Cheap Quotes for Paris, AR Car Insurance (2021)

Paris, Arkansas car insurance rates average $317 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Paris, AR companies, you can find cheap Paris car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Paris, AR are $317/month
  • Paris has an average commute time of 20.1 minutes
  • Average car insurance rates in Paris, AR for senior drivers are $1,987/year

How do the Paris, Arkansas monthly average car insurance rates of $317/month compare to nearby cities like Fort Smith car insurance rates, Hot Springs car insurance rates, and Rogers car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Paris, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Paris, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Paris, Arkansas companies to find the most affordable Paris car insurance rates.

Enter your ZIP code above to find cheap Paris, AR car insurance quotes today.

What are the minimum Paris, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Paris, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Paris, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Paris, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Paris, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Paris car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Paris, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,625 $2,653 $2,337 $2,500 $9,267 $11,063 $2,910 $3,160
Farmers $2,094 $2,082 $1,871 $1,970 $8,838 $9,151 $2,401 $2,527
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,620 $2,486 $2,152 $2,249 $11,063 $12,460 $3,140 $3,402
State Farm $1,493 $1,493 $1,327 $1,327 $4,189 $5,264 $1,678 $1,928
Travelers $2,181 $2,222 $2,152 $2,158 $12,640 $20,272 $2,333 $2,701
USAA $1,256 $1,270 $1,164 $1,175 $3,881 $4,069 $1,615 $1,744

How much do teen drivers pay for car insurance in Paris, AR?

Paris, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Paris car insurance rates from multiple Paris, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Paris, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,267 $11,063
Farmers $8,838 $9,151
GEICO $6,083 $6,098
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $11,063 $12,460
State Farm $4,189 $5,264
Travelers $12,640 $20,272
USAA $3,881 $4,069

How much do senior drivers pay for car insurance in Paris, AR?

With a little research, seniors can find affordable car insurance in Paris, Arkansas. Here’s a look at how the top Paris car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Paris, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,337 $2,500
Farmers $1,871 $1,970
GEICO $2,150 $2,090
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,152 $2,249
State Farm $1,327 $1,327
Travelers $2,152 $2,158
USAA $1,164 $1,175

How does coverage level affect Paris, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Paris, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Paris, Arkansas

Insurance Company Low Medium High
Allstate $4,439 $4,561 $4,693
Farmers $3,676 $3,827 $4,098
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,595 $4,877 $5,368
State Farm $2,236 $2,334 $2,442
Travelers $5,566 $5,849 $6,082
USAA $1,939 $2,014 $2,112

How does your driving record affect Paris, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Paris, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Paris, Arkansas companies.

Annual Paris, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,790 $4,740 $5,231 $4,496
Farmers $3,267 $4,190 $4,093 $3,918
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,264 $5,925 $4,479 $5,119
State Farm $2,153 $2,522 $2,337 $2,337
Travelers $4,888 $5,050 $7,390 $6,002
USAA $1,558 $1,969 $2,834 $1,727

How does a DUI affect Paris, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Paris, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Paris, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,231
Farmers $4,093
GEICO $4,978
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,479
State Farm $2,337
Travelers $7,390
USAA $2,834

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How does your credit history affect Paris, AR car insurance rates?

Take a look at the data here to see how your Paris, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Paris, Arkansas

Insurance Company Poor Fair Good
Allstate $5,735 $4,391 $3,567
Farmers $4,398 $3,689 $3,514
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,612 $4,782 $4,445
State Farm $3,382 $2,040 $1,590
Travelers $6,694 $5,584 $5,219
USAA $2,680 $1,828 $1,558

How does your commute affect Paris, AR car insurance rates?

Paris, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Paris if you’re financing.

Annual Car Insurance Rates by Commute Length in Paris, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,564 $4,564
Farmers $3,867 $3,867
GEICO $3,187 $3,232
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $4,947 $4,947
State Farm $2,283 $2,392
Travelers $5,832 $5,832
USAA $1,964 $2,080

Who has the cheapest Paris, AR car insurance rates?

Here’s a breakdown of Paris, Arkansas car insurance rates by company. You can see which company offers the cheapest Paris car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Paris, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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What are the top Paris, AR car insurance companies?

Which Paris, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Paris companies to find the one for you.

Average Annual Car Insurance Rates by Company in Paris, Arkansas

Insurance Company Average Annual Rates
Allstate $4,564
Farmers $3,867
GEICO $3,209
Liberty Mutual $3,892
Nationwide $3,583
Progressive $4,947
State Farm $2,337
Travelers $5,832
USAA $2,022

What factors affect Paris, AR car insurance rates?

Why are Paris, Arkansas car insurance rates different than rates in Fort Smith or Hot Springs? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Paris, AR?

More time spent behind the wheel can lead to higher Paris, Arkansas car insurance rates. In Paris, AR, the average commute length is 20.1 minutes.

What is the traffic like in Paris, AR

Like commute length, time spent in traffic also increase risk of accidents. Paris, AR is listed as 6th in INRIX congested cities data.

Car Insurance Quotes for Paris, AR

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