Cheap Quotes for Oneida, AR Car Insurance (2021)

Oneida, Arkansas car insurance rates average $384 a month and Arkansas law requires coverage of at least 25/50/25. By comparing rates from multiple Oneida, AR companies, you can find cheap Oneida car insurance quotes to fit your needs and budget.

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Tonya Sisler has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for 15+ years in management. She has also completed a proofreading certification and is currently a professional writer.

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Brad Larson has been in the insurance industry for more than a dozen years. He started out as a claims adjuster for a national carrier. He has since switched to the agency side of the business. Brad is licensed in all P&C lines.

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Reviewed by Brad Larsen
Licensed Auto Insurance Agent

UPDATED: Aug 4, 2021

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Things to Know

  • Average car insurance rates in Oneida, AR are $384/month
  • Average car insurance rates in Oneida, AR for senior drivers are $2,407/year
  • Average car insurance rates in Oneida, AR after a DUI are $5,526/year

How do the Oneida, Arkansas monthly average car insurance rates of $384/month compare to nearby cities like Rogers car insurance rates, Conway car insurance rates, and Jonesboro car insurance rates? Here you can review all of the factors that contribute to the cost of car insurance in Oneida, AR.

We’ll cover the Arkansas minimum coverage requirements, Arkansas car insurance laws, and Oneida, AR statistics that affect your monthly rate. You can even compare car insurance quotes from multiple Oneida, Arkansas companies to find the most affordable Oneida car insurance rates.

Enter your ZIP code above to find cheap Oneida, AR car insurance quotes today.

What are the minimum Oneida, AR car insurance requirements?

To meet Arkansas minimum car insurance coverage requirements, Oneida, AR drivers need to carry at least 25/50/25 coverage.

Minimum Required Car Insurance Coverage in Oneida, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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How do age, gender, and marital status affect Oneida, AR car insurance rates?

Three of the criteria that most affect car insurance rates in Oneida, Arkansas are age, gender, and marital status. Let’s take a look at how each of these stack up with top Oneida car insurance companies.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Oneida, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,276 $2,908 $3,112 $12,129 $14,565 $3,593 $3,901
Farmers $2,796 $2,796 $2,496 $2,619 $11,708 $12,189 $3,201 $3,384
GEICO $3,177 $3,153 $2,939 $2,857 $7,876 $7,938 $3,099 $3,142
Liberty Mutual $2,387 $2,555 $2,288 $2,555 $8,580 $9,444 $2,575 $2,688
Nationwide $2,588 $2,640 $2,324 $2,457 $6,242 $7,962 $2,959 $3,192
Progressive $3,262 $3,105 $2,677 $2,794 $13,468 $15,215 $3,898 $4,216
State Farm $2,177 $2,177 $1,945 $1,945 $6,213 $7,854 $2,453 $2,787
Travelers $2,374 $2,423 $2,323 $2,336 $13,644 $21,985 $2,528 $2,942
USAA $1,475 $1,494 $1,364 $1,379 $4,636 $4,863 $1,910 $2,065

How much do teen drivers pay for car insurance in Oneida, AR?

Oneida, Arkansas car insurance rates for teens are often higher than rates for other drivers. Compare Oneida car insurance rates from multiple Oneida, Arkansas car insurance companies to get the best deal.

Annual Car Insurance Rates for Teen Drivers in Oneida, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,129 $14,565
Farmers $11,708 $12,189
GEICO $7,876 $7,938
Liberty Mutual $8,580 $9,444
Nationwide $6,242 $7,962
Progressive $13,468 $15,215
State Farm $6,213 $7,854
Travelers $13,644 $21,985
USAA $4,636 $4,863

How much do senior drivers pay for car insurance in Oneida, AR?

With a little research, seniors can find affordable car insurance in Oneida, Arkansas. Here’s a look at how the top Oneida car insurance companies stack up.

Annual Car Insurance Rates for Senior Drivers in Oneida, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,908 $3,112
Farmers $2,496 $2,619
GEICO $2,939 $2,857
Liberty Mutual $2,288 $2,555
Nationwide $2,324 $2,457
Progressive $2,677 $2,794
State Farm $1,945 $1,945
Travelers $2,323 $2,336
USAA $1,364 $1,379

How does coverage level affect Oneida, AR car insurance rates?

