Cheap Quotes for Oostburg, WI Car Insurance (2021)

Oostburg, Wisconsin car insurance rates average $219 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Oostburg, WI companies, you can find cheap Oostburg car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • The cheapest car insurance company in Oostburg is American Family
  • Average car insurance rates in Oostburg, WI for senior drivers are $1,437/year
  • Average car insurance rates in Oostburg, WI are $219/month

How do the Oostburg, Wisconsin monthly average car insurance rates of $219/month compare to nearby cities like Appleton car insurance rates, Kenosha car insurance rates, and Janesville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Oostburg, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Oostburg, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Oostburg, Wisconsin companies to find the most affordable Oostburg car insurance rates.

Enter your ZIP code above to find cheap Oostburg, WI car insurance quotes today.

What are the minimum Oostburg, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Oostburg, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Oostburg, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Oostburg, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Oostburg, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Oostburg car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oostburg, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,020 $2,124 $1,872 $2,063 $6,583 $8,421 $2,045 $2,217
American Family $860 $896 $824 $828 $2,629 $2,882 $1,014 $1,077
Farmers $1,790 $1,789 $1,585 $1,682 $8,626 $8,935 $2,034 $2,125
GEICO $1,107 $1,238 $1,180 $1,385 $3,788 $4,072 $1,021 $1,040
Liberty Mutual $1,866 $2,028 $1,501 $1,698 $6,794 $7,602 $1,987 $2,150
Nationwide $2,831 $2,972 $2,363 $2,483 $5,991 $9,234 $3,461 $4,065
Progressive $1,423 $1,339 $1,168 $1,226 $5,690 $6,394 $1,702 $1,843
State Farm $1,122 $1,122 $1,009 $1,009 $3,352 $4,220 $1,268 $1,454
USAA $1,083 $1,077 $989 $1,000 $2,778 $3,203 $1,395 $1,523

How much do teen drivers pay for car insurance in Oostburg, WI?

Oostburg, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Oostburg car insurance rates from multiple Oostburg, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Oostburg, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,583 $8,421
American Family $2,629 $2,882
Farmers $8,626 $8,935
GEICO $3,788 $4,072
Liberty Mutual $6,794 $7,602
Nationwide $5,991 $9,234
Progressive $5,690 $6,394
State Farm $3,352 $4,220
USAA $2,778 $3,203

How much do senior drivers pay for car insurance in Oostburg, WI?

With a little research, seniors can find affordable car insurance in Oostburg, Wisconsin. Here’s a look at how the top Oostburg car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Oostburg, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,872 $2,063
American Family $824 $828
Farmers $1,585 $1,682
GEICO $1,180 $1,385
Liberty Mutual $1,501 $1,698
Nationwide $2,363 $2,483
Progressive $1,168 $1,226
State Farm $1,009 $1,009
USAA $989 $1,000

How does coverage level affect Oostburg, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Oostburg, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Oostburg, Wisconsin

Insurance Company Low Medium High
Allstate $3,276 $3,410 $3,569
American Family $1,353 $1,389 $1,386
Farmers $3,280 $3,543 $3,889
GEICO $1,694 $1,852 $2,015
Liberty Mutual $2,969 $3,229 $3,412
Nationwide $4,032 $4,172 $4,321
Progressive $2,407 $2,623 $2,764
State Farm $1,706 $1,826 $1,927
USAA $1,564 $1,633 $1,697

How does your driving record affect Oostburg, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Oostburg, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Oostburg, Wisconsin companies.

Annual Oostburg, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,790 $3,831 $3,588 $3,464
American Family $1,318 $1,396 $1,396 $1,396
Farmers $3,110 $3,934 $3,722 $3,517
GEICO $1,270 $2,077 $2,434 $1,634
Liberty Mutual $2,432 $3,501 $3,613 $3,267
Nationwide $3,531 $4,083 $5,003 $4,083
Progressive $2,374 $2,895 $2,470 $2,653
State Farm $1,663 $1,975 $1,819 $1,819
USAA $1,279 $1,613 $2,173 $1,459

How does a DUI affect Oostburg, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Oostburg, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Oostburg, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,588
American Family $1,396
Farmers $3,722
GEICO $2,434
Liberty Mutual $3,613
Nationwide $5,003
Progressive $2,470
State Farm $1,819
USAA $2,173

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How does your credit history affect Oostburg, WI car insurance rates?

Take a look at the data here to see how your Oostburg, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Oostburg, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,480 $3,090 $2,685
American Family $1,848 $1,212 $1,069
Farmers $4,031 $3,415 $3,265
GEICO $2,429 $1,736 $1,396
Liberty Mutual $4,612 $2,801 $2,197
Nationwide $4,693 $3,916 $3,916
Progressive $2,934 $2,515 $2,346
State Farm $2,713 $1,558 $1,187
USAA $2,492 $1,332 $1,069

How does your commute affect Oostburg, WI car insurance rates?

Oostburg, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Oostburg if you’re financing.

Annual Car Insurance Rates by Commute Length in Oostburg, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,337 $3,500
American Family $1,353 $1,399
Farmers $3,571 $3,571
GEICO $1,818 $1,890
Liberty Mutual $3,203 $3,203
Nationwide $4,175 $4,175
Progressive $2,598 $2,598
State Farm $1,774 $1,865
USAA $1,610 $1,652

Who has the cheapest Oostburg, WI car insurance rates?

Here’s a breakdown of Oostburg, Wisconsin car insurance rates by company. You can see which company offers the cheapest Oostburg car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Oostburg, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Oostburg, WI car insurance companies?

Which Oostburg, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Oostburg companies to find the one for you.

Average Annual Car Insurance Rates by Company in Oostburg, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,418
American Family $1,376
Farmers $3,571
GEICO $1,854
Liberty Mutual $3,203
Nationwide $4,175
Progressive $2,598
State Farm $1,819
USAA $1,631

What factors affect Oostburg, WI car insurance rates?

Why are Oostburg, Wisconsin car insurance rates different than rates in Appleton or Kenosha? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Oostburg, WI?

More time spent behind the wheel can lead to higher Oostburg, Wisconsin car insurance rates. In Oostburg, WI, the average commute length is 16.9 minutes.

Car Insurance Quotes for Oostburg, WI

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