Cheap Quotes for Palmyra, WI Car Insurance (2021)

Palmyra, Wisconsin car insurance rates average $231 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Palmyra, WI companies, you can find cheap Palmyra car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Palmyra has an average commute time of 25.2 minutes
  • Average car insurance rates in Palmyra, WI after a DUI are $3,066/year
  • Average car insurance rates in Palmyra, WI for senior drivers are $1,509/year

How do the Palmyra, Wisconsin monthly average car insurance rates of $231/month compare to nearby cities like Eau Claire car insurance rates, Appleton car insurance rates, and Oshkosh car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Palmyra, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Palmyra, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Palmyra, Wisconsin companies to find the most affordable Palmyra car insurance rates.

Enter your ZIP code above to find cheap Palmyra, WI car insurance quotes today.

What are the minimum Palmyra, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Palmyra, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Palmyra, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Palmyra, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Palmyra, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Palmyra car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Palmyra, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,099 $2,207 $1,944 $2,141 $6,928 $8,844 $2,126 $2,310
American Family $923 $963 $886 $889 $2,926 $3,212 $1,099 $1,169
Farmers $1,830 $1,829 $1,619 $1,720 $8,903 $9,221 $2,082 $2,175
GEICO $1,129 $1,248 $1,180 $1,360 $3,771 $4,058 $1,044 $1,070
Liberty Mutual $1,663 $1,807 $1,340 $1,518 $6,246 $6,999 $1,762 $1,897
Nationwide $3,143 $3,301 $2,616 $2,751 $6,584 $10,130 $3,836 $4,518
Progressive $1,648 $1,553 $1,353 $1,417 $6,578 $7,397 $1,977 $2,148
State Farm $1,231 $1,231 $1,101 $1,101 $3,614 $4,554 $1,390 $1,595
USAA $1,216 $1,210 $1,107 $1,121 $3,123 $3,611 $1,572 $1,719

How much do teen drivers pay for car insurance in Palmyra, WI?

Palmyra, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Palmyra car insurance rates from multiple Palmyra, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Palmyra, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,928 $8,844
American Family $2,926 $3,212
Farmers $8,903 $9,221
GEICO $3,771 $4,058
Liberty Mutual $6,246 $6,999
Nationwide $6,584 $10,130
Progressive $6,578 $7,397
State Farm $3,614 $4,554
USAA $3,123 $3,611

How much do senior drivers pay for car insurance in Palmyra, WI?

With a little research, seniors can find affordable car insurance in Palmyra, Wisconsin. Here’s a look at how the top Palmyra car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Palmyra, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,944 $2,141
American Family $886 $889
Farmers $1,619 $1,720
GEICO $1,180 $1,360
Liberty Mutual $1,340 $1,518
Nationwide $2,616 $2,751
Progressive $1,353 $1,417
State Farm $1,101 $1,101
USAA $1,107 $1,121

How does coverage level affect Palmyra, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Palmyra, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Palmyra, Wisconsin

Insurance Company Low Medium High
Allstate $3,441 $3,567 $3,717
American Family $1,484 $1,523 $1,519
Farmers $3,368 $3,641 $4,008
GEICO $1,727 $1,857 $1,989
Liberty Mutual $2,623 $2,932 $3,157
Nationwide $4,459 $4,608 $4,763
Progressive $2,807 $3,038 $3,181
State Farm $1,863 $1,983 $2,085
USAA $1,764 $1,837 $1,904

How does your driving record affect Palmyra, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Palmyra, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Palmyra, Wisconsin companies.

Annual Palmyra, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,908 $4,007 $3,756 $3,629
American Family $1,443 $1,530 $1,530 $1,530
Farmers $3,199 $4,049 $3,826 $3,616
GEICO $1,285 $2,083 $2,400 $1,663
Liberty Mutual $2,202 $3,183 $3,271 $2,959
Nationwide $3,898 $4,508 $5,525 $4,508
Progressive $2,749 $3,352 $2,859 $3,075
State Farm $1,812 $2,142 $1,977 $1,977
USAA $1,437 $1,813 $2,449 $1,640

How does a DUI affect Palmyra, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Palmyra, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Palmyra, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,756
American Family $1,530
Farmers $3,826
GEICO $2,400
Liberty Mutual $3,271
Nationwide $5,525
Progressive $2,859
State Farm $1,977
USAA $2,449

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How does your credit history affect Palmyra, WI car insurance rates?

Take a look at the data here to see how your Palmyra, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Palmyra, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,683 $3,233 $2,808
American Family $2,021 $1,330 $1,174
Farmers $4,147 $3,512 $3,357
GEICO $2,434 $1,740 $1,399
Liberty Mutual $4,175 $2,543 $1,994
Nationwide $5,182 $4,324 $4,324
Progressive $3,400 $2,911 $2,715
State Farm $2,949 $1,693 $1,289
USAA $2,815 $1,494 $1,196

How does your commute affect Palmyra, WI car insurance rates?

Palmyra, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Palmyra if you’re financing.

Annual Car Insurance Rates by Commute Length in Palmyra, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,489 $3,661
American Family $1,482 $1,534
Farmers $3,672 $3,672
GEICO $1,821 $1,894
Liberty Mutual $2,904 $2,904
Nationwide $4,610 $4,610
Progressive $3,009 $3,009
State Farm $1,928 $2,026
USAA $1,811 $1,859

Who has the cheapest Palmyra, WI car insurance rates?

Here’s a breakdown of Palmyra, Wisconsin car insurance rates by company. You can see which company offers the cheapest Palmyra car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Palmyra, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Palmyra, WI car insurance companies?

Which Palmyra, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Palmyra companies to find the one for you.

Average Annual Car Insurance Rates by Company in Palmyra, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,575
American Family $1,508
Farmers $3,672
GEICO $1,858
Liberty Mutual $2,904
Nationwide $4,610
Progressive $3,009
State Farm $1,977
USAA $1,835

What factors affect Palmyra, WI car insurance rates?

Why are Palmyra, Wisconsin car insurance rates different than rates in Eau Claire or Appleton? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Palmyra, WI?

More time spent behind the wheel can lead to higher Palmyra, Wisconsin car insurance rates. In Palmyra, WI, the average commute length is 25.2 minutes.

Car Insurance Quotes for Palmyra, WI

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