How much coverage do you need? Are you comfortable with the Arkansas minimum of 25/50/25 or do you need more? Keep in mind that the higher level of coverage you have, the higher your Oneida, AR car insurance rates will be. Let’s take a look.

Annual Car Insurance Rates by Coverage Level in Oneida, Arkansas

Insurance Company Low Medium High
Allstate $5,675 $5,840 $6,014
Farmers $4,882 $5,090 $5,474
GEICO $4,099 $4,271 $4,447
Liberty Mutual $3,986 $4,103 $4,313
Nationwide $3,819 $3,717 $3,850
Progressive $5,555 $5,957 $6,726
State Farm $3,262 $3,443 $3,627
Travelers $6,017 $6,337 $6,605
USAA $2,302 $2,390 $2,503

How does your driving record affect Oneida, AR car insurance rates?

Safe driving pays off. The more traffic violations you have in Oneida, AR, the higher your car insurance rates will be. Compare rates based on driving infractions from top Oneida, Arkansas companies.

Annual Oneida, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,800 $6,064 $6,751 $5,756
Farmers $4,360 $5,574 $5,444 $5,217
GEICO $2,870 $4,440 $6,692 $3,088
Liberty Mutual $2,812 $4,582 $5,360 $3,782
Nationwide $2,952 $3,815 $5,164 $3,250
Progressive $5,245 $7,262 $5,512 $6,299
State Farm $3,166 $3,722 $3,444 $3,444
Travelers $5,302 $5,478 $7,995 $6,504
USAA $1,840 $2,334 $3,374 $2,044

How does a DUI affect Oneida, AR car insurance rates?

With even one DUI on your record, you can see an increase in your Oneida, AR car insurance rates.

Annual Car Insurance Rates After a DUI in Oneida, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,751
Farmers $5,444
GEICO $6,692
Liberty Mutual $5,360
Nationwide $5,164
Progressive $5,512
State Farm $3,444
Travelers $7,995
USAA $3,374

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How does your credit history affect Oneida, AR car insurance rates?

Take a look at the data here to see how your Oneida, Arkansas car insurance rates are affected by your credit history.

Annual Car Insurance Rates by Credit Score in Oneida, Arkansas

Insurance Company Poor Fair Good
Allstate $7,348 $5,626 $4,555
Farmers $5,859 $4,909 $4,679
GEICO $5,122 $4,204 $3,491
Liberty Mutual $5,978 $3,605 $2,820
Nationwide $4,489 $3,609 $3,288
Progressive $6,912 $5,873 $5,453
State Farm $4,996 $3,002 $2,334
Travelers $7,257 $6,049 $5,652
USAA $3,186 $2,166 $1,843

How does your commute affect Oneida, AR car insurance rates?

Oneida, AR car insurance requirements are the minimum insurance requirements for the entire state. The required car insurance for Arkansas can be seen here. Remember, though, that you may have to carry substantially more car insurance in Oneida if you’re financing.

Annual Car Insurance Rates by Commute Length in Oneida, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,843 $5,843
Farmers $5,149 $5,149
GEICO $4,250 $4,295
Liberty Mutual $4,134 $4,134
Nationwide $3,795 $3,795
Progressive $6,079 $6,079
State Farm $3,358 $3,530
Travelers $6,320 $6,320
USAA $2,329 $2,468

Who has the cheapest Oneida, AR car insurance rates?

Here’s a breakdown of Oneida, Arkansas car insurance rates by company. You can see which company offers the cheapest Oneida car insurance rates in each category.

Best Annual Car Insurance Rates by Company in Oneida, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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What are the top Oneida, AR car insurance companies?

Which Oneida, Arkansas car insurance company will best fit your needs and budget? Check out this comparison of the top Oneida companies to find the one for you.

Average Annual Car Insurance Rates by Company in Oneida, Arkansas

Insurance Company Average Annual Rates
Allstate $5,843
Farmers $5,149
GEICO $4,272
Liberty Mutual $4,134
Nationwide $3,795
Progressive $6,079
State Farm $3,444
Travelers $6,320
USAA $2,398

Car Insurance Quotes for Oneida, AR

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