurance rates?

Park Falls, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Park Falls if you’re financing.

Annual Car Insurance Rates by Commute Length in Park Falls, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,755 $3,940
American Family $1,392 $1,438
Farmers $3,566 $3,566
GEICO $2,281 $2,384
Liberty Mutual $2,984 $2,984
Nationwide $5,798 $5,798
Progressive $2,938 $2,938
State Farm $2,079 $2,182
USAA $2,050 $2,105

Who has the cheapest Park Falls, WI car insurance rates?

Here’s a breakdown of Park Falls, Wisconsin car insurance rates by company. You can see which company offers the cheapest Park Falls car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Park Falls, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Park Falls, WI car insurance companies?

Which Park Falls, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Park Falls companies to find the one for you.

Average Annual Car Insurance Rates by Company in Park Falls, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,848
American Family $1,415
Farmers $3,566
GEICO $2,333
Liberty Mutual $2,984
Nationwide $5,798
Progressive $2,938
State Farm $2,130
USAA $2,078

What factors affect Park Falls, WI car insurance rates?

Why are Park Falls, Wisconsin car insurance rates different than rates in La Crosse or Madison? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Park Falls, WI?

More time spent behind the wheel can lead to higher Park Falls, Wisconsin car insurance rates. In Park Falls, WI, the average commute length is 14.9 minutes.

Car Insurance Quotes for Park Falls, WI

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