Cheap Quotes for Ontario, WI Car Insurance (2021)

Ontario, Wisconsin car insurance rates average $245 a month and Wisconsin law requires coverage of at least 25/50/10. By comparing rates from multiple Ontario, WI companies, you can find cheap Ontario car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Ontario, WI after a DUI are $3,259/year
  • Average car insurance rates in Ontario, WI are $245/month
  • Average car insurance rates in Ontario, WI for senior drivers are $1,643/year

How do the Ontario, Wisconsin monthly average car insurance rates of $245/month compare to nearby cities like Oshkosh car insurance rates, Appleton car insurance rates, and Janesville car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Ontario, WI.

We’ll cover the Wisconsin minimum coverage requirements, Wisconsin car insurance laws, and Ontario, WI statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Ontario, Wisconsin companies to find the most affordable Ontario car insurance rates.

Enter your ZIP code above to find cheap Ontario, WI car insurance quotes today.

What are the minimum Ontario, WI car insurance requirements?

To meet Wisconsin minimum car insurance coverage requirements, Ontario, WI drivers need to carry at least 25/50/10 coverage.

Minimum Required Car Insurance Coverage in Ontario, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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How do age, gender, and marital status affect Ontario, WI car insurance rates?

Three of the criteria that most affect car insurance rates in Ontario, Wisconsin are age, gender, and marital status. Let’s take a look at how each of these stack up with top Ontario car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ontario, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,207 $2,331 $2,033 $2,250 $6,929 $8,902 $2,247 $2,440
American Family $1,007 $1,054 $944 $952 $2,883 $3,192 $1,195 $1,276
Farmers $1,808 $1,807 $1,605 $1,696 $8,401 $8,695 $2,056 $2,161
GEICO $1,281 $1,408 $1,310 $1,485 $4,200 $4,534 $1,187 $1,232
Liberty Mutual $1,729 $1,888 $1,398 $1,587 $5,815 $6,520 $1,841 $1,999
Nationwide $3,793 $3,990 $3,131 $3,300 $7,682 $11,749 $4,605 $5,480
Progressive $1,796 $1,724 $1,471 $1,524 $6,572 $7,434 $2,161 $2,345
State Farm $1,358 $1,358 $1,200 $1,200 $3,796 $4,798 $1,529 $1,751
USAA $1,362 $1,360 $1,231 $1,253 $3,470 $4,033 $1,769 $1,942

How much do teen drivers pay for car insurance in Ontario, WI?

Ontario, Wisconsin car insurance rates for teens are often higher than rates for other drivers. Compare Ontario car insurance rates from multiple Ontario, Wisconsin car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Ontario, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,929 $8,902
American Family $2,883 $3,192
Farmers $8,401 $8,695
GEICO $4,200 $4,534
Liberty Mutual $5,815 $6,520
Nationwide $7,682 $11,749
Progressive $6,572 $7,434
State Farm $3,796 $4,798
USAA $3,470 $4,033

How much do senior drivers pay for car insurance in Ontario, WI?

With a little research, seniors can find affordable car insurance in Ontario, Wisconsin. Here’s a look at how the top Ontario car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Ontario, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,250
American Family $944 $952
Farmers $1,605 $1,696
GEICO $1,310 $1,485
Liberty Mutual $1,398 $1,587
Nationwide $3,131 $3,300
Progressive $1,471 $1,524
State Farm $1,200 $1,200
USAA $1,231 $1,253

How does coverage level affect Ontario, WI car insurance rates?

How much coverage do you need? Are you comfortable with the Wisconsin minimum of 25/50/10 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Ontario, WI car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Ontario, Wisconsin

Insurance Company Low Medium High
Allstate $3,504 $3,658 $3,840
American Family $1,549 $1,577 $1,562
Farmers $3,276 $3,504 $3,806
GEICO $1,966 $2,079 $2,194
Liberty Mutual $2,631 $2,870 $3,039
Nationwide $5,325 $5,464 $5,610
Progressive $2,970 $3,150 $3,264
State Farm $2,021 $2,129 $2,221
USAA $1,984 $2,054 $2,120

How does your driving record affect Ontario, WI car insurance rates?

Safe driving pays off. The more traffic violations you have in Ontario, WI, the higher your car insurance rates will be. Compare rates based on driving infractions from top Ontario, Wisconsin companies.

Annual Ontario, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,015 $4,117 $3,834 $3,703
American Family $1,495 $1,586 $1,586 $1,586
Farmers $3,079 $3,882 $3,669 $3,485
GEICO $1,450 $2,334 $2,641 $1,893
Liberty Mutual $2,176 $3,092 $3,212 $2,908
Nationwide $4,622 $5,346 $6,552 $5,346
Progressive $2,870 $3,457 $2,973 $3,214
State Farm $1,958 $2,289 $2,124 $2,124
USAA $1,608 $2,026 $2,743 $1,833

How does a DUI affect Ontario, WI car insurance rates?

With even one DUI on your record, you can see an increase in your Ontario, WI car insurance rates.

Annual Car Insurance Rates After a DUI in Ontario, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,834
American Family $1,586
Farmers $3,669
GEICO $2,641
Liberty Mutual $3,212
Nationwide $6,552
Progressive $2,973
State Farm $2,124
USAA $2,743

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How does your credit history affect Ontario, WI car insurance rates?

Take a look at the data here to see how your Ontario, Wisconsin car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Ontario, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,818 $3,312 $2,872
American Family $2,088 $1,380 $1,220
Farmers $3,995 $3,369 $3,222
GEICO $2,729 $1,947 $1,563
Liberty Mutual $4,113 $2,478 $1,951
Nationwide $6,145 $5,127 $5,127
Progressive $3,578 $3,014 $2,793
State Farm $3,168 $1,819 $1,385
USAA $3,169 $1,663 $1,326

How does your commute affect Ontario, WI car insurance rates?

Ontario, WI car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Wisconsin can be seen here. Remember, though, that you may have to carry substantially more car insurance in Ontario if you’re financing.

Annual Car Insurance Rates by Commute Length in Ontario, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,579 $3,755
American Family $1,536 $1,589
Farmers $3,529 $3,529
GEICO $2,036 $2,123
Liberty Mutual $2,847 $2,847
Nationwide $5,466 $5,466
Progressive $3,128 $3,128
State Farm $2,073 $2,175
USAA $2,026 $2,079

Who has the cheapest Ontario, WI car insurance rates?

Here’s a breakdown of Ontario, Wisconsin car insurance rates by company. You can see which company offers the cheapest Ontario car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Ontario, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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What are the top Ontario, WI car insurance companies?

Which Ontario, Wisconsin car insurance company will best fit your needs and budget? Check out this comparison of the top Ontario companies to find the one for you.

Average Annual Car Insurance Rates by Company in Ontario, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,667
American Family $1,563
Farmers $3,529
GEICO $2,080
Liberty Mutual $2,847
Nationwide $5,466
Progressive $3,128
State Farm $2,124
USAA $2,053

What factors affect Ontario, WI car insurance rates?

Why are Ontario, Wisconsin car insurance rates different than rates in Oshkosh or Appleton? Other than those we’ve already mentioned, there are additional statistics that affect car insurance rates. Let’s take a look.

How long is the average commute in Ontario, WI?

More time spent behind the wheel can lead to higher Ontario, Wisconsin car insurance rates. In Ontario, WI, the average commute length is 21.0 minutes.

Car Insurance Quotes for Ontario, WI

Shop for affordable Ontario, Wisconsin car insurance rates today. Enter your ZIP code to compare quotes from multiple Ontario, WI car insurance companies.

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