Cheap Quotes for Panola, AL Car Insurance (2021)

Panola, Alabama car insurance rates average $317 a month and Alabama law requires coverage of at least 25/50/25. By comparing rates from multiple Panola, AL companies, you can find cheap Panola car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Panola, AL after a DUI are $4,366/year
  • Average car insurance rates in Panola, AL are $317/month
  • The cheapest car insurance company in Panola is USAA

How do the Panola, Alabama monthly average car insurance rates of $317/month compare to nearby cities like Dothan car insurance rates, Madison car insurance rates, and Hoover car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Panola, AL.

We’ll cover the Alabama minimum coverage requirements, Alabama car insurance laws, and Panola, AL statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Panola, Alabama companies to find the most affordable Panola car insurance rates.

Enter your ZIP code above to find cheap Panola, AL car insurance quotes today.

What are the minimum Panola, AL car insurance requirements?

To meet Alabama minimum car insurance coverage requirements, Panola, AL drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Panola, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Panola, AL car insurance rates?

Three of the criteria that most affect car insurance rates in Panola, Alabama are age, gender, and marital status. Let’s take a look at how each of these stack up with top Panola car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Panola, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,106 $2,019 $1,889 $1,928 $7,009 $7,514 $2,396 $2,464
Farmers $2,414 $2,398 $2,158 $2,292 $9,313 $9,583 $2,748 $2,862
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,075 $3,324 $2,521 $2,817 $10,950 $12,175 $3,287 $3,514
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,462 $2,322 $2,013 $2,151 $9,702 $10,836 $2,876 $3,042
State Farm $2,797 $2,797 $2,520 $2,520 $8,309 $10,427 $3,156 $3,629
Travelers $1,868 $1,899 $1,744 $1,742 $10,299 $16,394 $1,761 $2,029
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

How much do teen drivers pay for car insurance in Panola, AL?

Panola, Alabama car insurance rates for teens are often higher than rates for other drivers. Compare Panola car insurance rates from multiple Panola, Alabama car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Panola, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,009 $7,514
Farmers $9,313 $9,583
GEICO $5,465 $5,384
Liberty Mutual $10,950 $12,175
Nationwide $4,418 $5,752
Progressive $9,702 $10,836
State Farm $8,309 $10,427
Travelers $10,299 $16,394
USAA $4,111 $4,567

How much do senior drivers pay for car insurance in Panola, AL?

With a little research, seniors can find affordable car insurance in Panola, Alabama. Here’s a look at how the top Panola car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Panola, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,889 $1,928
Farmers $2,158 $2,292
GEICO $1,993 $2,033
Liberty Mutual $2,521 $2,817
Nationwide $1,577 $1,642
Progressive $2,013 $2,151
State Farm $2,520 $2,520
Travelers $1,744 $1,742
USAA $1,294 $1,274

How does coverage level affect Panola, AL car insurance rates?

How much coverage do you need? Are you comfortable with the Alabama minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Panola, AL car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Panola, Alabama

Insurance Company Low Medium High
Allstate $3,306 $3,410 $3,531
Farmers $3,986 $4,165 $4,512
GEICO $2,726 $2,919 $3,149
Liberty Mutual $4,995 $5,186 $5,443
Nationwide $2,624 $2,595 $2,649
Progressive $3,973 $4,398 $4,906
State Farm $4,278 $4,514 $4,767
Travelers $4,460 $4,812 $4,879
USAA $2,151 $2,216 $2,317

How does your driving record affect Panola, AL car insurance rates?

Safe driving pays off. The more traffic violations you have in Panola, AL, the higher your car insurance rates will be. Compare rates based on driving infractions from top Panola, Alabama companies.

Annual Panola, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,927 $3,432 $4,020 $3,284
Farmers $3,550 $4,593 $4,480 $4,261
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,085 $5,680 $5,566 $5,500
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $4,008 $5,005 $4,285 $4,404
State Farm $4,090 $5,044 $4,472 $4,472
Travelers $3,928 $4,121 $6,036 $4,782
USAA $1,713 $2,146 $3,200 $1,853

How does a DUI affect Panola, AL car insurance rates?

With even one DUI on your record, you can see an increase in your Panola, AL car insurance rates.

Annual Car Insurance Rates After a DUI in Panola, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,020
Farmers $4,480
GEICO $3,878
Liberty Mutual $5,566
Nationwide $3,353
Progressive $4,285
State Farm $4,472
Travelers $6,036
USAA $3,200

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How does your credit history affect Panola, AL car insurance rates?

Take a look at the data here to see how your Panola, Alabama car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Panola, Alabama

Insurance Company Poor Fair Good
Allstate $4,232 $3,309 $2,706
Farmers $4,736 $4,070 $3,857
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,468 $4,567 $3,588
Nationwide $3,171 $2,467 $2,229
Progressive $5,020 $4,276 $3,980
State Farm $7,329 $3,709 $2,520
Travelers $5,141 $4,461 $4,550
USAA $3,000 $1,947 $1,737

How does your commute affect Panola, AL car insurance rates?

Panola, AL car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Alabama can be seen here. Remember, though, that you may have to carry substantially more car insurance in Panola if you’re financing.

Annual Car Insurance Rates by Commute Length in Panola, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,416 $3,416
Farmers $4,221 $4,221
GEICO $2,876 $2,987
Liberty Mutual $5,208 $5,208
Nationwide $2,623 $2,623
Progressive $4,425 $4,425
State Farm $4,410 $4,629
Travelers $4,717 $4,717
USAA $2,126 $2,330

Who has the cheapest Panola, AL car insurance rates?

Here’s a breakdown of Panola, Alabama car insurance rates by company. You can see which company offers the cheapest Panola car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Panola, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Panola, AL car insurance companies?

Which Panola, Alabama car insurance company will best fit your needs and budget? Check out this comparison of the top Panola companies to find the one for you.

Average Annual Car Insurance Rates by Company in Panola, Alabama

Insurance Company Average Annual Rates
Allstate $3,416
Farmers $4,221
GEICO $2,931
Liberty Mutual $5,208
Nationwide $2,623
Progressive $4,425
State Farm $4,519
Travelers $4,717
USAA $2,228

Car Insurance Quotes for Panola, AL

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